Texas Telcom CU

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.25%	Reward Checking	Enhanced Checking 1.84% - National Average
2.15%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
1.05%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD

View all Texas Telcom CU rates »

Overview / Commentary

www.textelcu.org

214-320-8818

8818 Garland Rd
Dallas, TX 75218-3916

Texas Telcom CU is headquartered in Dallas and is the 168^th largest credit union in the state of Texas. It is also the 2,174^th largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 7 employees and 4,163 members at 2 locations. Texas Telcom CU's savings rates are 44% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of AT&T Company (Texas), Lucent Technologies and Avaya Communications (Texas, excluding plant employees at 3000 Skyline Drive, Mesquite), and over 100 area employee groups.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Texas Telcom CU has a relatively low asset base.

Health Grade Components

Overall
NCUA #	67490
Year Chartered	1952
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	0.38%
Return on Equity - YTD	2.93%
Annual Interest Income	$555.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$58.8MM$59.8MM
Loans	Q1 2017vs Q1 2016	$33.0MM$31.1MM
Deposits	Q1 2017vs Q1 2016	$50.8MM$51.7MM
Equity Capital	Q1 2017vs Q1 2016	$7.5MM$7.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$261.00K$248.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$269.00K$61.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Texas Telcom CU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$50k	Kid's Club Account
OTHER TIERS: 0.05% → $50k+
2.00%^*	-	$10k	Christmas Club Account
OTHER TIERS: 0.05% → $10k+
1.25%^*	$25k^*	-	IRA Account
OTHER TIERS: 1.00% → Up to $25k
0.75%^*	$25k^*	-	Savings Account
OTHER TIERS: 0.50% → $500 - $25k

Texas Telcom CU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*	-	$5k	Enhanced Checking
OTHER TIERS: 0.50% → $5k+
0.50%	$5k	-	Baby Boomer Checking Account

Texas Telcom CU CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.15%^*	$50k^*	$75k	60 Month CD
OTHER TIERS: 1.30% → $1k - $25k \| 1.75% → $25k - $50k
1.45%^*	$50k^*	$75k	48 Month CD
OTHER TIERS: 1.25% → $1k - $25k \| 1.30% → $25k - $50k
1.35%^*	$50k^*	$75k	36 Month CD
OTHER TIERS: 1.05% → $1k - $25k \| 1.15% → $25k - $50k
1.15%^*	$50k^*	$75k	24 Month CD
OTHER TIERS: 0.95% → $1k - $25k \| 1.05% → $25k - $50k
1.05%^*	$50k^*	$75k	6 Month CD
OTHER TIERS: 0.85% → $1k - $25k \| 0.95% → $25k - $50k
1.05%^*	$50k^*	$75k	12 Month CD
OTHER TIERS: 0.85% → $1k - $25k \| 0.95% → $25k - $50k

Locations

Texas Telcom CU Locations
Branch Office	8818 Garland Rd	Dallas, TX 75218-3916
Branch Office	1212 Tavaros Ave	Dallas, TX 75218