Severn Savings Bank, FSB

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.90%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
2.00%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
0.20%	Savings	2.00% - American Express National Bank High Yield Savings Account

View all Severn Savings Bank, FSB rates »

Overview / Commentary

www.severnbank.com

410-260-2000

200 Westgate Circle, Suite 200
Annapolis, MD 21401

Severn Savings Bank, FSB is headquartered in Annapolis and is the 13^th largest bank in the state of Maryland. It is also the 937^th largest bank in the nation. It was established in 1949 and as of June of 2018, it had grown to 161 employees at 6 locations. Severn Savings Bank, FSB's CD rates are 2X the national average, and it has an A health rating.

Overall
FDIC Certificate #	32367
Year Established	1949
Employees	161
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.04%
Return on Equity - YTD	7.61%
Annual Interest Income	$17.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$816.9MM$772.4MM
Loans	Q2 2018vs Q2 2017	$686.9MM$625.9MM
Deposits	Q2 2018vs Q2 2017	$624.2MM$582.4MM
Equity Capital	Q2 2018vs Q2 2017	$111.9MM$108.1MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$8.2MM$7.7MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$7.6MM$5.0MM
Real Estate Owned	Q2 2018vs Q2 2017	$295.00K$1.0MM

Severn Savings Bank, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$50k^*	-	Safe Harbor Passbook Savings Account
OTHER TIERS: 0.05% → Up to $2.5k \| 0.10% → $2.5k - $25k \| 0.15% → $25k - $50k
0.20%	$200	-	Statement Savings Account
0.20%^*	$50k^*	-	IRA Savings
OTHER TIERS: 0.05% → Up to $2.5k \| 0.10% → $2.5k - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $2.5k \| 0.10% → $2.5k - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Commercial Health Savings Account
OTHER TIERS: 0.05% → Up to $2.5k \| 0.10% → $2.5k - $25k \| 0.15% → $25k - $50k
0.20%	-	-	Youth Statement Savings Account

Severn Savings Bank, FSB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$5k	$50k	Commercial Money Market Special - First 6 Months (New Money Only)
2.00%	$5k	$500k	Money Market Special - First 6 Months (New Money Only)
0.50%^*	$500k^*	-	Commercial Money Market Account
OTHER TIERS: 0.15% → Up to $50k \| 0.20% → $50k - $100k \| 0.25% → $100k - $250k \| 0.30% → $250k - $500k
0.30%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → Up to $2.5k \| 0.20% → $2.5k - $25k \| 0.25% → $25k - $50k

Severn Savings Bank, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$500k^*	-	Commercial Interest Checking
OTHER TIERS: 0.10% → $10k - $100k \| 0.20% → $100k - $500k
0.20%	-	-	Chesapeake Bay Benefits Checking Account
0.20%^*	$100k^*	-	Business Interest Checking
OTHER TIERS: 0.05% → Up to $50k \| 0.10% → $50k - $100k

Severn Savings Bank, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.90%^*	$100k^*	-	60 Month CD Bump Up
OTHER TIERS: 2.80% → $1k - $50k \| 2.85% → $50k - $100k
2.90%^*	$100k^*	-	Business 60 Month CD
OTHER TIERS: 2.80% → $5k - $50k \| 2.85% → $50k - $100k
2.75%^*	$100k^*	-	48 Month CD Bump Up
OTHER TIERS: 2.65% → $1k - $50k \| 2.70% → $50k - $100k
2.75%^*	$100k^*	-	Business 48 Month CD
OTHER TIERS: 2.65% → $5k - $50k \| 2.70% → $50k - $100k
2.60%^*	$100k^*	-	36 Month CD Bump Up
OTHER TIERS: 2.50% → $1k - $50k \| 2.55% → $50k - $100k
2.60%^*	$100k^*	-	Business 36 Month CD
OTHER TIERS: 2.50% → $5k - $50k \| 2.55% → $50k - $100k
2.30%^*	$100k^*	-	24 Month CD
OTHER TIERS: 2.20% → $1k - $50k \| 2.25% → $50k - $100k
2.30%^*	$100k^*	-	Business 24 Month CD
OTHER TIERS: 2.20% → $5k - $50k \| 2.25% → $50k - $100k
2.15%^*	$100k^*	-	18 Month CD
OTHER TIERS: 2.05% → $1k - $50k \| 2.10% → $50k - $100k
2.15%^*	$100k^*	-	Business 18 Month CD
OTHER TIERS: 2.05% → $5k - $50k \| 2.10% → $50k - $100k
2.00%^*	$100k^*	-	12 Month CD
OTHER TIERS: 1.90% → $1k - $50k \| 1.95% → $50k - $100k
2.00%^*	$100k^*	-	Business 12 Month CD
OTHER TIERS: 1.90% → $5k - $50k \| 1.95% → $50k - $100k
1.60%^*	$100k^*	-	6 Month CD
OTHER TIERS: 1.50% → $1k - $50k \| 1.55% → $50k - $100k
1.60%^*	$100k^*	-	Business 6 Month CD
OTHER TIERS: 1.50% → $5k - $50k \| 1.55% → $50k - $100k
1.05%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.95% → $1k - $50k \| 1.00% → $50k - $100k
1.05%^*	$100k^*	-	Business 3 Month CD
OTHER TIERS: 0.95% → $5k - $50k \| 1.00% → $50k - $100k

Severn Savings Bank, FSB IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.90%^*	$100k^*	-	60 Month IRA Bump Up
OTHER TIERS: 2.80% → $100 - $50k \| 2.85% → $50k - $100k
2.75%^*	$100k^*	-	48 Month IRA Bump Up
OTHER TIERS: 2.65% → $100 - $50k \| 2.70% → $50k - $100k
2.60%^*	$100k^*	-	36 Month Bump Up IRA
OTHER TIERS: 2.50% → $100 - $50k \| 2.55% → $50k - $100k
2.30%^*	$100k^*	-	24 Months IRA
OTHER TIERS: 2.20% → $100 - $50k \| 2.25% → $50k - $100k
2.15%^*	$100k^*	-	18 Months IRA
OTHER TIERS: 2.05% → $100 - $50k \| 2.10% → $50k - $100k
2.00%^*	$100k^*	-	12 Months IRA
OTHER TIERS: 1.90% → $100 - $50k \| 1.95% → $50k - $100k
1.60%^*	$100k^*	-	6 Months IRA
OTHER TIERS: 1.50% → $100 - $50k \| 1.55% → $50k - $100k
1.05%^*	$100k^*	-	3 Months IRA
OTHER TIERS: 0.95% → $100 - $50k \| 1.00% → $50k - $100k

Locations

Severn Savings Bank, FSB Locations
Annapolis - West Street Branch	1917 West Street	Annapolis, MD 21401
Severn Savings Bank, FSB	200 Westgate Circle, Suite 200	Annapolis, MD 21401
Edgewater Branch	3083 Solomons Island Rd	Edgewater, MD 21037
Glen Burnie Branch	413 Crain Highway S.E.	Glen Burnie, MD 21061
Severna Park Branch	589 Benfield Rd	Severna Park, MD 21146
Lothian Branch	5401 Southern Maryland Blvd	Lothian, MD 20711

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