Featured Savings Rates
Featured Accounts
Overview / Commentary
607-776-3684
2 Wilson Ave
Bath, NY 14810-1634

VAC Employees Federal Credit Union is headquartered in Bath and is the 165th largest credit union in the state of New York. It is also the 3,116th largest credit union in the nation. It was established in 1949 and as of December of 2017, it had grown to 6 employees and 3,102 members at 1 location. VAC Employees Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live or work in the towns of Bath, Campbell, Prattsburgh, Howard, Avoca, Cohocton and Hornellsville, or an employee of the VA Medical Center at Bath, NY or other select segment groups.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. VAC Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #6225
Year Chartered1949
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-0.01%
Return on Equity - YTD-0.07%
Annual Interest Income$521.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$25.3MM$24.8MM
LoansQ4 2017vs Q4 2016$5.1MM$5.5MM
DepositsQ4 2017vs Q4 2016$21.1MM$20.6MM
Equity CapitalQ4 2017vs Q4 2016$4.1MM$4.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$23.00K$15.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$61.00K$0
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not VAC Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

VAC Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Account
0.10%--Traditional IRA Share
0.10%--Roth IRA Share
0.10%--Coverdell (Educational) IRA Share

VAC Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-12 Month Time Share Certificate
0.20%$1k-6 Month Time Share Certificate

VAC Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--18 Month Roth IRA Time Share Certificate
0.45%--18 Month IRA Time Share Certificate
Locations


VAC Employees Federal Credit Union Locations
Branch Office2 Wilson AveBath, NY 14810-1634

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.