SIS Bank

Overview / Commentary
900 Main Street
Sanford, ME 04073

SIS Bank is headquartered in Sanford and is the 16th largest bank in the state of Maine. It is also the 1,260th largest bank in the nation. It was established in 1933 and as of December of 2018, it had grown to 119 employees at 9 locations. SIS Bank has an A+ health rating.

Reviews (2)

Review of SIS

SIS is a decent bank. I don't feel that they are any better or worse than any other bank. I had a checking and savings account with them for roughly six years through high school into the middle of my college years, and they were always perfectly satisfactory. I never had a bank teller at any of their branches be particularly rude to me, but then again I never had a scenario such as trying to get overdraft fees removed, etc. I was always completely satisfied with them, and if there was a branch close to me I would probably do business with them again. I ended up switching to a large multinational bank because there was no SIS branch close to me, and I grew tired of having to drive long distances to do banking in person.


Posted by: Anonymous | Jun 16, 2011

Before you bank with SIS, beware. They charge overdraft fees even if you have a positive balance. This is not a bank I would recommend.


Health Grade Components

FDIC Certificate #17115
Year Established1933
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD6.79%
Annual Interest Income$24.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$580.6MM$534.1MM
LoansQ4 2018vs Q4 2017$489.9MM$455.6MM
DepositsQ4 2018vs Q4 2017$461.3MM$420.1MM
Equity CapitalQ4 2018vs Q4 2017$66.4MM$64.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.5MM$3.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.4MM$1.2MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SIS Bank Savings Account Rates

0.50%*$5k*-IRA Savings w/ Relationship
OTHER TIERS: 0.05% $25 - $5k
0.50%--Heroes Savings
0.50%--Silver Lining Savings
0.50%--Golden Rewards Savings
0.50%*$10k*-Health Saving Account w/ Relationship
OTHER TIERS: 0.01% $25 - $2.5k | 0.20% $2.5k - $5k | 0.30% $5k - $10k
0.30%*$500*-Business Relationship Savings
OTHER TIERS: 0.03% Up to $500
0.05%*$2.5k*-Best Interest ECO Savings
OTHER TIERS: 0.02% $250 - $1k | 0.03% $1k - $2.5k
0.05%*$2.5k*-Best Interest Statement Savings
OTHER TIERS: 0.02% $250 - $1k | 0.03% $1k - $2.5k
0.04%*$5k*-IRA Savings
OTHER TIERS: 0.02% $25 - $5k
0.04%*$10k*-Health Savings Account
OTHER TIERS: 0.01% $25 - $2.5k | 0.02% $2.5k - $5k | 0.03% $5k - $10k
0.02%$100-Basic Statement Savings
0.02%$10-Christmas Club Statement Savings
0.02%$10-All Purpose Club Statement Savings
0.02%$100-Business Savings

SIS Bank Money Market Rates

2.00%*$250k*$2mBusiness Relationship Money Market
OTHER TIERS: 0.03% Up to $25k | 0.30% $25k - $100k | 1.25% $100k - $250k | 1.50% $2m+
0.30%*$25k*-Money Market w/ Relationship
OTHER TIERS: 0.01% $500 - $2.5k | 0.02% $2.5k - $10k | 0.03% $10k - $25k
0.05%*$25k*-Money Market
OTHER TIERS: 0.01% $500 - $2.5k | 0.02% $2.5k - $10k | 0.03% $10k - $25k
0.03%*$10k*-Business Money Market
OTHER TIERS: 0.01% $500 - $2.5k | 0.02% $2.5k - $10k

SIS Bank Checking Account Rates

0.05%$2.5k-Ultimate ECO Checking
0.05%*$250k*-Business Now
OTHER TIERS: 0.01% $500 - $2.5k | 0.02% $2.5k - $25k | 0.03% $25k - $100k | 0.04% $100k - $250k
0.02%$2.5k-Ultimate Checking
0.02%$2.5k-Silver Lining Checking
0.02%$2.5k-Heroes Checking
0.02%$2.5k-Golden Rewards Checking

SIS Bank CD Rates

2.65%$500-3 Year Relationship CD
2.45%$500-2 1/2 Year Relationship CD
2.10%$500-2 Year Relationship CD
1.87%$500-5 Year Relationship CD
1.75%$500-1 1/2 Year Bump Up Relationship CD
1.71%$500-5 Year CD
1.35%$500-1 Year Relationship CD
1.25%$500-3 Year CD
1.12%$500-4 Year Relationship CD
1.01%$500-4 Year CD
1.00%$500-1 1/2 Year Bump Up CD
1.00%$500-2 1/2 Year CD
0.75%$500-2 Year CD
0.75%$500-7 Month No Penalty Relationship CD
0.60%$500-1 Year CD
0.50%$500-7 Month No Penalty CD
0.30%$500-9 Month CD
0.20%$500-6 Month CD
0.15%$500-91 Day CD

SIS Bank IRA Rates

2.65%$500-3 Year Relationship IRA
2.45%$500-2 1/2 Year Relationship IRA
2.10%$500-2 Year Relationship IRA
1.87%$500-5 Year Relationship IRA
1.75%$500-1 1/2 Bump Up Relationship IRA
1.71%$500-5 Year IRA
1.35%$500-1 Year Relationship IRA
1.25%$500-3 Year IRA
1.12%$500-4 Year Relationship IRA
1.01%$500-4 Year IRA
1.00%$500-2 1/2 Year IRA
1.00%$500-1 1/2 Bump Up IRA
0.75%$500-2 Year IRA
0.60%$500-1 Year IRA
0.30%$500-9 Month IRA
0.20%$500-6 Month IRA
0.15%$500-91 Day IRA

SIS Bank Locations
Wells Branch1149 Post RoadWells, ME 04090
Sanford Branch1449 Main StreetSanford, ME 04073
Buxton Branch254 Long Plains RoadBuxton, ME 04093
Limerick Branch32 Central AvenueLimerick, ME 04048
York Branch408 U.S. Route 1York, ME 03909
Springvale Branch484 Main StreetSpringvale, ME 04083
Sanford Institution For Savings900 Main StreetSanford, ME 04073
Waterboro BranchWaterboro CrossingEast Waterboro, ME 04030
Portsmouth Nh Branch501 Islington StreetPortsmouth, NH 03801

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