United 1st Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.86% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.21% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.40% | Savings | 2.20% - Barclays Online Savings Account |
United 1st Federal Credit Union is headquartered in Kingsland and is the 22nd largest credit union in the state of Georgia. It is also the 1,162nd largest credit union in the nation. It was established in 1943 and as of December of 2018, it had grown to 89 employees and 27,031 members at 7 locations. United 1st Federal Credit Union's savings rates are 54% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Must be a resident of Camden, Charlton, Dodge, Pierce, Ware, Ben Hill, Wheeler, Wilcox or Telfair County. Also open to employees of St. Marys Railroad and other Select Employee Groups (SEGs).
See current membership details
Nothing but Positive Experiences
I opened up a checking account with this bank about four years ago. It was a doing business with Avon account which I kept for about six months (my Avon business did not last the test of time). When I went to open up the account I had a short wait time, and when I was called back the employee which assisted me was nothing but courteous and helpful. My account featured a two point five percent interest rate with available overdraw insurance which I did not get. From my memory, the overdraw fee was not much anyway. They had many different types of accounts, services and programs available for their members. They had very competitive fees and interest rates. Every time I entered the facility it was clean and I was greeted with a smile. If I were still close to that credit union I would open up an account with them again.
Good Credit Union
They've got a good credit card. They're people are nice.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4999 |
| Year Chartered | 1943 |
| Employees | 89 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 11.26% |
| Annual Interest Income | $6.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $170.7MM$170.6MM |
| Loans | Q4 2018vs Q4 2017 | $108.7MM$104.6MM |
| Deposits | Q4 2018vs Q4 2017 | $150.0MM$150.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $17.3MM$15.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.4MM$1.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $697.00K$883.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $119.00K$89.00K |
Always verify rates and promotions with the bank or credit union. We are not United 1st Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United 1st Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $100k* | - | Prestige Account | ||
| OTHER TIERS: 0.35% → $100 - $2.5k | 0.40% → $2.5k - $50k | 0.50% → $10k - $50k | 0.60% → $50k - $100k | |||||
| 0.45% | - | - | IRA Account | ||
| 0.40% | $100 | - | Share Account | ||
| 0.15% | $5 | - | Club Account | ||
United 1st Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $10k | - | PLATINUM Money Market Account | |
| 0.35% | $5k | $10k | GOLD Money Market Account |
United 1st Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.86% | $500 | $100k | 60 Month Share Certificate | |
| 1.86% | $100k | - | 60 Month Jumbo Share Certificate | |
| 1.71% | $100k | - | 36 Month Jumbo Share Certificate | |
| 1.61% | $500 | $100k | 36 Month Share Certificate | |
| 1.46% | $100k | - | 24 Month Jumbo Share Certificate | |
| 1.36% | $500 | $100k | 24 Month Share Certificate | |
| 1.31% | $100k | - | 12 Month Jumbo Share Certificate | |
| 1.31% | $100k | - | 14 Month Non-Renewable Jumbo Share Certificate | |
| 1.31% | $100k | - | 18 Month Jumbo Share Certificate | |
| 1.26% | $500 | $100k | 18 Month Share Certificate | |
| 1.21% | $500 | $100k | 12 Month Share Certificate | |
| 1.21% | $500 | $100k | 14 Month Non-Renewable Share Certificate | |
| 0.90% | $100k | - | 6 Month Jumbo Share Certificate | |
| 0.80% | $500 | $100k | 6 Month Share Certificate | |
| 0.75% | $100k | - | 3 Month Jumbo Share Certificate | |
| 0.65% | $500 | $100k | 3 Month Share Certificate |
United 1st Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | $100k | - | 36 Month Jumbo IRA Certificate | |
| 1.61% | $500 | $100k | 36 Month IRA Certificate | |
| 1.46% | $100k | - | 24 Month Jumbo IRA Certificate | |
| 1.36% | $500 | $100k | 24 Month IRA Certificate | |
| 1.31% | $100k | - | 12 Month Jumbo IRA Certificate | |
| 1.21% | $500 | $100k | 12 Month IRA Certificate |
| United 1st Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3705 US Highway 84 | Blackshear, GA 31516-1808 |
| Branch Office | 160 N Gross Rd | Kingsland, GA 31548-6229 |
| Branch Office | 854 College St | Eastman, GA 31023-6770 |
| Branch Office | 2000 Osborne Rd | Saint Marys, GA 31558 |
| Branch Office | 162 N Gross Rd | Kingsland, GA 31548-6229 |
| Branch Office | 3792 Second St. S | Folkston, GA 31537-8452 |
| Branch Office | 2098 Brunswick Hwy | Waycross, GA 31503-8968 |