Ramsey National Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.35%	5-year CD	5 Year CD 2.03% - National Average
1.10%	1-year CD	1 Year CD 2.45% - Synchrony Bank 12 Month CD
0.15%	Savings	Regular Savings 1.80% - American Express National Bank High Yield Savings Account

View all Ramsey National Bank rates »

Overview / Commentary

www.ramseybank.com

701-662-4024

300 4th St. Ne
Devils Lake, ND 58301

Ramsey National Bank is headquartered in Devils Lake and is the 23^rd largest bank in the state of North Dakota. It is also the 2,532^nd largest bank in the nation. It was established in 1892 and as of June of 2018, it had grown to 59 employees at 8 locations. Ramsey National Bank's money market rates are 36% higher than the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3914
Year Established	1892
Employees	59
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.66%
Return on Equity - YTD	13.17%
Annual Interest Income	$5.1MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$246.5MM$261.7MM
Loans	Q2 2018vs Q2 2017	$182.3MM$187.0MM
Deposits	Q2 2018vs Q2 2017	$213.2MM$221.7MM
Equity Capital	Q2 2018vs Q2 2017	$31.6MM$32.4MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$2.4MM$2.3MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$10.00K$13.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ramsey National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ramsey National Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$100	-	Regular Savings
0.15%	-	-	Watch It Grow Savings
0.15%	$500	-	Business Savings

Ramsey National Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$500k^*	-	Money Market
OTHER TIERS: 0.30% → $1k - $50k \| 0.35% → $50k - $250k \| 0.45% → $250k - $500k
0.60%^*	$500k^*	-	Business Money Market
OTHER TIERS: 0.30% → $1k - $50k \| 0.35% → $50k - $250k \| 0.45% → $250k - $500k

Ramsey National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.45%	$2k	-	5 Year Heritage Club CD
2.35%	$2k	-	5 Year CD
2.35%	$2k	-	Business 5 Year CD
2.15%	$2k	-	28 Month CD Special
2.00%	$2k	-	4 Year Heritage Club CD
1.90%	$2k	-	4 Year CD
1.90%	$2k	-	Business 4 Year CD
1.90%	$2k	-	15 Month CD Special
1.75%	$2k	-	3 Year Heritage Club CD
1.65%	$2k	-	3 Year CD
1.65%	$2k	-	Business 3 Year CD
1.50%	$2k	-	2 Year Heritage Club CD
1.40%	$2k	-	2 Year CD
1.40%	$2k	-	Business 2 Year CD
1.20%	$2k	-	1 Year Heritage Club CD
1.10%	$2k	-	1 Year CD
1.10%	$2k	-	Business 1 Year CD
0.90%	$5k	-	182 Day Heritage Club CD
0.80%	$5k	-	182 Day CD
0.80%	$5k	-	Business 182 Day CD

Ramsey National Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.45%	$2k	-	5 Year Heritage Club IRA
2.35%	$2k	-	5 Year IRA
2.15%	$2k	-	28 Month IRA Special
2.00%	$2k	-	4 Year Heritage Club IRA
1.90%	$2k	-	4 Year IRA
1.90%	$2k	-	15 Month IRA Special
1.75%	$2k	-	3 Year Heritage Club IRA
1.65%	$2k	-	3 Year IRA
1.50%	$2k	-	2 Year Heritage Club IRA
1.40%	$2k	-	2 Year IRA
1.20%	$2k	-	1 Year Heritage Club IRA
1.10%	$2k	-	1 Year IRA
0.90%	$5k	-	182 Day Heritage Club IRA
0.80%	$5k	-	182 Day IRA

Locations

Ramsey National Bank Locations
Maddock Branch	104 Central Avenue	Maddock, ND 58348
Cavalier Branch	200 Main Street West	Cavalier, ND 58220
Ramsey National Bank	300 4th St. Ne	Devils Lake, ND 58301
Rugby Branch	319 South Main	Rugby, ND 58368
County Market Branch	323 Fifth Street	Devils Lake, ND 58301
Fargo Branch	3232 25th St S	Fargo, ND 58104
Ramsey Bank Branch	407 Fifth Avenue	Cando, ND 58324

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.