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The Piedmont Bank

Popular Accounts at this Bank

1.00%1-year CD12 Month CD
1.00%5-year CD60 Month CD
0.25%SavingsStatement Saving Account

Overview / Commentary
5100 Peachtree Parkway
Norcross, GA 30092

The Piedmont Bank is headquartered in Norcross and is the 20th largest bank in the state of Georgia. It is also the 1,276th largest bank in the nation. It was established in 2006 and as of March of 2017, it had grown to 69 employees at 4 locations. The Piedmont Bank's money market rates are 36% higher than the national average, and it has an A health rating.

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Reviews (2)

The Piedmont Bank Is The Best Local Bank

The Piedmont Bank is the best local bank in Atlanta, GA. I would recommend them to anyone, their customer service is like no other, they actually remember almost all of their clients by first name. When you open an account at The Piedmont Bank, you will be assigned a Personal Banker (not a teller) that will assist you with your transactions anytime you enter their branch. They offer mortgage loans, loans, CD's and business checking accounts as well as all personal banking accounts.

Very Bad Bank

Posted by: Igor1 | Feb 26, 2017

Service is awful, those people don't care and don't want to work out with you. Never again.

I had issues some when I'd do deposits for a company I did the deposits for. The bank tellers would always ask me to open an account for me personally, and they'd ask me to other questions. I had also known various people who'd come to Piedmont Bank to cash checks and the bank would treat you like a criminal to do just that and then charge you a fee for cashing them, which I found ridiculous. I also had a teller whom I knew personally that would not allow me to deposit a check for my family's business into their account because I didn't know the account numbers and everybody at the Piedmont branch where I bank knows who I am. Which is also what I found stupid, I have been in there plenty of times doing the same thing so I didn't understand why it'd be an issue. I was depositing not taking money out or anything. They turned me down and refused me.

Getting to the nitty-gritty of things, the tellers and bankers do not care about the customers at all. The bankers who sit by the door the minute you get inside, ask you pretty much why you're there. If they know they can't make no money or do anything for you, their attitudes change and don't talk much after if at all. I have had numerous issues with Wells Fargo safe to say. Today was my last straw, I had money in my savings to cover my bills from my checking and did so. I wasn't informed of the new protection charge fee for funds from savings to go into checking. My savings should have covered it all and then I got slapped with an overdraft fee as well. I was just in the bank to put more money and wasn't informed less then an hour later via by email about all the charges, and my account wasn't overdrawn when I was in the bank and no new charges appeared.

I spent the better part of 20 minutes sorting out an issue of theirs as well. I had to switch with 3 different people and they decided to reimburse me 25% of the $50 they took from me which shouldn't have happened in the first place. It was the bank's mistake. I know I wasn't in the hole, as I was just at the bank. Very unhappy with the satisfaction of the company; the company is very disloyal and dishonest. The bank doesn't like to post transactions until days after they had occurred which throws you off as well leaving you to guess how much money you do or don't got. I will not miss the long waits at the bank to get their crude customer services and I won't miss seeing the banker asking to 20 questions for you being at the bank.

The tellers are often rude as well and the branch I bank at has had issues with keeping confidentiality because of one the employees seems to tell everybody the bank's transaction. I am closing my account as soon as I can and going elsewhere. My advice to you, avoid Piedmont Bank.


Health Grade Components

FDIC Certificate #58374
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD10.93%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$567.0MM$486.1MM
LoansQ1 2017vs Q1 2016$477.2MM$362.2MM
DepositsQ1 2017vs Q1 2016$472.7MM$415.7MM
Equity CapitalQ1 2017vs Q1 2016$63.8MM$58.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$5.0MM$3.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.6MM$2.6MM
Real Estate OwnedQ1 2017vs Q1 2016$4.0MM$4.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Piedmont Bank Savings Account Rates

0.25%--Statement Saving Account
0.25%--Minor Saving Account
0.25%--Business Statement Saving Account

The Piedmont Bank Money Market Rates

0.60%*$100k*-Piedmont Prime Money Market Account
OTHER TIERS: 0.50% $1k - $100k
0.60%*$100k*-Business Piedmont Prime Money Market Account
OTHER TIERS: 0.50% $1k - $100k

The Piedmont Bank Checking Account Rates

0.20%$1k-Piedmont Advantage Account
0.10%$2,500-Business Interest Checking Account

The Piedmont Bank CD Rates

1.50%$500-24 Month CD
1.35%$500-13 Month Bump Up CD
1.00%$500-12 Month CD
1.00%$500-18 Month CD
1.00%$500-30 Month CD
1.00%$500-36 Month CD
1.00%$500-48 Month CD
1.00%$500-60 Month CD
0.40%$500-3 Month CD
0.40%$500-6 Month CD

The Piedmont Bank IRA Rates

1.50%$500-24 Month IRA
1.35%$500-13 Month Bump Up IRA
1.00%$500-12 Month IRA
1.00%$500-18 Month IRA
1.00%$500-30 Month IRA
1.00%$500-36 Month IRA
1.00%$500-48 Month IRA
1.00%$500-60 Month IRA
0.40%$500-6 Month IRA

The Piedmont Bank Locations
Old Peachtree Road Office Branch1035 Old Peachtree Road, NWLawrenceville, GA 30043
Lawrenceville Branch185 Gwinnett DriveLawrenceville, GA 30046
The Piedmont Bank5100 Peachtree ParkwayNorcross, GA 30092
Dunwoody Branch1725 Mount Vernon RoadDunwoody, GA 30338