United 1st Federal Credit Union is headquartered in Kingsland and is the 22nd largest credit union in the state of Georgia. It is also the 1,148th largest credit union in the nation. It was established in 1943 and as of March of 2019, it had grown to 86 employees and 26,302 members at 7 locations. United 1st Federal Credit Union's savings rates are 73% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Must be a resident of Camden, Charlton, Dodge, Pierce, Ware, Ben Hill, Wheeler, Wilcox or Telfair County. Also open to employees of St. Marys Railroad and other Select Employee Groups (SEGs).
See current membership details
Nothing but Positive Experiences
I opened up a checking account with this bank about four years ago. It was a doing business with Avon account which I kept for about six months (my Avon business did not last the test of time). When I went to open up the account I had a short wait time, and when I was called back the employee which assisted me was nothing but courteous and helpful. My account featured a two point five percent interest rate with available overdraw insurance which I did not get. From my memory, the overdraw fee was not much anyway. They had many different types of accounts, services and programs available for their members. They had very competitive fees and interest rates. Every time I entered the facility it was clean and I was greeted with a smile. If I were still close to that credit union I would open up an account with them again.
Good Credit Union
They've got a good credit card. They're people are nice.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4999 |
| Year Chartered | 1943 |
| Employees | 86 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.79% |
| Return on Equity - YTD | 7.76% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $177.8MM$179.8MM |
| Loans | Q1 2019vs Q1 2018 | $109.3MM$104.8MM |
| Deposits | Q1 2019vs Q1 2018 | $154.7MM$159.6MM |
| Equity Capital | Q1 2019vs Q1 2018 | $17.7MM$16.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $1.4MM$1.6MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $572.00K$311.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $94.00K$151.00K |
Always verify rates and promotions with the bank or credit union. We are not United 1st Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United 1st Federal Credit Union Savings Account Rates
United 1st Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $10k | - | PLATINUM Money Market Account | |
| 0.45% | $5k | $10k | GOLD Money Market Account |
United 1st Federal Credit Union CD Rates
United 1st Federal Credit Union IRA Rates
| United 1st Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3705 US Highway 84 | Blackshear, GA 31516-1808 |
| Branch Office | 160 N Gross Rd | Kingsland, GA 31548-6229 |
| Branch Office | 854 College St | Eastman, GA 31023-6770 |
| Branch Office | 2000 Osborne Rd | Saint Marys, GA 31558 |
| Branch Office | 162 N Gross Rd | Kingsland, GA 31548-6229 |
| Branch Office | 3792 Second St. S | Folkston, GA 31537-8452 |
| Branch Office | 2098 Brunswick Hwy | Waycross, GA 31503-8968 |