Overview / Commentary
525 West Roosevelt Road
Chicago, IL 60607

South Central Bank is headquartered in Chicago and is the 142nd largest bank in the state of Illinois. It is also the 2,201st largest bank in the nation. It was established in 1966 and as of September of 2018, it had grown to 41 employees at 5 locations. South Central Bank has a B+ health rating.

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Health Grade Components

FDIC Certificate #19536
Year Established1966
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.39%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$298.0MM$285.7MM
LoansQ3 2018vs Q3 2017$89.3MM$87.4MM
DepositsQ3 2018vs Q3 2017$251.6MM$235.1MM
Equity CapitalQ3 2018vs Q3 2017$22.8MM$24.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.2MM$1.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.6MM$2.1MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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South Central Bank CD Rates

3.00%$10k-60 Month Silver Savings CD
2.70%$10k-48 Month Silver Savings CD
2.40%$10k-36 Month Silver Savings CD
2.00%$10k-30 Month Silver Savings CD
1.20%$10k-18 Month Silver Savings CD
0.90%$10k-12 Month Silver Savings CD
0.50%$10k-6 Month Silver Savings CD
0.50%$100k-180 Day Jumbo CD
0.40%$100k-120 Day Jumbo CD
0.35%$100k-90 Day Jumbo CD
0.30%$100k-60 Day Jumbo CD
0.25%$100k-30 Day Jumbo CD

South Central Bank IRA Rates

3.00%$10k-60 Month Silver Savings IRA
2.70%$10k-48 Month Silver Savings IRA
2.40%$10k-36 Month Silver Savings IRA
2.00%$10k-30 Month Silver Savings IRA
1.20%$10k-18 Month Silver Savings IRA
0.90%$10k-12 Month Silver Savings IRA
0.50%$100k-180 Day Jumbo IRA
0.50%$10k-6 Month Silver Savings IRA
0.40%$100k-120 Day Jumbo IRA
0.35%$100k-90 Day Jumbo IRA
0.30%$100k-60 Day Jumbo IRA
0.25%$100k-30 Day Jumbo IRA

South Central Bank Locations
West Loop Branch160 N. Morgan StreetChicago, IL 60607
West Town Branch1959 W. Grand Ave.Chicago, IL 60622
Chinatown Galleria Branch2335 South Wentworth AvenueChicago, IL 60616
South Central Bank, National Association525 West Roosevelt RoadChicago, IL 60607
Bridgeport - 35th Street Branch808 W 35th StreetChicago, IL 60605

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