The Valley State Bank is headquartered in Syracuse and is the 90th largest bank in the state of Kansas. It is also the 3,163rd largest bank in the nation. It was established in 1905 and as of September of 2020, it had grown to 36 employees at 2 locations. The Valley State Bank has an A health rating.
This bank has always been professional, while maintaining their small-town-feel. There is seldom a line, because even the managers will grab a window to serve customers if they are lining up. They are always attentive, and will not give up until a question is answered, or a problem is solved, no matter how long it takes. I personally have only used them for a checking account, but I have mulled over the other services, and find the fees VERY reasonable, especially since you are getting such personalized care and service there. I've even found that getting a replacement card is a breeze, as they can make them on-site. I really love not having to call some out-of-area, lacking-personal-care customer service number for my issues. I call a local number, get a local person, and get taken care of.
Overall | |
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FDIC Certificate # | 14345 |
Year Established | 1905 |
Employees | 36 |
Primary Regulator | FED |
Profit Margin | |
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Return on Assets - YTD | 1.69% |
Return on Equity - YTD | 18.44% |
Annual Interest Income | $5.9MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $181.5MM$152.6MM |
Loans | Q3 2020vs Q3 2019 | $121.0MM$117.2MM |
Deposits | Q3 2020vs Q3 2019 | $150.5MM$122.7MM |
Equity Capital | Q3 2020vs Q3 2019 | $16.6MM$14.5MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.7MM$1.4MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.4MM$62.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.10% | - | - | Personal Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.20% | $2.5k | - | Valley Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.63%* | - | $25k | Royal Checking Account | ||
OTHER TIERS: 0.30% → $25k+ | |||||
0.10% | $2.5k | - | Personal Valley Investment Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.65% | $10 | - | 36 Month IRA | |
0.40% | $10 | - | 1 Year IRA | |
0.30% | $10 | - | 6 Month IRA | |
0.25% | $10 | - | 91 Day IRA |
The Valley State Bank Locations | ||
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The Valley State Bank | 110 West Avenue B | Syracuse, KS 67878 |
Garden City Branch | 1701 E Mary St | Garden City, KS 67846 |