The First National Bank in Creston

Overview / Commentary
101 West Adams Street
Creston, IA 50801

The First National Bank in Creston is headquartered in Creston and is the 88th largest bank in the state of Iowa. It is also the 2,525th largest bank in the nation. It was established in 1871 and as of June of 2019, it had grown to 63 employees at 3 locations. The First National Bank in Creston's CD rates are 2X the national average, and it has an A health rating.

Reviews (2)

Great service with personal care.

I have banked at First National Bank (Creston) for over 5 years. I expect to be a customer for a very long time. The customer service is top notch. The employees are knowledgeable and seem to care. They have helped me with any questions regarding my checking and savings account. The employees are always promoting products and services but aren't pushy about it. I got a car loan through this bank and the process was seamless. They made the application process so easy and the terms were fair and out front. The online banking feature makes it easy to complete most of my banking activity at home. I can deposit checks, transfer funds, and make payments all through my bank while sitting at home. I would recommend FNB to anyone looking for a new bank.

Simplicity and Convenience with First National Bank (Creston, IA)

Posted by: AllanSK | Jun 5, 2015

When I moved to my current location, so many people recommended me to First National Bank (Creston, IA). I opened a checking account with them and have been extremely pleased. The process was quick and easy. The associate who assisted me with opening my account was great. She was knowledge and friendly. She seemed to have a genuine interest in my life. All the tellers have treated me the same way ever since. They know me by name and always have a smile on their faces. They are smart and always trying to improve my banking experience. When I decided to opening a checking account, they discussed my options with me and helped me find the account that fitted my needs. I have knowledge of other products including Money Market and CDs and am likely to considering one these in the future because of my comfort level with this bank and its employees. The mobile app works great as well. It allows me to check balances and transfer funds in seconds. My only complaint would be that I wish my rates would be a little better but everyone always wants better rates.


Health Grade Components

FDIC Certificate #4444
Year Established1871
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.69%
Return on Equity - YTD16.71%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$245.9MM$251.8MM
LoansQ2 2019vs Q2 2018$174.6MM$181.0MM
DepositsQ2 2019vs Q2 2018$219.1MM$224.8MM
Equity CapitalQ2 2019vs Q2 2018$25.7MM$23.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.0MM$2.9MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$421.00K$4.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$101.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank in Creston Savings Account Rates

OTHER TIERS: 1.65% $25 - $15k | 1.90% $15k - $50k | 2.20% $50k - $100k
1.60%$1-Holiday Club
1.51%*$10k*-Health Savings Account
OTHER TIERS: 0.50% Up to $1k | 1.00% $1k - $5k | 1.26% $5k - $10k
0.80%$500-Limited Edition Savings

The First National Bank in Creston Money Market Rates

0.20%*$100k*-Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $100k
0.20%*$100k*-Investor Money Market
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k

The First National Bank in Creston Checking Account Rates

0.05%$500- Compass Plus
0.05%$500-Compass Silver
0.05%$500-Compass Perks Plus
0.05%$500-Compass Perks Family Plus

The First National Bank in Creston CD Rates

1.91%$500-30 Month CD
1.89%$500-18 Month CD
1.86%$500-15 Month CD
1.86%$500-24 Month CD
1.86%$500-36 Month CD
1.86%$500-60 Month CD
1.86%$500-72 Month CD
1.81%$500-12 Month CD
1.81%$500-48 Month CD
1.81%$200-2 Year Easy Saver CD
1.81%$500-54 Month CD
1.76%$500-9 Month CD
1.66%$500-7 Month CD
1.61%$500-182 Day CD
1.51%$500-5 Month CD
1.46%$1-1 Year Fun N Benefits CD
1.41%$500-91 Day CD

The First National Bank in Creston Locations
Afton Branch100 East Railroad StreetAfton, IA 50830
The First National Bank In Creston101 West Adams StreetCreston, IA 50801
Consumer Office801 West Taylor StreetCreston, IA 50801

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