Vinings Bank

Vinings Bank

Overview / Commentary
4135 Atlanta Road
Smyrna, GA 30080

Vinings Bank is headquartered in Smyrna and is the 24th largest bank in the state of Georgia. It is also the 1,342nd largest bank in the nation. It was established in 2007 and as of June of 2021, it had grown to 46 employees at 2 locations. Vinings Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #58533
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.3%
Return on Equity - YTD36.63%
Annual Interest Income$12.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$677.5MM$671.6MM
LoansQ2 2021vs Q2 2020$299.4MM$341.3MM
DepositsQ2 2021vs Q2 2020$544.7MM$428.1MM
Equity CapitalQ2 2021vs Q2 2020$47.3MM$40.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.3MM$1.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.7MM$933.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0

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Vinings Bank Locations
Vinings Bank4135 Atlanta RoadSmyrna, GA 30080
North Point Branch5960 North Point ParkwayAlpharetta, GA 30022

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