TTCU Federal Credit Union

Overview / Commentary
9815 E 81St St
Tulsa, OK 74133

TTCU Federal Credit Union is headquartered in Tulsa and is the 2nd largest credit union in the state of Oklahoma. It is also the 169th largest credit union in the nation. It was established in 1934 and as of June of 2023, it had grown to 473 employees and 154,015 members at 22 locations. TTCU Federal Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees, students, educators or retirees of all public and private institutions of learning and higher learning and continuing education in the counties of Tulsa, Creek, Osage, Adair, Cherokee, Craig, Delaware, Mayes, Nowata, Okmulgee, Ottawa, Rogers, Wagoner and Washington. Membership is also open to members of professional educators associations or governing boards of affiliated education institutions in those counties and to over 100 select employer groups.
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Reviews (4)

Tulsa Teachers Credit Union Is Great.

I graduated from college in 1969. I had my first job and I wanted to join TTCU. My mother worked for the
Tulsa Public Schools in a support position. They were giving me a hard time on trying to join. This was before almost anyone could join. I was about to
walk out when Dave Temple (then the president of TTCU) walked by. I said hello and told him that he was my junior high school principal. He asked me what I was doing and I told him my story of trying to join the credit union. Mr. Temple looked at the clerk and said "Fix him up". That was fifty one years ago.I'm still grateful.

Tulsa's best

For the most part I use this account for my direct deposit, but I have had an account for over 30 years. I am the son of two teachers and was able to get an account there before they opened their services to the general public. At that time, there was only one branch, and now there are several. The upshot is that I had very personal service from this bank for many years, sometimes not even needing personal identification because the tellers knew who I was.

The bank has grown now, and does a pretty good job for me. They are less willing to extend credit to me than I thought they should be, but I can usually get around that. I was able to get a car loan there by having my wife co-sign (she is baking with the institution she grew up using), but they would not grant a loan for debt reconciliation.

A member for decades

I have had a checking and savings account at Tulsa Teachers Credit Union for over 3 decades. Since my parents were teachers, I was able to join as a teenager before membership was open to the general public. I mostly bank online these days, using direct deposit from my job to my checking account. Using the drive through window, I withdraw cash every month to put in my wife's account rather than writing her a check. I can also monitor my mother's money market account since she had me put on it with power of attorney. I find the online access is fairly easy, although using a mobile device is not always an effective way to bank, for me anyway.

Transferring funds between accounts

I really like Tulsa Teachers Credit Union. My family and I have been banking with them for several years. They are located close to my work which makes it very convenient. Their checking accounts are comparable with the big banks in our area. While they don't have a great savings rate, it's better than a lot of the banks I see. The people are very friendly, especially with my children. Any time I've had a question, the people there are helpful and take as long as I need to make sure I understand everything. Their online banking system is adequate for my needs. I especially like to check my account balance online. Overall, I would recommend them to anyone who qualifies for membership.


Health Grade Components

NCUA #24887
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.53%
Annual Interest Income$60.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$2.63B$2.61B
LoansQ2 2023vs Q2 2022$1.66B$1.51B
DepositsQ2 2023vs Q2 2022$2.01B$2.09B
Equity CapitalQ2 2023vs Q2 2022$229.1MM$257.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$8.3MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$18.5MM$10.4MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not TTCU Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

TTCU Federal Credit Union Savings Account Rates

3.00%--LevelUp Account
0.85%*$40k*-IRA Savings
OTHER TIERS: 0.55% $25 - $20k | 0.70% $20k - $40k
0.75%*$40k*-Savings (Share) Accounts
OTHER TIERS: 0.30% $25 - $10k | 0.40% $10k - $20k | 0.55% $20k - $40k

TTCU Federal Credit Union Money Market Rates

2.00%*$350k*-Money Market Account
OTHER TIERS: 0.35% Up to $5k | 0.50% $5k - $20k | 0.60% $20k - $30k | 0.75% $30k - $50k | 1.00% $50k - $100k | 1.10% $100k - $150k | 1.25% $150k - $250k | 1.50% $250k - $350k | 1.75% $250k+

TTCU Federal Credit Union Checking Account Rates

0.15%$25-Classic Checking
0.15%$25-Rewards Checking

TTCU Federal Credit Union CD Rates

5.25%$50k-19 Month Jumbo CD Promo
5.25%$200k-19 Month Super Jumbo CD Promo
5.00%$50k-9 Month Jumbo CD Promo
5.00%$1k-19 Month CD Promo
5.00%$200k-9 Month Super Jumbo CD Promo
4.75%$1k-9 Month CD Promo
4.75%$200k-45 Days Super Jumbo CD Promo
4.50%$50k-45 Days Jumbo CD Promo
4.25%$300$5k6 Month Ready, Set, Grow CD
4.25%$1k-45 Days CD Promo
3.80%$50k-48 Month Super Jumbo CD
3.75%$50k-6 Month Super Jumbo CD
3.75%$50k-12 Month Super Jumbo CD
3.75%$50k-36 Month Super Jumbo CD
3.70%$50k-24 Month Super Jumbo CD
3.65%$100k-48 Month Income CD
3.60%$100k-6 Month Income CD
3.60%$100k-12 Month Income CD
3.60%$100k-36 Month Income CD
3.55%$50k-48 Month Jumbo CD
3.55%$100k-24 Month Income CD
3.50%$50k-6 Month Jumbo CD
3.50%$50k-12 Month Jumbo CD
3.50%$50k-36 Month Jumbo CD
3.50%$50k-3 Month Super Jumbo CD
3.50%$50k-18 Month Super Jumbo CD
3.45%$50k-24 Month Jumbo CD
3.35%$100k-18 Month Income CD
3.30%$1k-48 Month CD
3.25%$1k-6 Month CD
3.25%$1k-12 Month CD
3.25%$1k-36 Month CD
3.25%$50k-18 Month Jumbo CD
3.25%$50k-3 Month Jumbo CD
3.20%$1k-24 Month CD
3.00%$1k-18 Month CD
3.00%$1k-3 Month CD

TTCU Federal Credit Union IRA Rates

5.25%$1k-19 Month IRA Special
5.25%$1k-19 Month Roth IRA Special
5.00%$1k-9 Month IRA
5.00%$1k-9 Month Roth IRA
3.65%$1k-60 Month Roth IRA
3.65%$1k-60 Month IRA
3.55%$1k-48 Month IRA
3.55%$1k-48 Month Roth IRA
3.50%$1k-12 Month IRA
3.50%$1k-36 Month IRA
3.50%$1k-12 Month Roth IRA
3.50%$1k-36 Month Roth IRA
3.45%$1k-24 Month IRA
3.45%$1k-24 Month Roth IRA


Tulsa Area

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