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South Central Bank

Popular Accounts at this Bank

0.85%3-year CD30 Month Silver Savings CD
1.45%5-year CD60 Month Silver Savings CD
0.45%1-year CD12 Month Silver Savings CD

Overview / Commentary
525 West Roosevelt Road
Chicago, IL 60607

South Central Bank is headquartered in Chicago and is the 152nd largest bank in the state of Illinois. It is also the 2,386th largest bank in the nation. It was established in 1966 and as of December of 2016, it had grown to 44 employees at 5 locations. South Central Bank has a C+ health rating.

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Health Grade Components

FDIC Certificate #19536
Year Established1966
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD22.12%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$271.7MM$268.9MM
LoansQ4 2016vs Q4 2015$84.5MM$89.2MM
DepositsQ4 2016vs Q4 2015$220.4MM$217.0MM
Equity CapitalQ4 2016vs Q4 2015$22.8MM$21.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.1MM$1.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.4MM$3.2MM
Real Estate OwnedQ4 2016vs Q4 2015$308.00K$435.00K
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South Central Bank CD Rates

1.45%$10k-60 Month Silver Savings CD
1.25%$10k-48 Month Silver Savings CD
1.00%$10k-36 Month Silver Savings CD
0.85%$10k-30 Month Silver Savings CD
0.60%$10k-18 Month Silver Savings CD
0.45%$10k-12 Month Silver Savings CD
0.30%$10k-6 Month Silver Savings CD
0.30%$100k-180 Day Jumbo CD
0.25%$100k-120 Day Jumbo CD
0.20%$100k-90 Day Jumbo CD
0.15%$100k-60 Day Jumbo CD
0.10%$100k-30 Day Jumbo CD

South Central Bank IRA Rates

1.45%$10k-60 Month Silver Savings IRA
1.25%$10k-48 Month Silver Savings IRA
1.00%$10k-36 Month Silver Savings IRA
0.85%$10k-30 Month Silver Savings IRA
0.60%$10k-18 Month Silver Savings IRA
0.45%$10k-12 Month Silver Savings IRA
0.30%$100k-180 Day Jumbo IRA
0.30%$10k-6 Month Silver Savings IRA
0.25%$100k-120 Day Jumbo IRA
0.20%$100k-90 Day Jumbo IRA
0.15%$100k-60 Day Jumbo IRA
0.10%$100k-30 Day Jumbo IRA

South Central Bank Locations
West Loop Branch160 N. Morgan StreetChicago, IL 60607
West Town Branch1959 W. Grand Ave.Chicago, IL 60622
Chinatown Galleria Branch2335 South Wentworth AvenueChicago, IL 60616
South Central Bank, National Association525 West Roosevelt RoadChicago, IL 60607
Bridgeport - 35th Street Branch808 W 35th StreetChicago, IL 60605