United 1st Federal Credit Union is headquartered in Kingsland and is the 18th largest credit union in the state of Georgia. It is also the 1,122nd largest credit union in the nation. It was established in 1943 and as of December of 2021, it had grown to 88 employees and 26,684 members at 7 locations. United 1st Federal Credit Union has an A health rating.
United 1st Federal Credit Union is open to anyone who lives in Atkinson, Appling, Ben Hill, Bacon, Bleckley, Brantley, Camden, Charlton, Coffee, Clinch, Dodge, Glynn, McIntosh, Laurens, Pierce, Pulaski, Telfair, Wayne, Ware, Wilcox, or Wheeler counties. Employees of nearly 100 select employer groups are also eligible to join. Immediate family are also welcome.
See current membership details
I opened up a checking account with this bank about four years ago. It was a doing business with Avon account which I kept for about six months (my Avon business did not last the test of time). When I went to open up the account I had a short wait time, and when I was called back the employee which assisted me was nothing but courteous and helpful. My account featured a two point five percent interest rate with available overdraw insurance which I did not get. From my memory, the overdraw fee was not much anyway. They had many different types of accounts, services and programs available for their members. They had very competitive fees and interest rates. Every time I entered the facility it was clean and I was greeted with a smile. If I were still close to that credit union I would open up an account with them again.
They've got a good credit card. They're people are nice.
Overall | |
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NCUA # | 68715 |
Year Chartered | 1943 |
Employees | 88 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.8% |
Return on Equity - YTD | 8.77% |
Annual Interest Income | $6.1MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $242.6MM$209.6MM |
Loans | Q4 2021vs Q4 2020 | $126.9MM$112.6MM |
Deposits | Q4 2021vs Q4 2020 | $217.0MM$185.7MM |
Equity Capital | Q4 2021vs Q4 2020 | $22.2MM$20.3MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.4MM$1.6MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $247.00K$320.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $28.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $10k | - | PLATINUM Money Market Account | |
0.05% | $5k | $10k | GOLD Money Market Account |
United 1st Federal Credit Union Locations | ||
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Branch Office | 3705 US Highway 84 | Blackshear, GA 31516-1808 |
Branch Office | 160 N Gross Rd | Kingsland, GA 31548-6229 |
Branch Office | 854 College St | Eastman, GA 31023-6770 |
Branch Office | 2000 Osborne Rd | Saint Marys, GA 31558 |
Branch Office | 162 N Gross Rd | Kingsland, GA 31548-6229 |
Branch Office | 3792 Second St. S | Folkston, GA 31537-8452 |
Branch Office | 2098 Brunswick Hwy | Waycross, GA 31503-8968 |