Overview / Commentary
12 Water Street
White Plains, NY 10601

The Westchester Bank is headquartered in Yonkers and is the 54th largest bank in the state of New York. It is also the 863rd largest bank in the nation. It was established in 2008 and as of December of 2018, it had grown to 67 employees at 7 locations. The Westchester Bank's money market rates are 2X the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #58652
Year Established2008
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD10.92%
Annual Interest Income$37.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$906.8MM$806.6MM
LoansQ4 2018vs Q4 2017$749.0MM$675.3MM
DepositsQ4 2018vs Q4 2017$717.8MM$658.7MM
Equity CapitalQ4 2018vs Q4 2017$108.8MM$95.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$11.9MM$11.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$333.00K$732.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Westchester Bank Money Market Rates

1.00%*$1k*-Business Money Market Account
OTHER TIERS: 0.30% Up to $1k
1.00%*$1k*-Personal Money Market Account
OTHER TIERS: 0.30% Up to $1k

The Westchester Bank Locations
The Westchester Bank1900 Central Park AveYonkers, NY 10710
White Plains Branch464 Mamaroneck AvenueWhite Plains, NY 10605
Thornwood Branch994 BroadwayThornwood, NY 10594
Mt. Krisco Branch51 South Moger AvenueMount Kisco, NY 10549
Downtown Mamaroneck Branch305 Mamaroneck AvenueMamaroneck, NY 10543
Rye Brook Branch800 Westchester AvenueRye Brook, NY 10573

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