Ramsey National Bank

Overview / Commentary
300 4th St. Ne
Devils Lake, ND 58301

Ramsey National Bank is headquartered in Devils Lake and is the 28th largest bank in the state of North Dakota. It is also the 2,387th largest bank in the nation. It was established in 1892 and as of June of 2022, it had grown to 53 employees at 6 locations. Ramsey National Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #3914
Year Established1892
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.88%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$320.0MM$317.9MM
LoansQ2 2022vs Q2 2021$187.4MM$183.2MM
DepositsQ2 2022vs Q2 2021$288.1MM$272.0MM
Equity CapitalQ2 2022vs Q2 2021$31.3MM$40.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.2MM$95.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$17.00K$0
Real Estate OwnedQ2 2022vs Q2 2021$105.00K$105.00K

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Ramsey National Bank Locations
Maddock Branch104 Central AvenueMaddock, ND 58348
Cavalier Branch200 Main Street WestCavalier, ND 58220
Ramsey National Bank300 4th St NeDevils Lake, ND 58301
Rugby Branch319 South MainRugby, ND 58368
Fargo Branch3232 25th St SFargo, ND 58104
Ramsey Bank Branch407 Fifth AvenueCando, ND 58324

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