South Central Bank, Inc.

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.southcentralbank.com

270-651-7466

208 South Broadway
Glasgow, KY 42141

South Central Bank, Inc. is headquartered in GLASGOW and is the 7^th largest bank in the state of Kentucky. It is also the 595^th largest bank in the nation. It was established in 1908 and as of March of 2025, it had grown to 276 employees at 26 locations. South Central Bank, Inc. has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	5854
Year Established	1908
Employees	276
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.16%
Return on Equity - YTD	13.31%
Annual Interest Income	$26.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.97B$1.85B
Loans	Q1 2025vs Q1 2024	$1.52B$1.41B
Deposits	Q1 2025vs Q1 2024	$1.75B$1.64B
Equity Capital	Q1 2025vs Q1 2024	$176MM$157.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$15.3MM$14.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.1MM$10.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$473K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Locations

Availability

Bowling Green Area

Bowling Green Area bank & credit union details

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