Overview / Commentary
312-491-7000
525 West Roosevelt Road
Chicago, IL 60607

South Central Bank is headquartered in Chicago and is the 146th largest bank in the state of Illinois. It is also the 2,289th largest bank in the nation. It was established in 1966 and as of June of 2018, it had grown to 42 employees at 5 locations. South Central Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #19536
Year Established1966
Employees42
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.33%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$282.8MM$292.0MM
LoansQ2 2018vs Q2 2017$88.5MM$84.2MM
DepositsQ2 2018vs Q2 2017$239.5MM$237.5MM
Equity CapitalQ2 2018vs Q2 2017$23.0MM$24.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.2MM$1.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.7MM$2.2MM
Real Estate OwnedQ2 2018vs Q2 2017$0$263.00K
Rates
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South Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$10k-60 Month Silver Savings CD
2.70%$10k-48 Month Silver Savings CD
2.40%$10k-36 Month Silver Savings CD
2.00%$10k-30 Month Silver Savings CD
1.20%$10k-18 Month Silver Savings CD
0.90%$10k-12 Month Silver Savings CD
0.50%$10k-6 Month Silver Savings CD
0.50%$100k-180 Day Jumbo CD
0.40%$100k-120 Day Jumbo CD
0.35%$100k-90 Day Jumbo CD
0.30%$100k-60 Day Jumbo CD
0.25%$100k-30 Day Jumbo CD

South Central Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$10k-60 Month Silver Savings IRA
2.70%$10k-48 Month Silver Savings IRA
2.40%$10k-36 Month Silver Savings IRA
2.00%$10k-30 Month Silver Savings IRA
1.20%$10k-18 Month Silver Savings IRA
0.90%$10k-12 Month Silver Savings IRA
0.50%$100k-180 Day Jumbo IRA
0.50%$10k-6 Month Silver Savings IRA
0.40%$100k-120 Day Jumbo IRA
0.35%$100k-90 Day Jumbo IRA
0.30%$100k-60 Day Jumbo IRA
0.25%$100k-30 Day Jumbo IRA
Locations


South Central Bank Locations
West Loop Branch160 N. Morgan StreetChicago, IL 60607
West Town Branch1959 W. Grand Ave.Chicago, IL 60622
Chinatown Galleria Branch2335 South Wentworth AvenueChicago, IL 60616
South Central Bank, National Association525 West Roosevelt RoadChicago, IL 60607
Bridgeport - 35th Street Branch808 W 35th StreetChicago, IL 60605

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