Blue Ridge Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mybrb.com

276-638-2929

1 East Market Street
Martinsville, VA 24112

Blue Ridge Bank is headquartered in MARTINSVILLE and is the 11^th largest bank in the state of Virginia. It is also the 472^nd largest bank in the nation. It was established in 2000 and as of March of 2025, it had grown to 402 employees at 27 locations. Blue Ridge Bank's CD rates are 3X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	35274
Year Established	2000
Employees	402
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.07%
Return on Equity - YTD	0.58%
Annual Interest Income	$35.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.67B$3.05B
Loans	Q1 2025vs Q1 2024	$2.06B$2.39B
Deposits	Q1 2025vs Q1 2024	$2.18B$2.47B
Equity Capital	Q1 2025vs Q1 2024	$311.5MM$196.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$23.1MM$35MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$20.2MM$51MM
Real Estate Owned	Q1 2025vs Q1 2024	$279K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Blue Ridge Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blue Ridge Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$0	$100k	Kasasa Saver
OTHER TIERS: 0.05% → $100k+
0.10%	$100	-	Savings Account
0.10%	$100	-	Health Savings Account
0.10%	$100	-	Business Savings Account
0.10%	$10	-	Youth Savings Account

Blue Ridge Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.20%^*	$250k^*	-	Signature Money Market - New Money
OTHER TIERS: 3.05% → $50k - $250k
2.50%	$0	-	Golden Advantage Money Market
0.65%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.25% → $0 - $25k \| 0.35% → $25k - $50k \| 0.50% → $50k - $250k
0.65%^*	$1m^*	-	Business Money Market Account
OTHER TIERS: 0.05% → $2.5k - $5k \| 0.10% → $5k - $25k \| 0.35% → $25k - $100k \| 0.50% → $100k - $1m
0.15%	$1k	-	Municipal Money Market

Blue Ridge Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%^*	$100^*	$15k	Kasasa Cash
OTHER TIERS: 0.05% → $15k+
3.30%	$0	-	NC IOLTA
3.30%	$0	-	MD IOLTA
0.20%^*	$50k^*	-	VA IOLTA
OTHER TIERS: 0.10% → $0 - $50k
0.10%	$500	-	Charitable Account
0.10%	$0	-	Business Interest Checking
0.08%^*	$50k^*	-	Golden Advantage Plus Checking
OTHER TIERS: 0.03% → $0 - $2.5k \| 0.05% → $2.5k - $50k

Blue Ridge Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$1k	-	5 Month CD Special
4.00%	$1k	-	12 Months Golden Advantage Certificate Special
3.90%	$1k	-	10 Month CD Special
3.85%	$1k	-	15 Month CD Special
2.75%	$1k	-	3-5 Month CD
2.75%	$1k	-	6 Month CD
2.75%	$1k	-	7-11 Month CD
2.50%	$1k	-	12-17 Month CD
1.50%	$1k	-	60 Month CD
1.50%	$1k	-	60 Months Golden Advantage Certificate Special
1.45%	$1k	-	48-59 Month CD
1.45%	$1k	-	48 Month Golden Advantage Certificate Special
1.40%	$1k	-	36-47 Month CD
1.40%	$1k	-	36 Months Golden Advantage Certificate Special
1.35%	$1k	-	24-35 Month CD
1.35%	$1k	-	30 Months Golden Advantage Certificate Special
1.30%	$1k	-	18-23 Month CD

Locations

Availability

Roanoke Area

Roanoke Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.