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Overview / Commentary
727-584-1100
1125 East Bay Drive
Largo, FL 33770

USAmeriBank is headquartered in Largo and is the 10th largest bank in the state of Florida. It is also the 246th largest bank in the nation. It was established in 2007 and as of March of 2016, it had grown to 482 employees at 30 locations. USAmeriBank has an A health rating.

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Reviews (2)

Positive Review For Usameribank Largo Florida

Posted by: Anonymous | Apr 6, 2012

Their CD rates have been competitive and most times a little better than most. Their customer service is wonderful, efficient and caring. No extra charge for a bank check. Always helpful and polite on the phone. Couldn't ask for a better bank. Also, consistently high Financial Bauer star ratings. Strongly recommend them.

Don't Use Them For Your Mortgage Needs - Non-Responsive At All Levels

As a bank they do a good job and have been my business bank for a number of years. I referred several of my clients to them for mortgages and they did mortgages for 2 of my clients last month - one paid cash since they never returned their call. The other 2 they did loans but when there were questions or concerns no follow-up or repsonse as promised from Buck Best as the lender, to Qyuen Tran as the Mortgage Processor along with , to the VP Mauro Harto - all said they would call and follow up - NONE did!!!  I am very disappointed at how the mortgage side of the bank is run and operated. I even discussed on several occasions with my banker of 20 years - all I can say is our clients are used to good service and responses not ditch and hide when issues arise. If you need a mortgage on waterfront properties in Pinellas County I recommend Homebanc. 



Health
A

Health Grade Components

Overall
FDIC Certificate #58427
Year Established2007
Employees482
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD12.53%
Annual Interest Income$35.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$3.76B$3.26B
LoansQ1 2016vs Q1 2015$3.04B$2.57B
DepositsQ1 2016vs Q1 2015$3.23B$2.73B
Equity CapitalQ1 2016vs Q1 2015$348.8MM$291.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$34.6MM$27.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$18.7MM$17.7MM
Real Estate OwnedQ1 2016vs Q1 2015$12.3MM$13.6MM
Rates

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Locations

USAmeriBank has 28 locations. Click to view all USAmeriBank locations.