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Overview / Commentary
1716 Briarcrest Drive, Suite 400
Bryan, TX 77802

The Bank & Trust is headquartered in Bryan and is the 115th largest bank in the state of Texas. It is also the 1,313th largest bank in the nation. It was established in 2006 and as of December of 2017, it had grown to 83 employees at 5 locations. The Bank & Trust's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Reviews (1)

Decent experience banking with TB&T

I opened an account with TB&T of Bryan/College Station after having some issues with my bank account at Chase. TB&T is the same bank that my employer works with, so I was able to access my funds on the same day as depositing my check. I do wish it had some more convenient features, though. The bank closes at 4 PM almost every day, making it hard for me to get there on a work day. They also do not have the option to deposit a check through their web app using an image, or the ability to transfer funds from one person to another at the same bank. These are all features I had access to when working with the larger bank, and have considered switching back many times in order to be able to access these features again.


Health Grade Components

FDIC Certificate #58249
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD14.68%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$545.6MM$517.7MM
LoansQ4 2017vs Q4 2016$377.8MM$363.4MM
DepositsQ4 2017vs Q4 2016$485.7MM$445.2MM
Equity CapitalQ4 2017vs Q4 2016$56.5MM$52.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$5.5MM$5.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$15.00K$30.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The Bank & Trust Savings Account Rates

0.15%$100-Regular Savings

The Bank & Trust Money Market Rates

0.75%*$2m*-Personal MMA
OTHER TIERS: 0.25% $2,500 - $200k | 0.30% $200k - $500k | 0.40% $500k - $1mm | 0.50% $1mm - $2mm

The Bank & Trust Checking Account Rates

0.10%*$25k*-Interest Checking
OTHER TIERS: 0.05% $1k - $25k
0.10%*$25k*-Senior Checking
OTHER TIERS: 0.05% $1k - $25k

The Bank & Trust CD Rates

1.00%$2,500-1 Year CD
0.75%$2,500-180 Day CD

The Bank & Trust Locations
The Bank & Trust Of Bryan/College Station1716 Briarcrest Drive, Suite 400Bryan, TX 77802
College Station Branch2305 South Texas AvenueCollege Station, TX 77840
Texas Avenue Branch2900 South Texas AvenueBryan, TX 77802
Highway 21 Banking Center Branch3400 Hwy 21 EBryan, TX 77808
Tower Point Banking Center Branch4450 State Highway 6 SouthCollege Station, TX 77845