The Valley State Bank

Overview / Commentary
110 West Avenue B
Syracuse, KS 67878

The Valley State Bank is headquartered in Syracuse and is the 89th largest bank in the state of Kansas. It is also the 3,237th largest bank in the nation. It was established in 1905 and as of June of 2021, it had grown to 40 employees at 2 locations. The Valley State Bank has a B+ health rating.

Reviews (1)

Great Bank with Small Town Values

Posted by: |

This bank has always been professional, while maintaining their small-town-feel. There is seldom a line, because even the managers will grab a window to serve customers if they are lining up. They are always attentive, and will not give up until a question is answered, or a problem is solved, no matter how long it takes. I personally have only used them for a checking account, but I have mulled over the other services, and find the fees VERY reasonable, especially since you are getting such personalized care and service there. I've even found that getting a replacement card is a breeze, as they can make them on-site. I really love not having to call some out-of-area, lacking-personal-care customer service number for my issues. I call a local number, get a local person, and get taken care of.


Health Grade Components

FDIC Certificate #14345
Year Established1905
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD14.49%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$184.3MM$180.4MM
LoansQ2 2021vs Q2 2020$130.9MM$117.2MM
DepositsQ2 2021vs Q2 2020$153.7MM$150.5MM
Equity CapitalQ2 2021vs Q2 2020$17.6MM$16.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.8MM$1.6MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.4MM$129.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Valley State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Valley State Bank Savings Account Rates

0.10%--Personal Savings

The Valley State Bank Money Market Rates

0.20%$2.5k-Valley Money Market

The Valley State Bank Checking Account Rates

1.76%*-$25kRoyal Checking Account
OTHER TIERS: 0.20% $25k+
0.10%$2.5k-Personal Valley Investment Checking

The Valley State Bank CD Rates

0.80%$500-4 Year CD
0.70%$500-4 Year Step-Ahead CD
0.65%$500-3 Year CD
0.55%$500-2 Year CD
0.45%$500-2 Year Step-Ahead CD
0.40%$500-1 Year CD
0.30%$500-6 Month CD
0.25%$500-91 Day CD
0.04%$500-6 Month Variable CD

The Valley State Bank IRA Rates

0.65%$10-36 Month IRA
0.40%$10-1 Year IRA
0.30%$10-6 Month IRA
0.25%$10-91 Day IRA

The Valley State Bank Locations
The Valley State Bank110 West Avenue BSyracuse, KS 67878
Garden City Branch1701 E Mary StGarden City, KS 67846

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