4.01% Reward Checking Account at Treasure State Bank in Montana


Treasure State Bank is offering a reward checking account with the following rates and features if certain monthly requirements are met:
  • 4.01% APY on balances up to $50,000
  • 1.01% APY on balances over $50,000
  • 0.10% base rate if qualifications are not met
  • Refund of ATM fees nationwide without limits
The monthly requirements include:
  • 10 Visa debit card purchases
  • One direct deposit or ACH debit
  • Receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • $100 minimum initial deposit
  • No minimum balance requirement
  • No monthly service charge
  • Multiple accounts are allowed, but requirements must be met for each account
There's an online application, but it appears a branch visit is required to complete the application process.

Treasure State Bank is located in Missoula, Montana. It's a fairly new bank that was recently established in 2007. The bank is a member FDIC (FDIC Certificate # 58454).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.