USAmeriBank is headquartered in Largo and is the 10th largest bank in the state of Florida. It is also the 239th largest bank in the nation. It was established in 2007 and as of December of 2016, it had grown to 517 employees at 29 locations. USAmeriBank has a B+ health rating.
Their CD rates have been competitive and most times a little better than most. Their customer service is wonderful, efficient and caring. No extra charge for a bank check. Always helpful and polite on the phone. Couldn't ask for a better bank. Also, consistently high Financial Bauer star ratings. Strongly recommend them.
As a bank they do a good job and have been my business bank for a number of years. I referred several of my clients to them for mortgages and they did mortgages for 2 of my clients last month - one paid cash since they never returned their call. The other 2 they did loans but when there were questions or concerns no follow-up or repsonse as promised from Buck Best as the lender, to Qyuen Tran as the Mortgage Processor along with , to the VP Mauro Harto - all said they would call and follow up - NONE did!!! I am very disappointed at how the mortgage side of the bank is run and operated. I even discussed on several occasions with my banker of 20 years - all I can say is our clients are used to good service and responses not ditch and hide when issues arise. If you need a mortgage on waterfront properties in Pinellas County I recommend Homebanc.
|FDIC Certificate #||58427|
|Return on Assets - YTD||1.16%|
|Return on Equity - YTD||12.84%|
|Annual Interest Income||$149.3MM|
|Assets and Liabilities|
|Assets||Q4 2016vs Q4 2015||$4.15B$3.63B|
|Loans||Q4 2016vs Q4 2015||$3.33B$2.91B|
|Deposits||Q4 2016vs Q4 2015||$3.50B$3.00B|
|Equity Capital||Q4 2016vs Q4 2015||$375.4MM$315.4MM|
|Loan Loss Allowance||Q4 2016vs Q4 2015||$39.6MM$32.7MM|
|Unbacked Noncurrent Loans||Q4 2016vs Q4 2015||$29.8MM$17.0MM|
|Real Estate Owned||Q4 2016vs Q4 2015||$11.6MM$12.6MM|
Sorry, we do not have rate data for USAmeriBank.