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Overview / Commentary
820 East 9400 South
Sandy, UT 84094

Utah Community Bank is headquartered in Sandy and is the 41st largest bank in the state of Utah. It is also the 4,876th largest bank in the nation. It was established in 2000 and as of December of 2017, it had grown to 32 employees at 1 location. Utah Community Bank has an A health rating.

Reviews (1)

Local bank that treats you right

I've had an overwhelmingly positive experience with this bank and am very satisfied. I switched over from Bank of America and immediately noticed the additional care and attention that I received. I was no longer just a number. I have a checking and savings account with the bank and have never had any problems. Shortly after opening up my accounts I had several questions regarding how to best use them/transfer money to them. I called up the bank and was spoken to immediately...no time on hold! They gave me the answers that I needed and I've been super happy ever since. Since it isn't a national bank it doesn't have the slickest website ever but it definitely gets the job done and is a lot better than many I've seen. Overall, I would definitely recommend this bank to anyone that asked. I'm a happy customer.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Utah Community Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #35323
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD3.8%
Return on Equity - YTD25.2%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$65.1MM$47.2MM
LoansQ4 2017vs Q4 2016$53.0MM$38.9MM
DepositsQ4 2017vs Q4 2016$53.6MM$40.5MM
Equity CapitalQ4 2017vs Q4 2016$11.0MM$6.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$918.00K$663.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$0$83.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Utah Community Bank Locations
Utah Community Bank820 East 9400 SouthSandy, UT 84094