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Overview / Commentary
1601 Lincoln Street
Wisconsin Rapids, WI 54494

River Cities Bank is headquartered in Wisconsin Rapids and is the 94th largest bank in the state of Wisconsin. It is also the 2,601st largest bank in the nation. It was established in 1997 and as of September of 2017, it had grown to 35 employees at 3 locations. River Cities Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #34304
Year Established1997
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD9.18%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$240.5MM$227.1MM
LoansQ3 2017vs Q3 2016$166.5MM$153.8MM
DepositsQ3 2017vs Q3 2016$198.4MM$173.8MM
Equity CapitalQ3 2017vs Q3 2016$34.2MM$31.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.7MM$3.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$126.00K$213.00K
Real Estate OwnedQ3 2017vs Q3 2016$153.00K$494.00K
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River Cities Bank Checking Account Rates

1.00%*$7,500*$15kRelationship Checking
OTHER TIERS: 0.03% Any amount

River Cities Bank Locations
Baraboo Wi Branch110 Linn StreetBaraboo, WI 53913
River Cities Bank1601 Lincoln StreetWisconsin Rapids, WI 54494
Stevens Point Branch5709 Windy Drive, Suite AStevens Point, WI 54482