Overview / Commentary
801-544-4241
12 South Main Street
Layton, UT 84041

The First National Bank of Layton is headquartered in Layton and is the 32nd largest bank in the state of Utah. It is also the 2,022nd largest bank in the nation. It was established in 1905 and as of March of 2018, it had grown to 84 employees at 8 locations. The First National Bank of Layton has an A+ health rating.

Related Posts

View all posts from:


Reviews (3)

Fantastic Experience

Posted by: Anonymous | Aug 16, 2012

I had a great experience with First National Bank. I was referred to a loan officer from First National Bank who handled the refinance on my VA loan. The streamline process was efficient, and my loan officer did a great job communicating to me throughout the entire process. The best part: we signed the closing papers in the comfort of our own home! I think their level of customer service is unparalleled, and I have referred two of my Marine colleagues who also had positive experiences. I would refinance with them again.

Tickled Pink By The Service

Posted by: Anonymous | Apr 12, 2012

I worked with First National Bank, and they were totally helpful. I was so stressed during the process, and they were great about letting me know where we were in the loan. I felt like they kept me informed every step of the way. I HIGHLY recommend them. They were fantastic!

Next time I buy a house, I'm going to them. :)

Everyone In That Utah Office Should Be Fired

Posted by: hateFNB | Jun 22, 2012

everything is wrong with them

 

withhold pay

do not pay bills

underwrting is poor

post close is poor



Health
A+

Health Grade Components

Overall
FDIC Certificate #2260
Year Established1905
Employees84
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.66%
Return on Equity - YTD12.95%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$328.7MM$311.1MM
LoansQ1 2018vs Q1 2017$244.9MM$222.6MM
DepositsQ1 2018vs Q1 2017$284.0MM$268.6MM
Equity CapitalQ1 2018vs Q1 2017$41.6MM$39.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$3.9MM$4.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$70.00K$710.00K
Real Estate OwnedQ1 2018vs Q1 2017$164.00K$154.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Layton; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Layton Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5k*-Ultimate Savings
OTHER TIERS: 0.10% Up to $5k
0.10%--Traditional Savings
0.10%$25-IRA Savings
0.10%--Business Savings

The First National Bank of Layton Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$5m*-Business MMDA Accounts
OTHER TIERS: 0.12% $1k - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k | 0.25% $100k - $5mm
0.25%*$100k*-MMDA Account
OTHER TIERS: 0.12% $1k - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k

The First National Bank of Layton Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Legacy Checking
OTHER TIERS: 0.05% $1k - $100k
0.10%*$50k*-Interest Checking
OTHER TIERS: 0.08% $10k - $50k
0.10%*$100k*-Business Plus Checking
OTHER TIERS: 0.05% $1k - $100k

The First National Bank of Layton CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500-60 Month CD
1.76%$500-Business 60 Month CD
1.26%$500-48 Month CD
1.26%$500-Business 48 Month CD
1.00%$500-36 Month CD
1.00%$500-Business 36 Month CD
0.85%$500-24 Month CD
0.85%$500-Business 24 Month CD
0.75%$500-12 Month CD
0.75%$500-Business 12 Month CD
0.40%$500-6 Month CD
0.40%$500-Business 6 Month CD
0.30%$500-3 Month CD
0.30%$500-Business 3 Month CD
0.25%$500-30 Day CD
0.25%$500-Business 30 Day CD

The First National Bank of Layton IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500-60 Month IRA
1.26%$500-48 Month IRA
1.00%$500-36 Month IRA
0.85%$500-24 Month IRA
0.75%$500-12 Month IRA
0.40%$500-6 Month IRA
Locations


The First National Bank of Layton Locations
The First National Bank Of Layton12 South Main StreetLayton, UT 84041
Draper Office Branch136 West 12300 SouthDraper, UT 84020
Layton Hills Branch1601 North Hill Field RoadLayton, UT 84041
Bountiful Branch207 South MainBountiful, UT 84010
Salt Lake City Branch480 East 400 SouthSalt Lake City, UT 84111
Clearfield Branch690 South State StreetClearfield, UT 84015
Fairfield Branch980 North Fairfield RoadLayton, UT 84041

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.