Featured Savings Rates
Featured Accounts
  2. SPCO Credit Union

SPCO Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.48%5-year CD5 Year CD
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
1.76%4-year CD4 Year CD
2.40% - Goldman Sachs Bank USA High-yield 4 Year CDAdvertisement
1.56%3-year CD3 Year CD
2.35% - Synchrony Bank 36 Month CDAdvertisement
View all SPCO Credit Union rates »

Overview / Commentary
www.spcocu.org
713-455-8586
12755 N Houston Rosslyn Rd
Houston, TX 77086

SPCO Credit Union is headquartered in Houston and is the 202nd largest credit union in the state of Texas. It is also the 2,568th largest credit union in the nation. It was established in 1968 and as of December of 2017, it had grown to 7 employees and 3,668 members at 3 locations. SPCO Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Union Pacific Railroad, and employees of any Graphics-related company in Harris County, Texas. Membership is also open to those who live, work, worship or attend school within a 10-mile radius of any of the credit union's offices.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q4 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SPCO Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61438
Year Chartered1968
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD-0.5%
Return on Equity - YTD-5.67%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$39.3MM$40.0MM
LoansQ4 2017vs Q4 2016$29.7MM$31.3MM
DepositsQ4 2017vs Q4 2016$34.5MM$34.8MM
Equity CapitalQ4 2017vs Q4 2016$3.5MM$3.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$280.00K$152.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$260.00K$244.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SPCO Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SPCO Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%--IRA
0.40%*$25k*-Savings Account
OTHER TIERS: 0.10% → $25 - $5k | 0.25% → $5k - $25k
0.25%--Christmas Club Accounts

SPCO Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--On Track Checking Accounts

SPCO Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.48%*$50k*-5 Year CD
OTHER TIERS: 2.27% → $1k - $50k
1.76%*$50k*-4 Year CD
OTHER TIERS: 1.66% → $1k - $50k
1.56%*$50k*-3 Year CD
OTHER TIERS: 1.36% → $1k - $50k
1.26%*$50k*-2 Year CD
OTHER TIERS: 1.16% → $1k - $50k
0.55%*$50k*-1 Year CD
OTHER TIERS: 0.50% → $1k - $50k
0.45%*$50k*-6 Month CD
OTHER TIERS: 0.41% → $1k - $50k
Locations


SPCO Credit Union Locations
Branch Office12755 N Houston Rosslyn RdHouston, TX 77086
Branch Office5800 Wallisville RdHouston, TX 77020
Branch Office2203 Timberloch Pl Ste 31The Woodlands, TX 77380-1150

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.