Severn Savings Bank, FSB

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.56%	5-year CD	60 Month CD Bump Up 2.50% - Ally Bank High Yield 5 Year CD
0.70%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.20%	Savings	Statement Savings Account 1.30% - Nationwide Bank Online Savings Account

View all Severn Savings Bank, FSB rates »

Overview / Commentary

www.severnbank.com

410-260-2000

200 Westgate Circle, Suite 200
Annapolis, MD 21401

Severn Savings Bank, FSB is headquartered in Annapolis and is the 14^th largest bank in the state of Maryland. It is also the 961^st largest bank in the nation. It was established in 1949 and as of December of 2017, it had grown to 141 employees at 5 locations. Severn Savings Bank, FSB's CD rates are 83% higher than the national average, and it has an A health rating.

Overall
FDIC Certificate #	32367
Year Established	1949
Employees	141
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	3.42%
Annual Interest Income	$32.2MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$801.1MM$784.5MM
Loans	Q4 2017vs Q4 2016	$663.4MM$610.2MM
Deposits	Q4 2017vs Q4 2016	$605.2MM$576.6MM
Equity Capital	Q4 2017vs Q4 2016	$108.7MM$105.9MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$8.0MM$8.9MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$6.1MM$9.4MM
Real Estate Owned	Q4 2017vs Q4 2016	$403.00K$973.00K

Severn Savings Bank, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$50k^*	-	Safe Harbor Passbook Savings Account
OTHER TIERS: 0.05% → Up to $2,500 \| 0.10% → $2,500 - $25k \| 0.15% → $25k - $50k
0.20%	$200	-	Statement Savings Account
0.20%^*	$50k^*	-	IRA Savings
OTHER TIERS: 0.05% → Up to $2,500 \| 0.10% → $2,500 - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $2,500 \| 0.10% → $2,500 - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Commercial Health Savings Account
OTHER TIERS: 0.05% → Up to $2,500 \| 0.10% → $2,500 - $25k \| 0.15% → $25k - $50k
0.20%	-	-	Youth Statement Savings Account

Severn Savings Bank, FSB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%	$5k	$50k	6 Month Money Market Special
1.35%	$5k	$50k	Commercial 6 Month Money Market Special
0.50%^*	$500k^*	-	Commercial Money Market Account
OTHER TIERS: 0.15% → Up to $50k \| 0.20% → $50k - $100k \| 0.25% → $100k - $250k \| 0.30% → $250k - $500k
0.30%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → Up to $2,500 \| 0.20% → $2,500 - $25k \| 0.25% → $25k - $50k

Severn Savings Bank, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$500k^*	-	Commercial Interest Checking
OTHER TIERS: 0.10% → $10k - $100k \| 0.20% → $100k - $500k
0.20%	-	-	Chesapeake Bay Benefits Checking Account
0.20%^*	$100k^*	-	Business Interest Checking
OTHER TIERS: 0.05% → Up to $50k \| 0.10% → $50k - $100k

Severn Savings Bank, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$5k	$500k	24 Month CD Relationship Special (New Money
2.25%	$10k	-	Business 24 Month CD Special (New Money)
2.00%	$10k	-	24 Month CD Special (New Money).
2.00%	$5k	$500k	Business 24Month CD Relationship Special (New Money
1.90%	$5k	$500k	12 Month CD Relationship Special (New Money
1.90%	$5k	$500k	Business 12 Month CD Relationship Special (New Money
1.65%	$10k	$500k	12 Month CD Special (New Money)
1.65%	$10k	$500k	Business 12 Month CD Special
1.56%^*	$50k^*	-	60 Month CD Bump Up
OTHER TIERS: 1.50% → $1k - $50k
1.56%^*	$50k^*	-	Business 60 Month CD
OTHER TIERS: 1.50% → $5k - $50k
1.26%	$1k	-	48 Month CD Bump Up
1.26%	$5k	-	Business 48 Month CD
1.11%^*	$100k^*	-	24 Month CD
OTHER TIERS: 1.00% → $50k - $100k \| 1.05% → $1k - $50k
1.11%^*	$100k^*	-	Business 24 Month CD
OTHER TIERS: 1.00% → $50k - $100k \| 1.06% → $5k - $50k
0.95%	$1k	-	36 Month CD Bump Up
0.95%	$5k	-	Business 36 Month CD
0.90%^*	$100k^*	-	Business 30 Month CD
OTHER TIERS: 0.85% → $1k - $100k
0.80%^*	$50k^*	-	18 Month CD
OTHER TIERS: 0.75% → $1k - $50k
0.80%^*	$50k^*	-	Business 18 Month CD
OTHER TIERS: 0.75% → $5k - $50k
0.70%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.65% → $1k - $50k
0.70%^*	$50k^*	-	Business 12 Month CD
OTHER TIERS: 0.65% → $5k - $50k
0.40%	$1k	-	6 Month CD
0.40%	$5k	-	Business 6 Month CD
0.25%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.15% → $1k - $100k
0.25%^*	$100k^*	-	Business 3 Month CD
OTHER TIERS: 0.15% → $5k - $100k

Severn Savings Bank, FSB IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$100	-	48 Month IRA Special
2.25%	$5k	$500k	24 Month IRA Relationship Special (New Money
2.00%	$10k	-	24 Month IRA Special (New Money)
1.90%	$5k	$500k	12 Month IRA Relationship Special (New Money
1.65%	$10k	$500k	12 Month IRA Special (New Money)
1.56%^*	$50k^*	-	60 Month IRA Bump Up
OTHER TIERS: 1.50% → $100 - $50k
1.26%	$100	-	48 Month IRA Bump Up
1.11%^*	$100k^*	-	24 Months IRA
OTHER TIERS: 1.00% → $50k - $100k \| 1.05% → $100 - $50k
0.95%	$100	-	36 Months IRA
0.80%^*	$50k^*	-	18 Months IRA
OTHER TIERS: 0.75% → $100 - $50k
0.70%^*	$50k^*	-	12 Months IRA
OTHER TIERS: 0.65% → $100 - $50k
0.40%	$100	-	6 Months IRA
0.25%^*	$100k^*	-	3 Months IRA
OTHER TIERS: 0.15% → $100 - $100k

Locations

Severn Savings Bank, FSB Locations
Annapolis - West Street Branch	1917 West Street	Annapolis, MD 21401
Severn Savings Bank, FSB	200 Westgate Circle, Suite 200	Annapolis, MD 21401
Edgewater Branch	3083 Solomons Island Rd	Edgewater, MD 21037
Glen Burnie Branch	413 Crain Highway S.E.	Glen Burnie, MD 21061
Severna Park Branch	589 Benfield Rd	Severna Park, MD 21146

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