|Account Type||APY||Account Name||Min||Max|
|CD||0.66%||3 Month CD||$25k||$1m||Details »|
|CD||0.91%||6 Month CD||$25k||$1m||Details »|
|CD||1.01%||9 Month CD||$25k||$1m||Details »|
|CD||1.15%||12 Month CD||$25k||$1m||Details »|
TotalBank is headquartered in Miami and is the 12th largest bank in the state of Florida. It is also the 311th largest bank in the nation. It was established in 1974 and as of December of 2016, it had grown to 306 employees at 19 locations. TotalBank's CD rates are 28% higher than the national average, and it has an A health rating.
Had a great experience with Olga from the Coral Gables Branch. Recently purchased my dream home and the loan process was smooth from beginning to end. Olga was courteous, professional, and experienced. I shopped around for the best lender, and I made the right choice in going with TotalBank. Deposit accounts are competitive too, and I'm now in the process of moving all my banking here.
We recently started banking with TotalBank and could not be happier. The customer service is beyond compare. The rates are very competitive and we have been very pleased with the caliber of the personnel. We look forward to growing our banking relationship with Total.
Over four years ago when our start up business needed capital to open a pharmacy, Total Bank was willing to take a chance and assist with financing. After many other banks turned us down, Marti Mang with Total Bank was willing to take a chance and help with SBA financing. From start to finish during the process Ms. Mang assisted our new company secure financing at a rate we could afford. Today, our business is strong and expanding thanks to Total Bank and Marti Mang. They looked at more than the numbers and continue to assist us as our business grows.
Recently moved my accounts to TotalBank from one of the big banks and from the start --WOW what a difference! Great customer service and a completely personalized experience. Looking forward to growing my business with TotalBank!
I love visiting my local Total Bank in South Miami because when I walk in, I know I will be greeted with a smile and a warm attitude. This is because my teller, Katherine Ruiz, always seems genuinely happy to see and help me in my banking business. At Total Bank, I feel like a person, not a number. Katherine and I talk about our day, future trips, or what new restaurants in the neighborhood we've tried. I know if I have a problem, she will go out of her way to help me. In these days, when some banks can seem cold and uncaring, Total Bank and Katherine Ruiz make banking a pleasure.
Last Thursday I had an issue with my ATM card and the branch manager of the office immediately came to ask me if I needed assistance with my card. When I explained the issue, she immediately put me in contact with a representative who was able to resolve my problem. I appreciate the personal attention I received.
|FDIC Certificate #||21468|
|Return on Assets - YTD||0.76%|
|Return on Equity - YTD||4.73%|
|Annual Interest Income||$96.5MM|
|Assets and Liabilities|
|Assets||Q4 2016vs Q4 2015||$2.95B$2.76B|
|Loans||Q4 2016vs Q4 2015||$2.06B$1.92B|
|Deposits||Q4 2016vs Q4 2015||$2.09B$1.95B|
|Equity Capital||Q4 2016vs Q4 2015||$477.8MM$457.7MM|
|Loan Loss Allowance||Q4 2016vs Q4 2015||$18.6MM$19.1MM|
|Unbacked Noncurrent Loans||Q4 2016vs Q4 2015||$11.8MM$10.5MM|
|Real Estate Owned||Q4 2016vs Q4 2015||$70.00K$517.00K|
Always verify rates and promotions with the bank or credit union. We are not TotalBank; we are a rate comparison website and cannot provide official rates or promotions.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|1.15%||$25k||$1m||12 Month CD|
|1.01%||$25k||$1m||9 Month CD|
|0.91%||$25k||$1m||6 Month CD|
|0.66%||$25k||$1m||3 Month CD|