Featured Savings Rates
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The First National Bank of Layton

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.46%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.10%SavingsTraditional Savings

Overview / Commentary
801-544-4241
12 South Main Street
Layton, UT 84041

The First National Bank of Layton is headquartered in Layton and is the 30th largest bank in the state of Utah. It is also the 2,128th largest bank in the nation. It was established in 1905 and as of December of 2016, it had grown to 87 employees at 8 locations. The First National Bank of Layton's CD rates are 39% higher than the national average, and it boasts an A+ health rating.

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First National Bank (UT) Has $200 Bonus For New Easy Checking Account - 5/12/2017

First National Bank (UT) is offering a $200 bonus when opening a new Easy Checking account online. Available to all residents of Utah.

Reviews (3)

Fantastic Experience

Posted by: Anonymous | Aug 16, 2012

I had a great experience with First National Bank. I was referred to a loan officer from First National Bank who handled the refinance on my VA loan. The streamline process was efficient, and my loan officer did a great job communicating to me throughout the entire process. The best part: we signed the closing papers in the comfort of our own home! I think their level of customer service is unparalleled, and I have referred two of my Marine colleagues who also had positive experiences. I would refinance with them again.

Tickled Pink By The Service

Posted by: Anonymous | Apr 12, 2012

I worked with First National Bank, and they were totally helpful. I was so stressed during the process, and they were great about letting me know where we were in the loan. I felt like they kept me informed every step of the way. I HIGHLY recommend them. They were fantastic!

Next time I buy a house, I'm going to them. :)

Everyone In That Utah Office Should Be Fired

Posted by: hateFNB | Jun 22, 2012

everything is wrong with them

 

withhold pay

do not pay bills

underwrting is poor

post close is poor



Health
A+

Health Grade Components

Overall
FDIC Certificate #2260
Year Established1905
Employees87
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD11.68%
Annual Interest Income$13.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$314.4MM$297.9MM
LoansQ4 2016vs Q4 2015$216.3MM$185.5MM
DepositsQ4 2016vs Q4 2015$270.6MM$255.8MM
Equity CapitalQ4 2016vs Q4 2015$40.3MM$38.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$4.0MM$3.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$740.00K$555.00K
Real Estate OwnedQ4 2016vs Q4 2015$565.00K$1.8MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Layton Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5k*-Ultimate Savings
OTHER TIERS: 0.10% Up to $5k
0.10%--Traditional Savings
0.10%$25-IRA Savings

The First National Bank of Layton Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$5m*-Business MMDA Accounts
OTHER TIERS: 0.07% $1k - $50k | 0.10% $50k - $100k | 0.15% $100k - $5mm
0.15%*$100k*-MMDA Account
OTHER TIERS: 0.07% $1k - $50k | 0.10% $50k - $100k

The First National Bank of Layton Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Legacy Checking
OTHER TIERS: 0.05% $1k - $100k
0.10%*$50k*-Interest Checking
OTHER TIERS: 0.08% $10k - $50k
0.10%*$100k*-Business Plus Checking
OTHER TIERS: 0.05% $1k - $100k

The First National Bank of Layton CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$500-60 Month CD
1.25%$10k-12 Month B-Day Promo CD
1.00%$500-48 Month CD
0.75%$500-36 Month CD
0.50%$500-24 Month CD
0.35%$500-12 Month CD
0.25%$500-6 Month CD
0.15%$500-3 Month CD
0.10%$500-30 Day CD

The First National Bank of Layton IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$500-60 Month IRA
1.00%$500-48 Month IRA
0.75%$500-36 Month IRA
0.50%$500-24 Month IRA
0.35%$500-12 Month IRA
0.25%$500-6 Month IRA
Locations


The First National Bank of Layton Locations
The First National Bank Of Layton12 South Main StreetLayton, UT 84041
Draper Office Branch136 West 12300 SouthDraper, UT 84020
Layton Hills Branch1601 North Hill Field RoadLayton, UT 84041
Bountiful Branch207 South MainBountiful, UT 84010
Salt Lake City Branch480 East 400 SouthSalt Lake City, UT 84111
Clearfield Branch690 South State StreetClearfield, UT 84015
Fairfield Branch980 North Fairfield RoadLayton, UT 84041