United 1st Federal Credit Union

Overview / Commentary
162 N Gross Rd
Kingsland, GA 31548

United 1st Federal Credit Union is headquartered in Kingsland and is the 18th largest credit union in the state of Georgia. It is also the 1,108th largest credit union in the nation. It was established in 1943 and as of June of 2022, it had grown to 88 employees and 26,308 members at 7 locations. United 1st Federal Credit Union has an A health rating.

Field of Membership Restrictions

United 1st Federal Credit Union is open to anyone who lives in Atkinson, Appling, Ben Hill, Bacon, Bleckley, Brantley, Camden, Charlton, Coffee, Clinch, Dodge, Glynn, McIntosh, Laurens, Pierce, Pulaski, Telfair, Wayne, Ware, Wilcox, or Wheeler counties. Employees of nearly 100 select employer groups are also eligible to join. Immediate family are also welcome.
See current membership details

Reviews (2)

Nothing but Positive Experiences

I opened up a checking account with this bank about four years ago. It was a doing business with Avon account which I kept for about six months (my Avon business did not last the test of time). When I went to open up the account I had a short wait time, and when I was called back the employee which assisted me was nothing but courteous and helpful. My account featured a two point five percent interest rate with available overdraw insurance which I did not get. From my memory, the overdraw fee was not much anyway. They had many different types of accounts, services and programs available for their members. They had very competitive fees and interest rates. Every time I entered the facility it was clean and I was greeted with a smile. If I were still close to that credit union I would open up an account with them again.

Good Credit Union

Posted by: |

They've got a good credit card. They're people are nice.


Health Grade Components

NCUA #68715
Year Chartered1943
Primary Regulator
Profit Margin
Return on Assets - YTD-1.19%
Return on Equity - YTD-14.66%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$253.5MM$237.1MM
LoansQ2 2022vs Q2 2021$135.2MM$116.1MM
DepositsQ2 2022vs Q2 2021$228.1MM$212.5MM
Equity CapitalQ2 2022vs Q2 2021$20.7MM$20.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.4MM$1.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$336.00K$323.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United 1st Federal Credit Union Savings Account Rates

0.20%*$100k*-Prestige Account
OTHER TIERS: 0.05% $100 - $2.5k | 0.10% $2.5k - $50k | 0.15% $50k - $100k
0.10%-- IRA Account
0.05%$100-Share Account
0.05%--Back-to-School Club
0.05%--Vacation Club
0.05%--Christmas Club

United 1st Federal Credit Union Money Market Rates

0.10%$10k-PLATINUM Money Market Account
0.05%$5k$10kGOLD Money Market Account

United 1st Federal Credit Union CD Rates

0.50%$500$100k60 Month Share Certificate
0.50%$100k-60 Month Jumbo Share Certificate
0.40%$100k-36 Month Jumbo Share Certificate
0.35%$500$100k36 Month Share Certificate
0.35%$100k-24 Month Jumbo Share Certificate
0.30%$500$100k24 Month Share Certificate
0.25%$100k-12 Month Jumbo Share Certificate
0.20%$500$100k12 Month Share Certificate
0.20%$100k-6 Month Jumbo Share Certificate
0.15%$500$100k6 Month Share Certificate

United 1st Federal Credit Union IRA Rates

0.40%$100k-36 Month Jumbo IRA Certificate
0.35%$500$100k36 Month IRA Certificate
0.35%$100k-24 Month Jumbo IRA Certificate
0.30%$500$100k24 Month IRA Certificate
0.25%$100k-12 Month Jumbo IRA Certificate
0.20%$500$100k12 Month IRA Certificate

United 1st Federal Credit Union Locations
Branch Office3705 US Highway 84Blackshear, GA 31516-1808
Branch Office160 N Gross RdKingsland, GA 31548-6229
Branch Office854 College StEastman, GA 31023-6770
Branch Office2000 Osborne RdSaint Marys, GA 31558
Branch Office162 N Gross RdKingsland, GA 31548-6229
Branch Office3792 Second St. SFolkston, GA 31537-8452
Branch Office2098 Brunswick HwyWaycross, GA 31503-8968

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