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Overview / Commentary
507 N Weber Ave
Salisbury, MO 65281

The Merchants and Farmers Bank of Salisbury is headquartered in Salisbury and is the 195th largest bank in the state of Missouri. It is also the 4,389th largest bank in the nation. It was established in 1903 and as of September of 2017, it had grown to 28 employees at 4 locations. The Merchants and Farmers Bank of Salisbury has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Merchants and Farmers Bank of Salisbury has a relatively low asset base.

Health Grade Components

FDIC Certificate #8259
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.2%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$94.6MM$97.1MM
LoansQ3 2017vs Q3 2016$56.2MM$61.2MM
DepositsQ3 2017vs Q3 2016$85.9MM$88.2MM
Equity CapitalQ3 2017vs Q3 2016$8.7MM$8.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.1MM$1.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$11.00K$93.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0

Rates for The Merchants and Farmers Bank of Salisbury are currently being reviewed.


The Merchants and Farmers Bank of Salisbury Locations
Fayette/Boonslick Branch110 MorrisonFayette, MO 65248
Columbia Branch4000 RangelineColumbia, MO 65202
The Merchants and Farmers Bank Of Salisbury507 N Weber AveSalisbury, MO 65281
Hardin Federal Savings Bank BranchElm & Second StreetsHardin, MO 64035