Virginia Commonwealth Bank (VCB)
Overview / Commentary
Virginia Commonwealth Bank (VCB) is headquartered in Richmond and is the 23rd largest bank in the state of Virginia. It is also the 754th largest bank in the nation. It was established in 1930 and as of September of 2020, it had grown to 142 employees at 17 locations. Virginia Commonwealth Bank (VCB) has a B+ health rating.
Health
B+
Data as of Q3 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11200 |
| Year Established | 1930 |
| Employees | 142 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.39% |
| Return on Equity - YTD | -3.65% |
| Annual Interest Income | $37.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $1.25B$1.11B |
| Loans | Q3 2020vs Q3 2019 | $1.04B$924.5MM |
| Deposits | Q3 2020vs Q3 2019 | $1.05B$900.6MM |
| Equity Capital | Q3 2020vs Q3 2019 | $128.5MM$124.5MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $12.9MM$7.5MM |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $17.4MM$7.2MM |
| Real Estate Owned | Q3 2020vs Q3 2019 | $1.1MM$2.2MM |
