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Overview / Commentary
909-384-4498
701 S Mount Vernon Ave
San Bernardino, CA 92410

Valley Hills Federal Credit Union is headquartered in San Bernardino and is the 303rd largest credit union in the state of California. It is also the 5,068th largest credit union in the nation. It was established in 1967 and as of June of 2017, it had grown to 442 members at 2 locations. Valley Hills Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Valley Hills Federal Credit Union is open to faculty or employees of the district and colleges of the San Bernardino Community College District.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valley Hills Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #18454
Year Chartered1967
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD9.59%
Annual Interest Income$76.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$3.3MM$3.1MM
LoansQ2 2017vs Q2 2016$1.9MM$1.8MM
DepositsQ2 2017vs Q2 2016$2.9MM$2.7MM
Equity CapitalQ2 2017vs Q2 2016$438.00K$417.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$8.00K$6.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$0$0
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Valley Hills Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$500-IRA Account
0.35%$500-Roth IRA Account
0.33%*$10k*-Share Account
OTHER TIERS: 0.20% $50 - $10k
0.20%--Christmas Club
0.20%--Vacation Club
Locations


Valley Hills Federal Credit Union Locations
Branch Office701 S Mount Vernon AveSan Bernardino, CA 92410-2705
Branch Office11711 Sand Canyon RdYucaipa, CA 92399