Overview / Commentary
12 South Main Street
Layton, UT 84041

The First National Bank of Layton is headquartered in Layton and is the 31st largest bank in the state of Utah. It is also the 1,999th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 77 employees at 8 locations. The First National Bank of Layton has an A+ health rating.

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Reviews (3)

Fantastic Experience

Posted by: Anonymous | Aug 16, 2012

I had a great experience with First National Bank. I was referred to a loan officer from First National Bank who handled the refinance on my VA loan. The streamline process was efficient, and my loan officer did a great job communicating to me throughout the entire process. The best part: we signed the closing papers in the comfort of our own home! I think their level of customer service is unparalleled, and I have referred two of my Marine colleagues who also had positive experiences. I would refinance with them again.

Tickled Pink By The Service

Posted by: Anonymous | Apr 12, 2012

I worked with First National Bank, and they were totally helpful. I was so stressed during the process, and they were great about letting me know where we were in the loan. I felt like they kept me informed every step of the way. I HIGHLY recommend them. They were fantastic!

Next time I buy a house, I'm going to them. :)

Everyone In That Utah Office Should Be Fired

Posted by: hateFNB | Jun 22, 2012

everything is wrong with them


withhold pay

do not pay bills

underwrting is poor

post close is poor


Health Grade Components

FDIC Certificate #2260
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.68%
Return on Equity - YTD20.36%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$334.7MM$320.4MM
LoansQ4 2018vs Q4 2017$242.9MM$244.6MM
DepositsQ4 2018vs Q4 2017$285.8MM$274.4MM
Equity CapitalQ4 2018vs Q4 2017$45.7MM$41.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.9MM$3.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$663.00K$426.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$160.00K

Sorry, we do not have rate data for The First National Bank of Layton.


The First National Bank of Layton Locations
The First National Bank Of Layton12 South Main StreetLayton, UT 84041
Draper Office Branch136 West 12300 SouthDraper, UT 84020
Layton Hills Branch1601 North Hill Field RoadLayton, UT 84041
Bountiful Branch207 South MainBountiful, UT 84010
Clearfield Branch690 South State StreetClearfield, UT 84015
Fairfield Branch980 North Fairfield RoadLayton, UT 84041

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