The Valley State Bank

Overview / Commentary
110 West Avenue B
Syracuse, KS 67878

The Valley State Bank is headquartered in Syracuse and is the 90th largest bank in the state of Kansas. It is also the 3,233rd largest bank in the nation. It was established in 1905 and as of September of 2021, it had grown to 42 employees at 2 locations. The Valley State Bank has an A health rating.

Reviews (1)

Great Bank with Small Town Values

Posted by: |

This bank has always been professional, while maintaining their small-town-feel. There is seldom a line, because even the managers will grab a window to serve customers if they are lining up. They are always attentive, and will not give up until a question is answered, or a problem is solved, no matter how long it takes. I personally have only used them for a checking account, but I have mulled over the other services, and find the fees VERY reasonable, especially since you are getting such personalized care and service there. I've even found that getting a replacement card is a breeze, as they can make them on-site. I really love not having to call some out-of-area, lacking-personal-care customer service number for my issues. I call a local number, get a local person, and get taken care of.


Health Grade Components

FDIC Certificate #14345
Year Established1905
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD17.47%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$184.9MM$181.5MM
LoansQ3 2021vs Q3 2020$129.9MM$121.0MM
DepositsQ3 2021vs Q3 2020$152.2MM$150.5MM
Equity CapitalQ3 2021vs Q3 2020$18.2MM$16.6MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.8MM$1.7MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$0$1.4MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0

Sorry, we do not have rate data for The Valley State Bank.


The Valley State Bank Locations
The Valley State Bank110 West Avenue BSyracuse, KS 67878
Garden City Branch1701 E Mary StGarden City, KS 67846

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