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Reviews (2)

Positive Review For Usameribank Largo Florida

Posted by: Anonymous | Apr 6, 2012

Their CD rates have been competitive and most times a little better than most. Their customer service is wonderful, efficient and caring. No extra charge for a bank check. Always helpful and polite on the phone. Couldn't ask for a better bank. Also, consistently high Financial Bauer star ratings. Strongly recommend them.

Don't Use Them For Your Mortgage Needs - Non-Responsive At All Levels

As a bank they do a good job and have been my business bank for a number of years. I referred several of my clients to them for mortgages and they did mortgages for 2 of my clients last month - one paid cash since they never returned their call. The other 2 they did loans but when there were questions or concerns no follow-up or repsonse as promised from Buck Best as the lender, to Qyuen Tran as the Mortgage Processor along with , to the VP Mauro Harto - all said they would call and follow up - NONE did!!!  I am very disappointed at how the mortgage side of the bank is run and operated. I even discussed on several occasions with my banker of 20 years - all I can say is our clients are used to good service and responses not ditch and hide when issues arise. If you need a mortgage on waterfront properties in Pinellas County I recommend Homebanc. 


Health Grade Components

FDIC Certificate #58427
Year Established2007
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD13.14%
Annual Interest Income$128.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$4.48B$4.04B
LoansQ3 2017vs Q3 2016$3.62B$3.22B
DepositsQ3 2017vs Q3 2016$3.68B$3.37B
Equity CapitalQ3 2017vs Q3 2016$422.8MM$366.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$41.4MM$38.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$27.7MM$22.1MM
Real Estate OwnedQ3 2017vs Q3 2016$6.1MM$11.4MM

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Sorry, but we do not have location data for USAmeriBank. Its headquarters is located at 1125 East Bay Drive - Largo, FL 33770