Featured Savings Rates
Featured Accounts

Virginia Community Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month CD
0.50%1-year CD12 Month CD
0.30%SavingsRegular Savings Account

Overview / Commentary
540-967-2111
408 East Main Street
Louisa, VA 23093

Virginia Community Bank is headquartered in Louisa and is the 57th largest bank in the state of Virginia. It is also the 2,681st largest bank in the nation. It was established in 1976 and as of September of 2016, it had grown to 62 employees at 8 locations. Virginia Community Bank has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #22331
Year Established1976
Employees62
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD8.93%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$233.4MM$214.8MM
LoansQ3 2016vs Q3 2015$169.3MM$152.6MM
DepositsQ3 2016vs Q3 2015$202.3MM$192.5MM
Equity CapitalQ3 2016vs Q3 2015$23.8MM$21.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.0MM$3.5MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.4MM$2.1MM
Real Estate OwnedQ3 2016vs Q3 2015$756.00K$875.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Virginia Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$20-Regular Savings Account
0.30%$20-IRA Savings

Virginia Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$500k*-Money Market Account
OTHER TIERS: 0.20% $20 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k | 0.35% $100k - $200k | 0.40% $200k - $500k

Virginia Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$20-Hometown Interest Checking Account
0.20%$20-Neighborhood Business Interest Checking

Virginia Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month CD
1.26%$500-48 Month CD
1.16%$10k-25 Month Certificate Special
1.00%$500-36 Month CD
0.85%$500-24 Month CD
0.50%$500-12 Month CD
0.35%$1k-182 Day CD
0.25%$1k-91 Day CD

Virginia Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month IRA
1.26%$500-48 Month IRA
1.00%$500-36 Month IRA
0.75%$500-24 Month IRA
0.50%$500-12 Month IRA
Locations


Virginia Community Bank Locations
Zion Crossroads Branch10050 Three Notch RoadTroy, VA 22974
Breezewood Branch10645 Courthouse RoadFredericksburg, VA 22401
Orange Branch185 Madison RoadOrange, VA 22960
Culpeper Office Branch701 South Main StreetCulpeper, VA 22701
Courthouse BranchMain Street and Cutler AvenueLouisa, VA 23093
Mineral BranchMineral Avenue and Fourth StreetMineral, VA 23117
Virginia Community Bank408 East Main StreetLouisa, VA 23093