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300 4th St. Ne
Devils Lake, ND 58301

Ramsey National Bank is headquartered in Devils Lake and is the 23rd largest bank in the state of North Dakota. It is also the 2,529th largest bank in the nation. It was established in 1892 and as of December of 2017, it had grown to 62 employees at 8 locations. Ramsey National Bank has an A health rating.


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Health Grade Components

FDIC Certificate #3914
Year Established1892
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD13.27%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$250.6MM$260.8MM
LoansQ4 2017vs Q4 2016$179.0MM$182.4MM
DepositsQ4 2017vs Q4 2016$217.6MM$227.5MM
Equity CapitalQ4 2017vs Q4 2016$31.7MM$30.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.3MM$2.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$11.00K$14.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Ramsey National Bank Savings Account Rates

0.15%$100-Regular Savings
0.15%--Watch It Grow Savings
0.15%$500-Business Savings

Ramsey National Bank Money Market Rates

0.35%*$50k*-Business Money Market
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $20k | 0.25% $20k - $50k
0.30%*$50k*-Money Market Savings
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $20k | 0.25% $20k - $50k

Ramsey National Bank CD Rates

1.80%$2k-5 Year Heritage Club CD
1.70%$2k-5 Year CD
1.70%$2k-Business 5 Year CD
1.35%$2k-4 Year Heritage Club CD
1.25%$2k-4 Year CD
1.25%$2k-Business 4 Year CD
1.10%$2k-3 Year Heritage Club CD
1.00%$2k-3 Year CD
1.00%$2k-Business 3 Year CD
0.90%$2k-2 Year Heritage Club CD
0.80%$2k-2 Year CD
0.80%$2k-Business 2 Year CD
0.70%$2k-1 Year Heritage Club CD
0.60%$2k-1 Year CD
0.60%$2k-Business 1 Year CD
0.50%$5k-182 Day Heritage Club CD
0.40%$5k-182 Day CD
0.40%$5k-Business 182 Day CD

Ramsey National Bank IRA Rates

1.80%$2k-5 Year Heritage Club IRA
1.70%$2k-5 Year IRA
1.35%$2k-4 Year Heritage Club IRA
1.25%$2k-4 Year IRA
1.10%$2k-3 Year Heritage Club IRA
1.00%$2k-3 Year IRA
0.90%$2k-2 Year Heritage Club IRA
0.80%$2k-2 Year IRA
0.70%$2k-1 Year Heritage Club IRA
0.60%$2k-1 Year IRA
0.50%$5k-182 Day Heritage Club IRA
0.40%$5k-182 Day IRA

Ramsey National Bank Locations
Maddock Branch104 Central AvenueMaddock, ND 58348
Cavalier Branch200 Main Street WestCavalier, ND 58220
Ramsey National Bank300 4th St. NeDevils Lake, ND 58301
Rugby Branch319 South MainRugby, ND 58368
County Market Branch323 Fifth StreetDevils Lake, ND 58301
Fargo Branch3232 25th St SFargo, ND 58104
Ramsey Bank Branch407 Fifth AvenueCando, ND 58324