The Farmers & Merchants Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	5-year CD	3.10% - Barclays 60 Month Online CD
1.05%	1-year CD	2.75% - Barclays 12 Month Online CD
1.05%	Savings	2.20% - Barclays Online Savings Account

View all The Farmers & Merchants Bank rates »

Overview / Commentary

www.dyerfmbank.com

731-692-3761

110 South Main Street
Dyer, TN 38330

The Farmers & Merchants Bank is headquartered in Dyer and is the 124^th largest bank in the state of Tennessee. It is also the 4,154^th largest bank in the nation. It was established in 1895 and as of December of 2018, it had grown to 33 employees at 4 locations. The Farmers & Merchants Bank's savings rates are 2X the national average, and it has a B health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Farmers & Merchants Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	1480
Year Established	1895
Employees	33
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	3.79%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$98.3MM$98.1MM
Loans	Q4 2018vs Q4 2017	$30.5MM$30.4MM
Deposits	Q4 2018vs Q4 2017	$85.8MM$84.5MM
Equity Capital	Q4 2018vs Q4 2017	$8.0MM$8.7MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$235.00K$235.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$694.00K$968.00K
Real Estate Owned	Q4 2018vs Q4 2017	$511.00K$548.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Farmers & Merchants Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Farmers & Merchants Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%	-	-	Christmas Club Savings Account
1.15%	-	-	Vacation Club Account
1.05%	-	-	Regular Savings Account

The Farmers & Merchants Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$2.5k	-	Money Market Account

The Farmers & Merchants Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$25k^*	-	High Yield Business Checking Account
OTHER TIERS: 0.15% → $2.5k - $10k \| 0.25% → $10k - $25k
0.15%^*	$2.5k^*	-	Super NOW Checking Account
OTHER TIERS: 0.10% → $1k - $2.5k
0.10%	$1k	-	Now Checking Account
0.10%	$1k	-	Hometown Secure Checking

The Farmers & Merchants Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	60 Month CD
2.50%	$1k	-	60 Month Exchange Rate Certificate
2.35%	$1k	-	15 Month CD
2.25%	$1k	-	13 Month CD
2.00%	$1k	-	48 Month CD
1.90%	$1k	-	36 Month CD
1.75%	$1k	-	24 Month CD
1.50%	$1k	-	18 Month CD
1.50%	$1k	-	18 Month Exchange Rate Certificate
1.05%	$1k	-	12 Month CD
1.05%	$1k	-	12 Month Exchange Rate Certificate
0.65%	$1k	-	6 Month CD
0.30%	$1k	-	3 Month CD

The Farmers & Merchants Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	-	-	12 Month Fixed IRA
1.25%	-	-	12 Month Roth Fixed IRA
1.00%	-	-	12 Month Variable IRA

Locations

The Farmers & Merchants Bank Locations
The Farmers & Merchants Bank	110 South Main Street	Dyer, TN 38330
Humboldt Branch	316 North 22nd Avenue	Humboldt, TN 38343
College Street Branch	667 N College	Trenton, TN 38382
Foodrite Branch	705 South Main Street	Dyer, TN 38330

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.