Overview / Commentary
914-368-9919
12 Water Street
White Plains, NY 10601

The Westchester Bank is headquartered in Yonkers and is the 58th largest bank in the state of New York. It is also the 904th largest bank in the nation. It was established in 2008 and as of June of 2018, it had grown to 68 employees at 6 locations. The Westchester Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #58652
Year Established2008
Employees68
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD10.63%
Annual Interest Income$18.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$847.3MM$752.9MM
LoansQ2 2018vs Q2 2017$713.4MM$628.1MM
DepositsQ2 2018vs Q2 2017$668.0MM$632.8MM
Equity CapitalQ2 2018vs Q2 2017$100.2MM$69.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$10.9MM$10.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$381.00K$79.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Westchester Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$1k*-Business Money Market Account
OTHER TIERS: 0.30% Up to $1k
1.00%*$1k*-Personal Money Market Account
OTHER TIERS: 0.30% Up to $1k
Locations


The Westchester Bank Locations
The Westchester Bank1900 Central Park AveYonkers, NY 10710
White Plains Branch464 Mamaroneck AvenueWhite Plains, NY 10605
Thornwood Branch994 BroadwayThornwood, NY 10594
Mt. Krisco Branch51 South Moger AvenueMount Kisco, NY 10549
Downtown Mamaroneck Branch305 Mamaroneck AvenueMamaroneck, NY 10543
Rye Brook Branch800 Westchester AvenueRye Brook, NY 10573

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