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Redstone Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.redfcu.org
800-234-1234
220 Wynn Dr
Huntsville, AL 35893-001

Redstone Federal Credit Union is headquartered in Huntsville and is the largest credit union in the state of Alabama. It is also the 47th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 1,328 employees and 802,746 members at 43 locations. Redstone Federal Credit Union's savings rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Redstone Federal Credit Union is open to military and civilian personnel working at Redstone Arsenal. Employees of Madison County (AL) and members of the National Guard in the Alabama counties of Limestone, Madison, or Morgan, or Lincoln County in Tennessee also qualify, as do the employees/members of more than 1,500 Membership Partner groups.
See current membership details

Reviews (2)

Greed And Charge Fees At Every Chance!

Posted by: |

Beware ! They will charge fees even duplicates! And no remorse!!!

3

Incompetent Employees When It Comes To Banking

Posted by: |

The most incompetent employees if you want anything done right you need to do it yourself they won't even answer their phones dont even try to explain what you want done before you know it they close your bank account without your permission we had the same account for over 20 yrs I have given them so many chances even changed banks because they screwed us up twice now I get 1 fraud Check got a new account & waiting for our stimulus check to go in before we close our account been pending since Saturday now we received our fraud money back they closed the account went to bank they reopened it but too late no stimulus so guess we have to wait for gov to send a paper check been dealing with this bank over a month & having gall bladder surgery at the same time I'm devastated

4


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #7544
Year Chartered1951
Employees1328
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.81%
Annual Interest Income$94.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$8.17B$7.64B
LoansQ1 2025vs Q1 2024$3.73B$3.81B
DepositsQ1 2025vs Q1 2024$7.34B$6.92B
Equity CapitalQ1 2025vs Q1 2024$782MM$621.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$43.2MM$41.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$39.9MM$24.4MM
Real Estate OwnedQ1 2025vs Q1 2024$1MM$341K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Redstone Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.58%*$0$2.5kBrighter Day Savings Account
OTHER TIERS: 0.25% → $2.5k+
0.25%$0-Regular Share Account
0.25%$500-“You Name It” Share Account
0.25%$0-Christmas Club Share Account
0.25%$0-Business Endeavor Savings

Redstone Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%*$1m*-Money Market Share Account
OTHER TIERS: 1.21% → $2k - $5k | 1.31% → $5k - $50k | 1.41% → $50k - $100k | 1.61% → $100k - $250k | 1.81% → $250k - $500k | 2.02% → $500k - $1m
1.61%*$100k*-Business Endeavor Money Market
OTHER TIERS: 1.21% → $2k - $5k | 1.31% → $5k - $50k | 1.41% → $50k - $100k

Redstone Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Business Endeavor Plus Checking
OTHER TIERS: 0.05% → $2k - $50k

