Featured Savings Rates
Featured Accounts
Overview / Commentary
1125 East Bay Drive
Largo, FL 33770

USAmeriBank is headquartered in Largo and is the 10th largest bank in the state of Florida. It is also the 233rd largest bank in the nation. It was established in 2007 and as of June of 2017, it had grown to 546 employees at 29 locations. USAmeriBank has an A health rating.

Related Posts

View all posts from:

Reviews (2)

Positive Review For Usameribank Largo Florida

Posted by: Anonymous | Apr 6, 2012

Their CD rates have been competitive and most times a little better than most. Their customer service is wonderful, efficient and caring. No extra charge for a bank check. Always helpful and polite on the phone. Couldn't ask for a better bank. Also, consistently high Financial Bauer star ratings. Strongly recommend them.

Don't Use Them For Your Mortgage Needs - Non-Responsive At All Levels

As a bank they do a good job and have been my business bank for a number of years. I referred several of my clients to them for mortgages and they did mortgages for 2 of my clients last month - one paid cash since they never returned their call. The other 2 they did loans but when there were questions or concerns no follow-up or repsonse as promised from Buck Best as the lender, to Qyuen Tran as the Mortgage Processor along with , to the VP Mauro Harto - all said they would call and follow up - NONE did!!!  I am very disappointed at how the mortgage side of the bank is run and operated. I even discussed on several occasions with my banker of 20 years - all I can say is our clients are used to good service and responses not ditch and hide when issues arise. If you need a mortgage on waterfront properties in Pinellas County I recommend Homebanc. 


Health Grade Components

FDIC Certificate #58427
Year Established2007
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD13.16%
Annual Interest Income$83.2MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$4.38B$3.90B
LoansQ2 2017vs Q2 2016$3.54B$3.11B
DepositsQ2 2017vs Q2 2016$3.56B$3.21B
Equity CapitalQ2 2017vs Q2 2016$412.1MM$358.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$41.0MM$35.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$28.5MM$19.1MM
Real Estate OwnedQ2 2017vs Q2 2016$5.9MM$12.5MM

Sorry, we do not have rate data for USAmeriBank.