Overview / Commentary
The First National Bank of Kemp is headquartered in Kemp and is the 312th largest bank in the state of Texas. It is also the 3,636th largest bank in the nation. It was established in 1901 and as of June of 2022, it had grown to 27 employees at 2 locations. The First National Bank of Kemp has a B+ health rating.
Reviews (1)
No Loyalty To Area
Posted by: Eshe | Sep 22, 2013
Bank does not support or buy from local businesses. Bank serves areas with very small towns. Does not seem to have any policy to support local businesses first. This has caused some of the businesses to stop supporting the local bank. You reap what you sew.
Health
B+
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3281 |
| Year Established | 1901 |
| Employees | 27 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 10.68% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $136.0MM$122.8MM |
| Loans | Q2 2022vs Q2 2021 | $55.6MM$55.2MM |
| Deposits | Q2 2022vs Q2 2021 | $128.0MM$109.4MM |
| Equity Capital | Q2 2022vs Q2 2021 | $7.8MM$12.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $661.00K$640.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $0$146.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |