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Severn Bank

Overview / Commentary
200 Westgate Circle, Suite 200
Annapolis, MD 21401

Severn Bank is headquartered in Annapolis and is the 14th largest bank in the state of Maryland. It is also the 894th largest bank in the nation. It was established in 1949 and as of March of 2019, it had grown to 158 employees at 6 locations. Severn Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #32367
Year Established1949
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD10.03%
Annual Interest Income$10.5MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$881.2MM$797.3MM
LoansQ1 2019vs Q1 2018$671.6MM$666.3MM
DepositsQ1 2019vs Q1 2018$713.3MM$592.3MM
Equity CapitalQ1 2019vs Q1 2018$118.0MM$110.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$8.0MM$8.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$3.8MM$5.8MM
Real Estate OwnedQ1 2019vs Q1 2018$1.6MM$237.00K

Rates for Severn Bank are currently being reviewed.


Severn Bank Locations
Annapolis - West Street Branch1917 West StreetAnnapolis, MD 21401
Severn Savings Bank, FSB200 Westgate Circle, Suite 200Annapolis, MD 21401
Edgewater Branch3083 Solomons Island RdEdgewater, MD 21037
Glen Burnie Branch413 Crain Highway S.E.Glen Burnie, MD 21061
Severna Park Branch589 Benfield RdSeverna Park, MD 21146
Lothian Branch5401 Southern Maryland BlvdLothian, MD 20711

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