River Valley Credit Union (VT)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.60% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.30% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.30% | Savings | 0.26% - National Average |
River Valley Credit Union (VT) is headquartered in Brattleboro and is the 8th largest credit union in the state of Vermont. It is also the 1,487th largest credit union in the nation. It was established in 1946 and as of December of 2018, it had grown to 56 employees and 18,056 members at 5 locations. River Valley Credit Union (VT) has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Windsor and Windham Counties in Vermont, Western Cheshire and Western Sullivan Counties in New Hampshire.
See current membership details
River CU: Supporting your local "grass-roots" bank
River Valley Credit Union is a great little bank in south-eastern Vermont. Having grown up in the area and used them since opening my first bank account, over the long run I have been very impressed with this bank. It's a credit union so there are no fees for having a checking or savings account. The only requirement is that you keep a constant $25 dollars in your savings as a member "share" which makes you a part "owner" of the bank. It's a credit union after all!
Would Consider Returning
My husband and I banked at River Valley Credit Union for several years, and overall were very happy with our experience. The customer service was great, and we loved the smaller feel of River Valley as opposed to using a larger bank. The manager of the location that we used was very personable and helpful each time we interacted with her. The main problem that we had, which prompted us to move eventually, was that they started charging fees on what had been, up to that point, free checking. It was a difficult decision, but we did move to a bank that offered the free checking account, which was what we wanted, but we were both sad to leave River Valley. That was several years ago, and it does appear that they offer a free checking account now, so we will definitely consider River Valley again if we find ourselves looking for a new bank/credit union.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64365 |
| Year Chartered | 1946 |
| Employees | 56 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.48% |
| Return on Equity - YTD | 17.16% |
| Annual Interest Income | $5.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $115.2MM$107.2MM |
| Loans | Q4 2018vs Q4 2017 | $102.1MM$94.7MM |
| Deposits | Q4 2018vs Q4 2017 | $100.0MM$91.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $9.8MM$8.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $798.00K$719.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.4MM$1.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$121.00K |
Always verify rates and promotions with the bank or credit union. We are not River Valley Credit Union (VT); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
River Valley Credit Union (VT) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Base Share Accounts | |
| 0.30% | - | - | Christmas Club | |
| 0.30% | - | - | Vacation Club | |
| 0.30% | - | - | Tax Account | |
| 0.30% | - | - | Special Account | |
| 0.30% | - | - | IRA Share Account |
River Valley Credit Union (VT) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Tiered Money Market Account | ||
| OTHER TIERS: 0.30% → $1k - $2.5k | 0.32% → $2.5k - $10k | 0.34% → $10k - $25k | 0.37% → $25k - $50k | |||||
River Valley Credit Union (VT) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $500 | - | 48 Month Share Certificate | |
| 0.60% | $500 | - | 60 Month Share Certificate | |
| 0.40% | $500 | - | 36 Month Share Certificate | |
| 0.35% | $500 | - | 24 Month Share Certificate | |
| 0.35% | $500 | - | 30 Month Share Certificate | |
| 0.30% | $500 | - | 3 Month Share Certificate | |
| 0.30% | $500 | - | 6 Month Share Certificate | |
| 0.30% | $500 | - | 12 Month Share Certificate | |
| 0.30% | $500 | - | 18 Month Share Certificate |
River Valley Credit Union (VT) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $25 | - | 48 Month IRA Certificate | |
| 0.60% | $25 | - | 60 Month IRA Certificate | |
| 0.40% | $25 | - | 36 Month IRA Certificate | |
| 0.35% | $25 | - | 24 Month IRA Certificate | |
| 0.35% | $25 | - | 30 Month IRA Certificate | |
| 0.30% | $25 | - | 3 Month IRA Certificate | |
| 0.30% | $25 | - | 6 Month IRA Certificate | |
| 0.30% | $25 | - | 12 Month IRA Certificate | |
| 0.30% | $25 | - | 18 Month IRA Certificate |
| River Valley Credit Union (VT) Locations | ||
|---|---|---|
| Branch Office | 52 Main St Ste 1 | Putney, VT 05346 |
| Branch Office | 1 Hospital Ct | Bellows Falls, VT 05101-1489 |
| Branch Office | 820 Putney Rd | Brattleboro, VT 05301-9058 |
| Branch Office | 34 Clinton St | Springfield, VT 05156 |
| Branch Office | 1154 VT Route 30 | Townshend, VT 05353 |