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Reviews (2)

Positive Review For Usameribank Largo Florida

Posted by: Anonymous | Apr 6, 2012

Their CD rates have been competitive and most times a little better than most. Their customer service is wonderful, efficient and caring. No extra charge for a bank check. Always helpful and polite on the phone. Couldn't ask for a better bank. Also, consistently high Financial Bauer star ratings. Strongly recommend them.

Don't Use Them For Your Mortgage Needs - Non-Responsive At All Levels

As a bank they do a good job and have been my business bank for a number of years. I referred several of my clients to them for mortgages and they did mortgages for 2 of my clients last month - one paid cash since they never returned their call. The other 2 they did loans but when there were questions or concerns no follow-up or repsonse as promised from Buck Best as the lender, to Qyuen Tran as the Mortgage Processor along with , to the VP Mauro Harto - all said they would call and follow up - NONE did!!!  I am very disappointed at how the mortgage side of the bank is run and operated. I even discussed on several occasions with my banker of 20 years - all I can say is our clients are used to good service and responses not ditch and hide when issues arise. If you need a mortgage on waterfront properties in Pinellas County I recommend Homebanc. 



Health

Health Grade Components

Overall
FDIC Certificate #9396
Year Established1927
Employees2842
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.49%
Annual Interest Income$842.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$23.97B$22.83B
LoansQ4 2017vs Q4 2016$18.23B$17.18B
DepositsQ4 2017vs Q4 2016$18.24B$17.80B
Equity CapitalQ4 2017vs Q4 2016$2.64B$2.49B
Loan Loss AllowanceQ4 2017vs Q4 2016$120.9MM$114.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$88.5MM$71.1MM
Real Estate OwnedQ4 2017vs Q4 2016$9.8MM$9.6MM
Rates

Sorry, we do not have rate data for USAmeriBank.

Locations

Sorry, but we do not have location data for USAmeriBank. Its headquarters is located at 1125 East Bay Drive - Largo, FL 33770

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