River Valley CU (VT)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 5-year CD | 60 Month Share Certificate 2.50% - Ally Bank High Yield 5 Year CD |
| 0.20% | 1-year CD | 12 Month Share Certificate |
| 0.20% | Savings | Special Account |
River Valley CU (VT) is headquartered in Brattleboro and is the 8th largest credit union in the state of Vermont. It is also the 1,538th largest credit union in the nation. It was established in 1946 and as of December of 2017, it had grown to 52 employees and 17,440 members at 5 locations. River Valley CU (VT) has a B health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Windsor and Windham Counties in Vermont, Western Cheshire and Western Sullivan Counties in New Hampshire.
See current membership details
River CU: Supporting your local "grass-roots" bank
River Valley Credit Union is a great little bank in south-eastern Vermont. Having grown up in the area and used them since opening my first bank account, over the long run I have been very impressed with this bank. It's a credit union so there are no fees for having a checking or savings account. The only requirement is that you keep a constant $25 dollars in your savings as a member "share" which makes you a part "owner" of the bank. It's a credit union after all!
Would Consider Returning
My husband and I banked at River Valley Credit Union for several years, and overall were very happy with our experience. The customer service was great, and we loved the smaller feel of River Valley as opposed to using a larger bank. The manager of the location that we used was very personable and helpful each time we interacted with her. The main problem that we had, which prompted us to move eventually, was that they started charging fees on what had been, up to that point, free checking. It was a difficult decision, but we did move to a bank that offered the free checking account, which was what we wanted, but we were both sad to leave River Valley. That was several years ago, and it does appear that they offer a free checking account now, so we will definitely consider River Valley again if we find ourselves looking for a new bank/credit union.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64365 |
| Year Chartered | 1946 |
| Employees | 52 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 11.41% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $107.2MM$95.7MM |
| Loans | Q4 2017vs Q4 2016 | $94.7MM$83.3MM |
| Deposits | Q4 2017vs Q4 2016 | $91.0MM$84.9MM |
| Equity Capital | Q4 2017vs Q4 2016 | $8.1MM$7.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $719.00K$633.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.1MM$751.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $121.00K$439.00K |
Always verify rates and promotions with the bank or credit union. We are not River Valley CU (VT); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
River Valley CU (VT) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Base Share Accounts | |
| 0.20% | - | - | Christmas Club Account | |
| 0.20% | - | - | Vacation Club Account | |
| 0.20% | - | - | Tax Account | |
| 0.20% | - | - | Special Account | |
| 0.20% | - | - | IRA Share Account |
River Valley CU (VT) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $1k | - | Tiered Money Market Account |
River Valley CU (VT) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 48 Month Share Certificate | |
| 0.50% | $500 | - | 60 Month Share Certificate | |
| 0.30% | $500 | - | 36 Month Share Certificate | |
| 0.25% | $500 | - | 24 Month Share Certificate | |
| 0.25% | $500 | - | 30 Month Share Certificate | |
| 0.20% | $500 | - | 3 Month Share Certificate | |
| 0.20% | $500 | - | 6 Month Share Certificate | |
| 0.20% | $500 | - | 12 Month Share Certificate | |
| 0.20% | $500 | - | 18 Month Share Certificate |
River Valley CU (VT) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $25 | - | 48 Month IRA Certificate | |
| 0.50% | $25 | - | 60 Month IRA Certificate | |
| 0.30% | $25 | - | 36 Month IRA Certificate | |
| 0.25% | $25 | - | 24 Month IRA Certificate | |
| 0.25% | $25 | - | 30 Month IRA Certificate | |
| 0.20% | $25 | - | 3 Month IRA Certificate | |
| 0.20% | $25 | - | 6 Month IRA Certificate | |
| 0.20% | $25 | - | 12 Month IRA Certificate | |
| 0.20% | $25 | - | 18 Month IRA Certificate |
| River Valley CU (VT) Locations | ||
|---|---|---|
| Branch Office | 52 Main St Ste 1 | Putney, VT 05346 |
| Branch Office | 1 Hospital Ct | Bellows Falls, VT 05101-1489 |
| Branch Office | 820 Putney Rd | Brattleboro, VT 05301-9058 |
| Branch Office | 34 Clinton St | Springfield, VT 05156 |
| Branch Office | 1154 VT Route 30 | Townshend, VT 05353 |