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United 1St Federal Credit Union

Popular Accounts at this Credit Union

0.80%1-year CD12 Month Share Certificate
0.15%SavingsBase Share Account
1.11%3-year CD36 Month Share Certificate

Overview / Commentary
162 N Gross Rd
Kingsland, GA 31548-6229

United 1St Federal Credit Union is headquartered in Kingsland and is the 22nd largest credit union in the state of Georgia. It is also the 1,247th largest credit union in the nation. It was established in 1943 and as of June of 2017, it had grown to 79 employees and 22,564 members at 7 locations. United 1St Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must be a resident of Camden, Charlton, Dodge, Pierce, Ware, Ben Hill, Wheeler, Wilcox or Telfair County. Also open to employees of St. Marys Railroad and other Select Employee Groups (SEGs).
See current membership details

Reviews (2)

Nothing but Positive Experiences

I opened up a checking account with this bank about four years ago. It was a doing business with Avon account which I kept for about six months (my Avon business did not last the test of time). When I went to open up the account I had a short wait time, and when I was called back the employee which assisted me was nothing but courteous and helpful. My account featured a two point five percent interest rate with available overdraw insurance which I did not get. From my memory, the overdraw fee was not much anyway. They had many different types of accounts, services and programs available for their members. They had very competitive fees and interest rates. Every time I entered the facility it was clean and I was greeted with a smile. If I were still close to that credit union I would open up an account with them again.

Good Credit Union

Posted by: Anonymous | Feb 29, 2012

They've got a good credit card. They're people are nice.


Health Grade Components

NCUA #4999
Year Chartered1943
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD7.35%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$149.8MM$137.1MM
LoansQ2 2017vs Q2 2016$87.8MM$77.0MM
DepositsQ2 2017vs Q2 2016$130.4MM$119.0MM
Equity CapitalQ2 2017vs Q2 2016$15.9MM$15.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$633.00K$631.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$326.00K$197.00K
Real Estate OwnedQ2 2017vs Q2 2016$8.00K$8.00K
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United 1St Federal Credit Union Savings Account Rates

0.30%$100-Prestige Account
0.30%--IRA Account
0.15%$100-Base Share Account
0.15%$100-Club Account

United 1St Federal Credit Union Money Market Rates

0.30%$10k-PLATINUM Money Market
0.15%$5k$10kGOLD Money Market

United 1St Federal Credit Union CD Rates

1.16%$100k-36 Month Jumbo Share Certificate
1.11%$500$100k36 Month Share Certificate
1.06%$100k-24 Month Jumbo Share Certificate
1.00%$500$100k24 Month Share Certificate
0.95%$100k-18 Month Jumbo Share Certificate
0.90%$500$100k18 Month Share Certificate
0.90%$100k-14 Month Non-Renewable Jumbo Share Certificate
0.85%$500$100k14 Month Non-Renewable Share Certificate
0.85%$100k-12 Month Jumbo Share Certificate
0.80%$500$100k12 Month Share Certificate
0.60%$100k-6 Month Jumbo Share Certificate
0.55%$500$100k6 Month Share Certificate
0.35%$100k-3 Month Jumbo Share Certificate
0.30%$500$100k3 Month Share Certificate

United 1St Federal Credit Union IRA Rates

1.16%$100k-36 Month Jumbo IRA Certificate
1.11%$500-36 Month IRA Certificate
1.06%$100k-24 Month Jumbo IRA Certificate
1.00%$500-24 Month IRA Certificate
0.85%$100k-12 Month Jumbo IRA Certificate
0.80%$500-12 Month IRA Certificate

United 1St Federal Credit Union Locations
Branch Office3705 US Highway 84Blackshear, GA 31516-1808
Branch Office160 N Gross RdKingsland, GA 31548-6229
Branch Office854 College StEastman, GA 31023-6770
Branch Office2000 Osborne RdSaint Marys, GA 31558
Branch Office162 N Gross RdKingsland, GA 31548-6229
Branch Office3792 Second St. SFolkston, GA 31537-8452
Branch Office1912 Memorial DrWaycross, GA 31501-0913