SPCO Credit Union is headquartered in Houston and is the 206th largest credit union in the state of Texas. It is also the 2,681st largest credit union in the nation. It was established in 1968 and as of June of 2023, it had grown to 7 employees and 2,907 members at 1 location. SPCO Credit Union's CD rates are 5X the national average, and it has a B health rating.
SPCO Credit Union membership is open to employees of Union Pacific Railroad, and any owner or employee (and their family) of a graphics-related company in Harris County, TX. Eligibility also extends to anyone who lives, works, attends school or congregates regularly within a 10-mile radius of any of the credit union's offices.
See current membership details
Overall | |
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NCUA # | 61438 |
Year Chartered | 1968 |
Employees | 7 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.02% |
Return on Equity - YTD | 0.22% |
Annual Interest Income | $1.0MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $40.0MM$39.9MM |
Loans | Q2 2023vs Q2 2022 | $33.8MM$31.7MM |
Deposits | Q2 2023vs Q2 2022 | $34.6MM$35.3MM |
Equity Capital | Q2 2023vs Q2 2022 | $3.8MM$3.9MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$143.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $130.00K$214.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.02% | - | - | IRA | ||
0.40%* | $25k* | - | Savings Account | ||
OTHER TIERS: 0.10% → $25 - $5k | 0.25% → $5k - $25k | |||||
0.25% | - | - | Christmas Club Accounts |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | - | On Track Checking Accounts |
SPCO Credit Union Locations | ||
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Branch Office | 12755 N Houston Rosslyn Rd | Houston, TX 77086 |