United 1st Federal Credit Union is headquartered in Kingsland and is the 18th largest credit union in the state of Georgia. It is also the 1,122nd largest credit union in the nation. It was established in 1943 and as of December of 2021, it had grown to 88 employees and 26,684 members at 7 locations. United 1st Federal Credit Union has an A health rating.
Field of Membership Restrictions
United 1st Federal Credit Union is open to anyone who lives in Atkinson, Appling, Ben Hill, Bacon, Bleckley, Brantley, Camden, Charlton, Coffee, Clinch, Dodge, Glynn, McIntosh, Laurens, Pierce, Pulaski, Telfair, Wayne, Ware, Wilcox, or Wheeler counties. Employees of nearly 100 select employer groups are also eligible to join. Immediate family are also welcome.
See current membership details
Nothing but Positive Experiences
I opened up a checking account with this bank about four years ago. It was a doing business with Avon account which I kept for about six months (my Avon business did not last the test of time). When I went to open up the account I had a short wait time, and when I was called back the employee which assisted me was nothing but courteous and helpful. My account featured a two point five percent interest rate with available overdraw insurance which I did not get. From my memory, the overdraw fee was not much anyway. They had many different types of accounts, services and programs available for their members. They had very competitive fees and interest rates. Every time I entered the facility it was clean and I was greeted with a smile. If I were still close to that credit union I would open up an account with them again.
Good Credit Union
They've got a good credit card. They're people are nice.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68715 |
| Year Chartered | 1943 |
| Employees | 88 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 8.77% |
| Annual Interest Income | $6.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $242.6MM$209.6MM |
| Loans | Q4 2021vs Q4 2020 | $126.9MM$112.6MM |
| Deposits | Q4 2021vs Q4 2020 | $217.0MM$185.7MM |
| Equity Capital | Q4 2021vs Q4 2020 | $22.2MM$20.3MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.4MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $247.00K$320.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $28.00K$0 |