Overview / Commentary
12 South Main Street
Layton, UT 84041

The First National Bank of Layton is headquartered in Layton and is the 31st largest bank in the state of Utah. It is also the 2,034th largest bank in the nation. It was established in 1905 and as of September of 2018, it had grown to 78 employees at 8 locations. The First National Bank of Layton's CD rates are 17% higher than the national average, and it has an A health rating.

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Reviews (3)

Fantastic Experience

Posted by: Anonymous | Aug 16, 2012

I had a great experience with First National Bank. I was referred to a loan officer from First National Bank who handled the refinance on my VA loan. The streamline process was efficient, and my loan officer did a great job communicating to me throughout the entire process. The best part: we signed the closing papers in the comfort of our own home! I think their level of customer service is unparalleled, and I have referred two of my Marine colleagues who also had positive experiences. I would refinance with them again.

Tickled Pink By The Service

Posted by: Anonymous | Apr 12, 2012

I worked with First National Bank, and they were totally helpful. I was so stressed during the process, and they were great about letting me know where we were in the loan. I felt like they kept me informed every step of the way. I HIGHLY recommend them. They were fantastic!

Next time I buy a house, I'm going to them. :)

Everyone In That Utah Office Should Be Fired

Posted by: hateFNB | Jun 22, 2012

everything is wrong with them


withhold pay

do not pay bills

underwrting is poor

post close is poor


Health Grade Components

FDIC Certificate #2260
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.66%
Return on Equity - YTD20.44%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$326.3MM$320.2MM
LoansQ3 2018vs Q3 2017$239.1MM$241.2MM
DepositsQ3 2018vs Q3 2017$277.8MM$275.3MM
Equity CapitalQ3 2018vs Q3 2017$44.9MM$41.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.9MM$3.9MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$693.00K$861.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$158.00K
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Layton; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Layton Savings Account Rates

0.15%*$5k*-Ultimate Savings
OTHER TIERS: 0.10% Up to $5k
0.10%--Traditional Savings
0.10%--IRA Savings
0.10%--Business Savings

The First National Bank of Layton Money Market Rates

0.50%*$5m*-Business MMDA Account
OTHER TIERS: 0.12% $1k - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k | 0.25% $100k - $5m
0.25%*$100k*-MMDA Account
OTHER TIERS: 0.12% $1k - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k

The First National Bank of Layton Checking Account Rates

0.10%*$100k*-Legacy Checking
OTHER TIERS: 0.05% $1k - $100k
0.10%*$50k*-Interest Checking
OTHER TIERS: 0.08% $10k - $50k
0.10%*$100k*-Business Plus Checking
OTHER TIERS: 0.05% $1k - $100k

The First National Bank of Layton CD Rates

2.02%$500-60 Month CD
2.02%$500-Business 60 Month CD
1.71%$500-48 Month CD
1.71%$500-Business 48 Month CD
1.36%$500-36 Month CD
1.36%$500-Business 36 Month CD
1.21%$500-24 Month CD
1.21%$500-Business 24 Month CD
1.05%$500-12 Month CD
1.05%$500-Business 12 Month CD
0.40%$500-6 Month CD
0.40%$500-Business 6 Month CD
0.30%$500-3 Month CD
0.30%$500-Business 3 Month CD
0.25%$500-30 Day CD
0.25%$500-Business 30 Day CD

The First National Bank of Layton IRA Rates

2.02%$500-60 Month IRA
1.71%$500-48 Month IRA
1.36%$500-36 Month IRA
1.21%$500-24 Month IRA
1.05%$500-12 Month IRA
0.40%$500-6 Month IRA

The First National Bank of Layton Locations
The First National Bank Of Layton12 South Main StreetLayton, UT 84041
Draper Office Branch136 West 12300 SouthDraper, UT 84020
Layton Hills Branch1601 North Hill Field RoadLayton, UT 84041
Bountiful Branch207 South MainBountiful, UT 84010
Salt Lake City Branch480 East 400 SouthSalt Lake City, UT 84111
Clearfield Branch690 South State StreetClearfield, UT 84015
Fairfield Branch980 North Fairfield RoadLayton, UT 84041

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