Virginia National Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.vnb.com

434-817-8621

222 East Main Street
Charlottesville, VA 22902

Virginia National Bank is headquartered in CHARLOTTESVILLE and is the 20^th largest bank in the state of Virginia. It is also the 693^rd largest bank in the nation. It was established in 1998 and as of March of 2025, it had grown to 143 employees at 16 locations. Virginia National Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	34755
Year Established	1998
Employees	143
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.25%
Return on Equity - YTD	12.26%
Annual Interest Income	$19MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.63B$1.62B
Loans	Q1 2025vs Q1 2024	$1.23B$1.12B
Deposits	Q1 2025vs Q1 2024	$1.43B$1.43B
Equity Capital	Q1 2025vs Q1 2024	$168.2MM$154.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.3MM$8.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.8MM$2.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Locations

Availability

Charlottesville Area

Charlottesville Area bank & credit union details

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