Featured Savings Rates
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University First Federal Credit Union

Popular Accounts at this Credit Union

2.25%5-year CD60 Month One-Time Bump Certificate
2.40%5-year IRA60 Month IRA
0.90%1-year CD12 Month Access Certificate

Overview / Commentary
3450 S Highland Dr
Salt Lake City, UT 84106-3375

University First Federal Credit Union is headquartered in Salt Lake City and is the 5th largest credit union in the state of Utah. It is also the 321st largest credit union in the nation. It was established in 1956 and as of June of 2016, it had grown to 261 employees and 86,262 members at 17 locations. University First Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, worship, or volunteer in Salt Lake County and their family members.
See current membership details

Related Posts

University First CU (UT) Raises Rate On 60-month CD - 5/9/2016

University First Credit Union (Utah) has a 60-month CD (2.30% APY) and a 60-month One Time Bump CD (2.25% APY). Minimum deposit for either is $1k, with no balance cap.

Reviews (1)

Get Treated Like Royalty

Posted by: GreatGram | Mar 11, 2016

I joined the University Credit Union a couple of years ago because I wanted to be a brick and mortar deposit institution near my home. It is the first time I've ever belonged to a credit union. I could not be more pleased. The branch manager sat down with me and talked about the benefits of belonging to a credit union. She answered all of my questions and provided me with literature to take home and study. I signed up a few days later for checking and savings. They give some free checks to start with and then you buy a package of checks at a modest price. I like the savings aspect because I earn a reasonable interest if I keep a basic amount in the savings part of my account. The best part of belonging to this institution is the close, polite customer service given by the manager. She remembers my name and when I had a few questions early on, she responded immediately to my email inquiries. The only thing I would suggest for improvement is to ask that they consider making their on-line parameters a little easier to handle. The page instructions are somewhat complicated. But then again, perhaps I need to clean my glasses. All in all, I recommend the University Credit Union highly.


Health Grade Components

NCUA #24710
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.26%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$826.4MM$741.4MM
LoansQ2 2016vs Q2 2015$609.9MM$564.9MM
DepositsQ2 2016vs Q2 2015$733.4MM$657.8MM
Equity CapitalQ2 2016vs Q2 2015$87.4MM$78.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.8MM$4.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.7MM$2.5MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University First Federal Credit Union Savings Account Rates

0.55%*$500k*-IRA Accumulator
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $20k | 0.35% $20k - $50k | 0.40% $50k - $100k | 0.45% $100k - $150k | 0.50% $150k - $500k
0.15%*$1k*-Primary Savings
OTHER TIERS: 0.10% Up to $1k
0.15%*$1k*-Secondary Savings
OTHER TIERS: 0.10% Up to $1k
0.15%*$1k*-Christmas Club Savings
OTHER TIERS: 0.10% Up to $1k

University First Federal Credit Union Money Market Rates

0.50%*$500k*-High Yield Money Market
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $20k | 0.20% $20k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k | 0.45% $250k - $500k
0.40%*$500k*-Money Market Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $20k | 0.20% $20k - $50k | 0.25% $50k - $100k | 0.30% $100k - $150k | 0.35% $150k - $500k
0.25%*$100k*-Business Money Market Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

University First Federal Credit Union Checking Account Rates

0.25%*$100k*-Crimson Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

University First Federal Credit Union CD Rates

2.30%$1k-60 Month CD
2.25%$1k-60 Month One-Time Bump Certificate
1.75%$1k-48 Month CD
1.50%$1k-36 Month CD
1.45%--36 Month U Save Certificate
1.45%$1k-36 Month One-Time Bump Certificate
1.35%$1k-30 Month CD
1.30%--30 - 35 Month U Save Certificate
1.25%$1k-24 Month CD
1.20%--24 - 29 Month U Save Certificate
1.06%$1k-18 Month CD
1.00%$1k-12 Month CD
1.00%--18 - 23 Month U Save Certificate
0.95%--12 - 17 Month U Save Certificate
0.90%$500-12 Month Access Certificate
0.50%$1k-6 Month CD
0.45%--6 - 11 Month U Save Certificate
0.40%--3 - 5 Month U Save Certificate

University First Federal Credit Union IRA Rates

2.40%$500-60 Month IRA
1.85%$500-48 Month IRA
1.60%$500-36 Month IRA
1.45%$500-30 Month IRA
1.35%$500-24 Month IRA
1.15%$500-18 Month IRA
1.10%$500-12 Month IRA
0.60%$500-6 Month IRA

University First Federal Credit Union has 17 locations. Click to view all University First Federal Credit Union locations.