The First National Bank of Kemp

Overview / Commentary
100 South State Highway 274
Kemp, TX 75143

The First National Bank of Kemp is headquartered in Kemp and is the 312th largest bank in the state of Texas. It is also the 3,636th largest bank in the nation. It was established in 1901 and as of June of 2022, it had grown to 27 employees at 2 locations. The First National Bank of Kemp has a B+ health rating.

Reviews (1)

No Loyalty To Area

Posted by: |

Bank does not support or buy from local businesses.  Bank serves areas with very small towns.  Does not seem to have any policy to support local businesses first.  This has caused some of the businesses to stop supporting the local bank.  You reap what you sew.


Health Grade Components

FDIC Certificate #3281
Year Established1901
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD10.68%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$136.0MM$122.8MM
LoansQ2 2022vs Q2 2021$55.6MM$55.2MM
DepositsQ2 2022vs Q2 2021$128.0MM$109.4MM
Equity CapitalQ2 2022vs Q2 2021$7.8MM$12.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$661.00K$640.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$146.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Kemp; we are a rate comparison website and cannot provide official rates or promotions.

The First National Bank of Kemp Savings Account Rates

0.15%--Regular Savings

The First National Bank of Kemp Money Market Rates

0.15%--Money Market Account

The First National Bank of Kemp Checking Account Rates

0.15%--Interest Checking Account

The First National Bank of Kemp CD Rates

0.50%--36 Month CD
0.40%--24 Month CD
0.35%--18 Month CD
0.30%--12 Month CD
0.20%--6 Month CD
0.15%--3 Month CD

The First National Bank of Kemp Locations
The First National Bank Of Kemp100 S State Highway 274Kemp, TX 75143
Seven Points Branch11660 Highway 274Seven Points, TX 75143
The First State Bank Branch909 S. ClayEnnis, TX 75119
Italy Branch100 W. Main StItaly, TX 76651
Waxahachie Branch104 Broadhead RoadWaxahachie, TX 75165
Rice Branch100 North Mckinney StreetRice, TX 75155

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