Redstone Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$1k-8 Month Regular Share Certificate (Compounding)
4.02%$100k-6 Month Jumbo Share Certificate (Compounding)
3.95%$100k-6 Month Jumbo Share Certificate (Non-Compounding)
3.82%$100k-12 Month Jumbo Share Certificate (Compounding)
3.75%$1k-6 Month Regular Share Certificate (Compounding)
3.75%$100k-12 Month Jumbo Share Certificate (Non-Compounding)
3.70%$1k-6 Month Regular Share Certificate (Non-Compounding)
3.55%$1k-12 Month Regular Share Certificate (Compounding)
3.51%$100k-18 Month Jumbo Share Certificate (Compounding)
3.50%$1k-12 Month Regular Share Certificate (Non-Compounding)
3.45%$100k-18 Month Jumbo Share Certificate (Non-Compounding)
3.45%$100k-144 Month Jumbo Share Certificate (Compounding)
3.40%$100k-24 Month Jumbo Share Certificate (Compounding)
3.40%$100k-144 Month Jumbo Share Certificate (Non-Compounding)
3.40%$100k-120 Month Jumbo Share Certificate (Compounding)
3.35%$100k-24 Month Jumbo Share Certificate (Non-Compounding)
3.35%$100k-108 Month Jumbo Share Certificate (Compounding)
3.35%$100k-120 Month Jumbo Share Certificate (Non-Compounding)
3.30%$100k-96 Month Jumbo Share Certificate (Compounding)
3.30%$100k-108 Month Jumbo Share Certificate (Non-Compounding)
3.25%$100k-84 Month Jumbo Share Certificate (Compounding)
3.25%$100k-96 Month Jumbo Share Certificate (Non-Compounding)
3.24%$1k-18 Month Regular Share Certificate (Compounding)
3.20%$1k-18 Month Regular Share Certificate (Non-Compounding)
3.20%$100k-84 Month Jumbo Share Certificate (Non-Compounding
3.20%$100k-72 Month Jumbo Share Certificate (Compounding)
3.19%$1k-144 Month Member's Choice Share Certificate (Compounding)
3.19%$1k-144 Month Regular Share Certificate (Compounding)
3.15%$100k-72 Month Jumbo Share Certificate (Non-Compounding)
3.15%$1k-144 Month Member's Choice Share Certificate (Non-Compounding)
3.15%$1k-144 Month Regular Share Certificate (Non-Compounding)
3.14%$1k-24 Month Regular Share Certificate (Compounding)
3.14%$100k-60 Month Jumbo Share Certificate (Compounding)
3.14%$1k-120 Month Member's Choice Share Certificate (Compounding)
3.14%$1k-120 Month Regular Share Certificate (Compounding)
3.10%$1k-24 Month Regular Share Certificate (Non-Compounding)
3.10%$100k-60 Month Jumbo Share Certificate (Non-Compounding)
3.10%$1k-120 Month Member's Choice Share Certificate (Non-Compounding)
3.10%$1k-120 Month Regular Share Certificate (Non-Compounding)
3.09%$1k-108 Month Member's Choice Share Certificate (Compounding)
3.09%$1k-108 Month Regular Share Certificate (Compounding)
3.05%$1k-108 Month Member's Choice Share Certificate (Non-Compounding)
3.05%$1k-108 Month Regular Share Certificate (Non-Compounding)
3.03%$1k-96 Month Member's Choice Share Certificate (Compounding)
3.03%$1k-96 Month Regular Share Certificate (Compounding)
3.00%$1k-96 Month Member's Choice Share Certificate (Non-Compounding)
3.00%$1k-96 Month Regular Share Certificate (Non-Compounding)
2.99%$100k-48 Month Jumbo Share Certificate (Compounding)
2.98%$1k-84 Month Member's Choice Share Certificate (Compounding)
2.98%$1k-84 Month Regular Share Certificate (Compounding)
2.95%$100k-48 Month Jumbo Share Certificate (Non-Compounding)
2.95%$1k-84 Month Member's Choice Share Certificate (Non-Compounding)
2.95%$1k-84 Month Regular Share Certificate (Non-Compounding)
2.94%$100k-36 Month Jumbo Share Certificate (Compounding)
2.93%$1k-72 Month Member's Choice Share Certificate (Compounding)
2.93%$1k-72 Month Regular Share Certificate (Compounding)
2.90%$100k-36 Month Jumbo Share Certificate (Non-Compounding)
2.90%$1k-72 Month Member's Choice Share Certificate (Non-Compounding)
2.90%$1k-72 Month Regular Share Certificate (Non-Compounding)
2.88%$1k-60 Month Regular Share Certificate (Compounding)
2.88%$1k-60 Month Member's Choice Share Certificate (Compounding)
2.85%$1k-60 Month Regular Share Certificate (Non-Compounding)
2.85%$1k-60 Month Member's Choice Share Certificate (Non-Compounding)
2.73%$1k-48 Month Regular Share Certificate (Compounding)
2.73%$1k-48 Month Member's Choice Share Certificate (Compounding)
2.70%$1k-48 Month Regular Share Certificate (Non-Compounding)
2.70%$1k-48 Month Member's Choice Share Certificate (Non-Compounding)
2.68%$1k-36 Month Regular Share Certificate (Compounding)
2.68%$1k-36 Month Member's Choice Share Certificate (Compounding)
2.65%$1k-36 Month Regular Share Certificate (Non-Compounding)
2.65%$1k-36 Month Member's Choice Share Certificate (Non-Compounding)

Redstone Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%$5-12 Month IRA Certificate
3.24%$5-18 Month IRA Certificate
3.19%$500-144 Month IRA Certificate
3.14%$500-24 Month IRA Certificate
3.14%$500-120 Month IRA Certificate
3.09%$500-108 Month IRA Certificate
3.03%$500-96 Month IRA Certificate
2.98%$500-84 Month IRA Certificate
2.93%$500-72 Month IRA Certificate
2.88%$500-60 Month IRA Certificate
2.73%$500-48 Month IRA Certificate
2.68%$500-36 Month IRA Certificate
0.25%$5-IRA Savings
Locations

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