STCU


Overview / Commentary
509-326-1954
106 W. Nora Ave.
Spokane, WA 99205-4845

STCU is headquartered in Liberty Lake and is the 2nd largest credit union in the state of Washington. It is also the 61st largest credit union in the nation. It was established in 1934 and as of September of 2024, it had grown to 889 employees and 284,132 members at 42 locations. STCU has a B+ health rating.

Field of Membership Restrictions

STCU is open to those who reside, work, attend school, or worship in the state of Washington or in the following northern Idaho counties: Bonner, Benewah, Boundary, Latah, Kootenai, Lewis, Shoshone, or Nez Perce. Anyone related by blood, marriage, or adoption to an individual who meets eligibility requirements also qualifes for membership. Employees of any of the Credit Union's Community Business Partners are eligible.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #68203
Year Chartered1934
Employees889
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.06%
Annual Interest Income$217.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$5.87B$5.84B
LoansQ3 2024vs Q3 2023$4.88B$4.74B
DepositsQ3 2024vs Q3 2023$4.75B$4.64B
Equity CapitalQ3 2024vs Q3 2023$521.6MM$467.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$38MM$36.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$30.8MM$12.8MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations

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