Overview / Commentary
1716 Briarcrest Drive, Suite 400
Bryan, TX 77802

The Bank & Trust is headquartered in Bryan and is the 104th largest bank in the state of Texas. It is also the 1,208th largest bank in the nation. It was established in 2006 and as of September of 2018, it had grown to 82 employees at 5 locations. The Bank & Trust's money market rates are 2X the national average, and it boasts an A+ health rating.

Reviews (1)

Decent experience banking with TB&T

I opened an account with TB&T of Bryan/College Station after having some issues with my bank account at Chase. TB&T is the same bank that my employer works with, so I was able to access my funds on the same day as depositing my check. I do wish it had some more convenient features, though. The bank closes at 4 PM almost every day, making it hard for me to get there on a work day. They also do not have the option to deposit a check through their web app using an image, or the ability to transfer funds from one person to another at the same bank. These are all features I had access to when working with the larger bank, and have considered switching back many times in order to be able to access these features again.


Health Grade Components

FDIC Certificate #58249
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.77%
Return on Equity - YTD17.19%
Annual Interest Income$17.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$602.9MM$561.8MM
LoansQ3 2018vs Q3 2017$402.0MM$369.8MM
DepositsQ3 2018vs Q3 2017$540.7MM$505.1MM
Equity CapitalQ3 2018vs Q3 2017$61.4MM$55.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$5.7MM$5.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$46.00K$17.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank & Trust Savings Account Rates

0.15%$100-Regular Savings

The Bank & Trust Money Market Rates

1.00%*$2m*-Personal MMA
OTHER TIERS: 0.25% $2.5k - $75k | 0.30% $75k - $100k | 0.40% $100k - $200k | 0.50% $200k - $500k | 0.60% $500k - $1m | 0.75% $1m - $2m

The Bank & Trust Checking Account Rates

0.10%$1k-Interest Checking
0.10%$1k-Senior Checking

The Bank & Trust CD Rates

2.78%$2.5k-60 Month CD
2.52%$2.5k-48 Month CD
2.27%$2.5k-36 Month CD
2.02%$2.5k-24 Month CD
1.76%$2.5k-1 Year CD
1.76%$2.5k-12 Month CD
1.00%$2.5k-180 Day CD
1.00%$2.5k-6 Month CD
0.50%$2.5k-3 Month CD

The Bank & Trust IRA Rates

2.78%$2.5k-60 Month IRA
2.52%$2.5k-48 Month IRA
2.27%$2.5k-36 Month IRA
2.02%$2.5k-24 Month IRA
1.76%$2.5k-12 Month IRA
1.00%$2.5k-6 Month IRA
0.50%$2.5k-3 Month IRA

The Bank & Trust Locations
The Bank & Trust Of Bryan/College Station1716 Briarcrest Drive, Suite 400Bryan, TX 77802
College Station Branch2305 South Texas AvenueCollege Station, TX 77840
Texas Avenue Branch2900 South Texas AvenueBryan, TX 77802
Highway 21 Banking Center Branch3400 Hwy 21 EBryan, TX 77808
Tower Point Banking Center Branch4450 State Highway 6 SouthCollege Station, TX 77845

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