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300 4th St. Ne
Devils Lake, ND 58301

Ramsey National Bank is headquartered in Devils Lake and is the 21st largest bank in the state of North Dakota. It is also the 2,465th largest bank in the nation. It was established in 1892 and as of June of 2016, it had grown to 59 employees at 8 locations. Ramsey National Bank has an A health rating.


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Health Grade Components

FDIC Certificate #3914
Year Established1892
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD10.77%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$259.7MM$264.9MM
LoansQ2 2016vs Q2 2015$191.9MM$190.0MM
DepositsQ2 2016vs Q2 2015$224.0MM$229.9MM
Equity CapitalQ2 2016vs Q2 2015$32.0MM$31.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.2MM$2.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$115.00K$333.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Ramsey National Bank Savings Account Rates

0.15%$100-Regular Savings
0.15%--Watch It Grow Savings
0.15%$500-Business Savings

Ramsey National Bank Money Market Rates

0.35%*$50k*-Business Money Market
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $20k | 0.25% $20k - $50k
0.30%*$50k*-Money Market Savings
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $20k | 0.25% $20k - $50k

Ramsey National Bank CD Rates

1.55%$2k-5 Year Heritage Club CD
1.55%$2k-Business 5 Year CD
1.45%$2k-5 Year CD
1.15%$2k-4 Year Heritage Club CD
1.05%$2k-4 Year CD
1.05%$2k-Business 4 Year CD
0.90%$2k-3 Year Heritage Club CD
0.80%$2k-3 Year CD
0.80%$2k-Business 3 Year CD
0.65%$2k-2 Year Heritage Club CD
0.55%$2k-2 Year CD
0.55%$2k-Business 2 Year CD
0.50%$2k-1 Year Heritage Club CD
0.40%$2k-1 Year CD
0.40%$5k-182 Day Heritage Club CD
0.40%$2k-Business 1 Year CD
0.30%$5k-182 Day CD
0.30%$5k-Business 182 Day CD

Ramsey National Bank IRA Rates

1.55%$2k-5 Year Heritage Club IRA
1.45%$2k-5 Year IRA
1.15%$2k-4 Year Heritage Club IRA
1.05%$2k-4 Year IRA
0.90%$2k-3 Year Heritage Club IRA
0.80%$2k-3 Year IRA
0.65%$2k-2 Year Heritage Club IRA
0.55%$2k-2 Year IRA
0.50%$2k-1 Year Heritage Club IRA
0.40%$2k-1 Year IRA
0.40%$5k-182 Day Heritage Club IRA
0.30%$5k-182 Day IRA

Ramsey National Bank Locations
Maddock Branch104 Central AvenueMaddock, ND 58348
Cavalier Branch200 Main Street WestCavalier, ND 58220
Ramsey National Bank300 4th St. NeDevils Lake, ND 58301
Rugby Branch319 South MainRugby, ND 58368
County Market Branch323 Fifth StreetDevils Lake, ND 58301
Fargo Branch3232 25th St SFargo, ND 58104
Ramsey Bank Branch407 Fifth AvenueCando, ND 58324