SafeAmerica Credit Union

Overview / Commentary
6001 Gibraltar Dr
Pleasanton, CA 94588-1269

SafeAmerica Credit Union is headquartered in Pleasanton and is the 89th largest credit union in the state of California. It is also the 698th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 60 employees and 36,478 members at 4 locations. SafeAmerica Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

SafeAmerica Credit Union is open to California residents who join the Financial Fitness Association ($8 annual dues). Individuals who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, San Mateo, or Santa Clara are also eligible to join. Employees of any of SafeAmerica’s Select Employer Groups, as well as immediate family members of current members are invited to join. (Membership requirements are listed in the credit union's online application.)
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Reviews (1)

Always friendly

In the few years that I have done business with this credit union, I gave found them to be very friendly and kind. There has never been a negative interaction with any of the staff and their service is always top notch.


Health Grade Components

NCUA #97093
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD9.71%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$526.0MM$545.9MM
LoansQ3 2022vs Q3 2021$438.1MM$417.5MM
DepositsQ3 2022vs Q3 2021$479.5MM$499.4MM
Equity CapitalQ3 2022vs Q3 2021$39.7MM$42.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.6MM$1.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.5MM$1.6MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SafeAmerica Credit Union Savings Account Rates

0.05%$200-Share Savings
0.05%$200-Holiday Club
0.05%$200-Youth Savings

SafeAmerica Credit Union Money Market Rates

3.10%*-$2kBlended Rate Money Market with MoveUP Rewards
OTHER TIERS: 0.55% $10k+ | 0.60% $5k - $10k | 1.10% $2k - $5k
2.10%*-$2kBlended Rate Money Market
OTHER TIERS: 0.45% $10k+ | 0.60% $5k - $10k | 1.10% $2k - $5k
0.50%*$100k*-Regular Money Market
OTHER TIERS: 0.05% $200 - $2.5k | 0.30% $2.5k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k
0.35%*$25k*-IRA Money Market
OTHER TIERS: 0.05% $200 - $2.5k | 0.25% $2.5k - $25k

SafeAmerica Credit Union CD Rates

9.99%$1k-12 Month Youth CD
4.25%$10k-11 Month CD Special-New Money
4.00%$10k-8 Month CD Special - New Money
2.25%$1k-24 Month CD
2.25%$1k-36 Month CD
2.25%$1k-48 Month CD
2.25%$1k-60 Month CD
2.00%$1k-12 Month CD
1.25%$1k-6 Month CD
1.00%$1k-3 Month CD

SafeAmerica Credit Union IRA Rates

2.25%$1k-24 Month IRA
2.25%$1k-36 Month IRA
2.25%$1k-48 Month IRA
2.25%$1k-60 Month IRA
2.00%$1k-12 Month IRA
1.25%$1k-6 Month IRA
1.00%$1k-3 Month IRA

SafeAmerica Credit Union Locations
Branch Office1030 La Playa DrHayward, CA 94545-2142
Branch Office6001 Gibraltar DrPleasanton, CA 94588
Branch Office6560 Lone Tree Way Ste DBrentwood, CA 94513-5264
Branch Office2868 Ygnacio Valley RdWalnut Creek, CA 94598-3534

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