The Westchester Bank

Deposits held and insured by Valley

Overview / Commentary
12 Water Street
White Plains, NY 10601
Deposits held and insured by Valley
Reviews (1)

Westchester Bank At Thornwood, NY

Friendly and efficient service and good rates. Also good check writing ability on money market accounts and low balance requirements.


Data as of Q3 2021

Data displayed below is for insuring bank: Valley
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Health Grade Components

FDIC Certificate #9396
Year Established1927
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD9.39%
Annual Interest Income$994.2MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$41.29B$40.73B
LoansQ3 2021vs Q3 2020$32.42B$32.30B
DepositsQ3 2021vs Q3 2020$33.73B$31.29B
Equity CapitalQ3 2021vs Q3 2020$5.49B$4.84B
Loan Loss AllowanceQ3 2021vs Q3 2020$342.5MM$325.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$257.0MM$200.8MM
Real Estate OwnedQ3 2021vs Q3 2020$4.0MM$7.7MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Westchester Bank Money Market Rates

0.25%--Business Money Market Account
0.25%--Personal Money Market Account

The Westchester Bank CD Rates

0.50%$1k-30 Month CD
0.50%$1k-36 Month CD
0.50%$1k-48 Month CD
0.50%$1k-60 Month CD
0.50%$1k-Business 30 Month CD
0.50%$1k-Business 36 Month CD
0.50%$1k-Business 48 Month CD
0.50%$1k-Business 60 Month CD
0.30%$1k-12 Month CD
0.30%$1k-18 Month CD
0.30%$1k-24 Month CD
0.30%$1k-Business 12 Month CD
0.30%$1k-Business 18 Month CD
0.30%$1k-Business 24 Month CD
0.25%$1k-6 Month CD
0.25%$1k-9 Month CD
0.25%$1k-Business 6 Month CD
0.25%$1k-Business 9 Month CD


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