Virginia Community Bank

Overview / Commentary
408 East Main Street
Louisa, VA 23093

Virginia Community Bank is headquartered in Louisa and is the 52nd largest bank in the state of Virginia. It is also the 2,509th largest bank in the nation. It was established in 1976 and as of June of 2019, it had grown to 60 employees at 8 locations. Virginia Community Bank's money market rates are 14% higher than the national average, and it has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #22331
Year Established1976
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD10.48%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$248.9MM$251.9MM
LoansQ2 2019vs Q2 2018$176.9MM$169.5MM
DepositsQ2 2019vs Q2 2018$221.1MM$221.2MM
Equity CapitalQ2 2019vs Q2 2018$25.7MM$26.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.5MM$1.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$74.00K$310.00K
Real Estate OwnedQ2 2019vs Q2 2018$87.00K$147.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Virginia Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Virginia Community Bank Savings Account Rates

0.30%$20-Regular Savings Account
0.30%$20-IRA Savings

Virginia Community Bank Money Market Rates

0.50%*$500k*-Money Market Account
OTHER TIERS: 0.25% $20 - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k | 0.45% $200k - $500k

Virginia Community Bank Checking Account Rates

0.25%$20-Hometown Interest Checking Account
0.25%$20-Neighborhood Business Interest Checking

Virginia Community Bank CD Rates

2.02%$5k-15 Month Promotional CD (New Money Only)
1.51%$500-60 Month CD
1.26%$500-48 Month CD
1.00%$500-36 Month CD
0.85%$500-24 Month CD
0.50%$500-12 Month CD
0.35%$1k-182 Day CD
0.25%$1k-91 Day CD

Virginia Community Bank IRA Rates

1.51%$500-60 Month IRA
1.26%$500-48 Month IRA
1.00%$500-36 Month IRA
0.75%$500-24 Month IRA
0.50%$500-12 Month IRA

Virginia Community Bank Locations
Zion Crossroads Branch10050 Three Notch RoadTroy, VA 22974
Breezewood Branch10645 Courthouse RoadFredericksburg, VA 22401
Orange Branch169 Madison RoadOrange, VA 22960
Culpeper Office Branch701 South Main StreetCulpeper, VA 22701
Mineral Branch430 Mineral AvenueMineral, VA 23117
Virginia Community Bank408 East Main StreetLouisa, VA 23093
Corporate Office Branch114 Industrial DriveLouisa, VA 23093
Gordonsville Branch104 South Main StreetGordonsville, VA 22942

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.