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Overview / Commentary
979-260-2100
1716 Briarcrest Drive, Suite 400
Bryan, TX 77802

The Bank & Trust is headquartered in Bryan and is the 114th largest bank in the state of Texas. It is also the 1,352nd largest bank in the nation. It was established in 2006 and as of September of 2016, it had grown to 74 employees at 5 locations. The Bank & Trust has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #58249
Year Established2006
Employees74
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD14.89%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$518.7MM$469.7MM
LoansQ3 2016vs Q3 2015$360.4MM$317.9MM
DepositsQ3 2016vs Q3 2015$465.9MM$422.9MM
Equity CapitalQ3 2016vs Q3 2015$52.0MM$46.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$5.1MM$4.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$33.00K$182.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings

The Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1m*-Personal MMA
OTHER TIERS: 0.05% $2,500 - $75k | 0.10% $75k - $200k | 0.15% $200k - $500k | 0.20% $500k - $1mm

The Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Interest Checking
0.05%$1k-Senior Checking

The Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--1 Year CD
0.15%--180 Day CD
Locations


The Bank & Trust Locations
The Bank & Trust Of Bryan/College Station1716 Briarcrest Drive, Suite 400Bryan, TX 77802
College Station Branch2305 South Texas AvenueCollege Station, TX 77840
Texas Avenue Branch2900 South Texas AvenueBryan, TX 77802
Highway 21 Banking Center Branch3400 Hwy 21 EBryan, TX 77808
Tower Point Banking Center Branch4450 State Highway 6 SouthCollege Station, TX 77845