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Overview / Commentary
914-368-9919
12 Water Street
White Plains, NY 10601

The Westchester Bank is headquartered in Yonkers and is the 58th largest bank in the state of New York. It is also the 921st largest bank in the nation. It was established in 2008 and as of March of 2018, it had grown to 67 employees at 6 locations. The Westchester Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #58652
Year Established2008
Employees67
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD10.55%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$829.3MM$709.3MM
LoansQ1 2018vs Q1 2017$694.9MM$594.2MM
DepositsQ1 2018vs Q1 2017$638.9MM$591.4MM
Equity CapitalQ1 2018vs Q1 2017$97.5MM$67.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$11.4MM$10.4MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.3MM$1.7MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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The Westchester Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$1k*-Business Money Market Account
OTHER TIERS: 0.30% Up to $1k
1.00%*$1k*-Personal Money Market Account
OTHER TIERS: 0.30% Up to $1k
Locations


The Westchester Bank Locations
The Westchester Bank2001 Central Park AvenueYonkers, NY 10710
White Plains Branch464 Mamaroneck AvenueWhite Plains, NY 10605
Thornwood Branch994 BroadwayThornwood, NY 10594
Mt. Krisco Branch51 South Moger AvenueMount Kisco, NY 10549
Downtown Mamaroneck Branch305 Mamaroneck AvenueMamaroneck, NY 10543
Rye Brook Branch800 Westchester AvenueRye Brook, NY 10573

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