United 1st Federal Credit Union

Overview / Commentary

www.united1stfcu.org

912-729-2800

162 N Gross Rd
Kingsland, GA 31548

United 1st Federal Credit Union is headquartered in Kingsland and is the 19^th largest credit union in the state of Georgia. It is also the 1,157^th largest credit union in the nation. It was established in 1943 and as of December of 2020, it had grown to 89 employees and 25,829 members at 7 locations. United 1st Federal Credit Union has an A health rating.

Field of Membership Restrictions

Must be a resident of Camden, Charlton, Dodge, Pierce, Ware, Ben Hill, Wheeler, Wilcox or Telfair County. Also open to employees of St. Marys Railroad and other Select Employee Groups (SEGs).
See current membership details

Reviews (2)

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Nothing but Positive Experiences

Posted by: coreypace79 | Aug 27, 2017

I opened up a checking account with this bank about four years ago. It was a doing business with Avon account which I kept for about six months (my Avon business did not last the test of time). When I went to open up the account I had a short wait time, and when I was called back the employee which assisted me was nothing but courteous and helpful. My account featured a two point five percent interest rate with available overdraw insurance which I did not get. From my memory, the overdraw fee was not much anyway. They had many different types of accounts, services and programs available for their members. They had very competitive fees and interest rates. Every time I entered the facility it was clean and I was greeted with a smile. If I were still close to that credit union I would open up an account with them again.

Comment

Good Credit Union

Posted by: Anonymous | Feb 29, 2012

They've got a good credit card. They're people are nice.

Comment

Health

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68715
Year Chartered	1943
Employees	89
Primary Regulator

Profit Margin
Return on Assets - YTD	0.46%
Return on Equity - YTD	4.71%
Annual Interest Income	$6.1MM

Assets and Liabilities
Assets	Q4 2020	$209.6MM
Loans	Q4 2020	$112.6MM
Deposits	Q4 2020	$185.7MM
Equity Capital	Q4 2020	$20.3MM
Loan Loss Allowance	Q4 2020	$1.6MM
Unbacked Noncurrent Loans	Q4 2020	$320.00K
Real Estate Owned	Q4 2020	$0

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not United 1st Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United 1st Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	Prestige Account
OTHER TIERS: 0.05% → $100 - $2.5k \| 0.10% → $2.5k - $50k \| 0.20% → $10k - $50k \| 0.30% → $50k - $100k
0.20%	-	-	IRA Account
0.15%	$100	-	Share Account
0.10%	$5	-	Club Account

United 1st Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$10k	-	PLATINUM Money Market Account
0.10%	$5k	$10k	GOLD Money Market Account
0.00%	-	$5k	SILVER Money Market Account

United 1st Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	$500	$100k	60 Month Share Certificate
0.80%	$100k	-	60 Month Jumbo Share Certificate
0.70%	$100k	-	36 Month Jumbo Share Certificate
0.65%	$500	$100k	36 Month Share Certificate
0.65%	$100k	-	24 Month Jumbo Share Certificate
0.60%	$500	$100k	24 Month Share Certificate
0.60%	$100k	-	18 Month Jumbo Share Certificate
0.55%	$500	$100k	18 Month Share Certificate
0.55%	$100k	-	12 Month Jumbo Share Certificate
0.55%	$100k	-	14 Month Non-Renewable Jumbo Share Certificate
0.50%	$500	$100k	14 Month Non-Renewable Share Certificate
0.45%	$500	$100k	12 Month Share Certificate
0.30%	$100k	-	6 Month Jumbo Share Certificate
0.25%	$500	$100k	6 Month Share Certificate
0.25%	$100k	-	3 Month Jumbo Share Certificate
0.20%	$500	$100k	3 Month Share Certificate

United 1st Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$100k	-	36 Month Jumbo IRA Certificate
0.65%	$500	$100k	36 Month IRA Certificate
0.65%	$100k	-	24 Month Jumbo IRA Certificate
0.60%	$500	$100k	24 Month IRA Certificate
0.55%	$100k	-	12 Month Jumbo IRA Certificate
0.45%	$500	$100k	12 Month IRA Certificate

Locations

United 1st Federal Credit Union Locations
Branch Office	3705 US Highway 84	Blackshear, GA 31516-1808
Branch Office	160 N Gross Rd	Kingsland, GA 31548-6229
Branch Office	854 College St	Eastman, GA 31023-6770
Branch Office	2000 Osborne Rd	Saint Marys, GA 31558
Branch Office	162 N Gross Rd	Kingsland, GA 31548-6229
Branch Office	3792 Second St. S	Folkston, GA 31537-8452
Branch Office	2098 Brunswick Hwy	Waycross, GA 31503-8968

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