Deposits held and insured by Beal Bank

Reviews (1)

Quick and Easy with some mobile growing pains

Easily the best internet bank I have worked with in regards to my business needs in the past few weeks. I signed up with Umbrella Bank after a friend recommended me to their amazing services. I had a conference call with my business partners as a rep from Umbrella bank so as to gauge how professional they were. They stand out as an amazing group with clean and quick ways to access their services although the online mobile experience is a bit rough.


Data as of Q4 2021

Data displayed below is for insuring bank: Beal Bank
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Health Grade Components

FDIC Certificate #32574
Year Established1988
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD6.45%
Return on Equity - YTD20.74%
Annual Interest Income$110.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$2.10B$1.75B
LoansQ4 2021vs Q4 2020$613.3MM$756.6MM
DepositsQ4 2021vs Q4 2020$1.35B$1.13B
Equity CapitalQ4 2021vs Q4 2020$632.9MM$528.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$6.0MM$9.9MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$88.9MM$100.7MM
Real Estate OwnedQ4 2021vs Q4 2020$3.6MM$5.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts. Savings Account Rates

0.21%$500-Statement Savings Money Market Rates

0.50%*$25k*-Money Market
OTHER TIERS: 0.21% $1k - $25k CD Rates

1.50%$1k-48 Month CD
1.50%$1k-60 Month CD
1.25%$1k-36 Month CD
1.20%$1k-30 Month CD
1.15%$1k-24 Month CD
1.00%$1k-18 Month CD
0.90%$1k-12 Month CD
0.60%$1k-9 Month CD
0.50%$1k-6 Month CD
0.25%$1k-3 Month CD
0.25%$1k-1 Month CD
0.25%$1k-2 Month CD
Locations is an Internet only bank and does not have branch locations. Its headquarters is located at 6000 Legacy Drive - Plano, TX 75024

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