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Overview / Commentary
2001 Central Park Avenue
Yonkers, NY 10710

The Westchester Bank is headquartered in Yonkers and is the 60th largest bank in the state of New York. It is also the 995th largest bank in the nation. It was established in 2008 and as of June of 2017, it had grown to 64 employees at 6 locations. The Westchester Bank's money market rates are 48% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #58652
Year Established2008
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD10.85%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$752.9MM$678.3MM
LoansQ2 2017vs Q2 2016$628.1MM$545.2MM
DepositsQ2 2017vs Q2 2016$632.8MM$571.1MM
Equity CapitalQ2 2017vs Q2 2016$69.5MM$62.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$10.6MM$9.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$79.00K$2.4MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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The Westchester Bank Money Market Rates

0.65%*$1k*-Business Money Market Account
OTHER TIERS: 0.30% Up to $1k
0.65%*$1k*-Personal Money Market Account
OTHER TIERS: 0.30% Up to $1k

The Westchester Bank Locations
The Westchester Bank2001 Central Park AvenueYonkers, NY 10710
White Plains Branch464 Mamaroneck AvenueWhite Plains, NY 10605
Thornwood Branch994 BroadwayThornwood, NY 10594
Mt. Krisco Branch51 South Moger AvenueMount Kisco, NY 10549
Downtown Mamaroneck Branch305 Mamaroneck AvenueMamaroneck, NY 10543
Rye Brook Branch800 Westchester AvenueRye Brook, NY 10573