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Velocity Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.velocitycommunity.org
561-775-2525
2801 Pga Blvd Ste 120
Palm Beach Gardens, FL 33410

Velocity Community Credit Union is headquartered in PALM BEACH GARDENS and is the 40th largest credit union in the state of Florida. It is also the 761st largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 84 employees and 24,930 members at 3 locations. Velocity Community Credit Union's savings rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Velocity Community Credit Union is open to those who live, work, worship, volunteer, or attend school in Palm Beach County, Florida or have family members who are eligible for membership.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #12458
Year Chartered1958
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD2.89%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$486.7MM$496.7MM
LoansQ1 2025vs Q1 2024$322.8MM$292.6MM
DepositsQ1 2025vs Q1 2024$422.7MM$418.8MM
Equity CapitalQ1 2025vs Q1 2024$58.2MM$56.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2MM$1.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.1MM$572K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Velocity Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$10k$50kHigh Yield Savings
1.50%$5-Health Savings Accounts
1.35%*$100k*-Coverdell Education Savings Account
OTHER TIERS: 0.85% → $2.5k - $75k | 1.25% → $75k - $100k
0.15%*$2.5k*-Savings
OTHER TIERS: 0.10% → $5 - $2.5k
0.15%*$2.5k*-Holiday Club Account
OTHER TIERS: 0.10% → $0 - $2.5k
0.15%*$2.5k*-"You name It" Account
OTHER TIERS: 0.10% → $0 - $2.5k

Velocity Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%*$100k*-Money Market Share Account
OTHER TIERS: 0.70% → $2.5k - $25k | 0.85% → $25k - $75k | 1.25% → $75k - $100k

Velocity Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-9 Month CD Special - New Money
3.80%$1k-18 Month MemberPLUS CD
3.75%$1k-18 Month Member CD
3.75%$1k-12 Month MemberPLUS CD
3.70%$1k-12 Month Member CD
3.70%$250-12 Month Youth CD
3.50%$1k-6 Month MemberPLUS CD
3.45%$1k-6 Month Member CD
3.45%$250-6 Month Youth CD
3.30%$5k-24 Month MemberPLUS CD
3.30%$5k-36 Month MemberPLUS CD
3.30%$5k-48 Month MemberPLUS CD
3.30%$5k-60 Month MemberPLUS CD
3.25%$5k-24 Month Member CD
3.25%$5k-36 Month Member CD
3.25%$5k-48 Month Member CD
3.25%$5k-60 Month Member CD
3.25%$5k-24 Month Bump-Up Member CD

Velocity Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$1k-18 Month MemberPLUS IRA
3.75%$1k-18 Month Member IRA
3.75%$1k-12 Month MemberPLUS IRA
3.70%$1k-12 Month Member IRA
3.50%$1k-6 Month MemberPLUS IRA
3.45%$1k-6 Month Member IRA
3.30%$5k-24 Month MemberPLUS IRA
3.30%$5k-36 Month MemberPLUS IRA
3.30%$5k-48 Month MemberPLUS IRA
3.30%$5k-60 Month MemberPLUS IRA
3.25%$5k-24 Month Member IRA
3.25%$5k-36 Month Member IRA
3.25%$5k-48 Month Member IRA
3.25%$5k-60 Month Member IRA
3.25%$5k-24 Month Bump-Up Member IRA
1.35%*$100k*-IRA
OTHER TIERS: 0.85% → $2.5k - $75k | 1.25% → $75k - $100k
Locations


Velocity Community Credit Union Locations
Branch Office563 N State Road 7Royal Palm Beach, FL 33411-3524
Branch Office2801 PGA BLVD STE 120PALM BEACH GARDENS, FL 33410
Branch Office6779 W Indiantown RdJupiter, FL 33458-4654

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