VITAL Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.01% | 3-year CD | 36 Month CD 1.85% - Synchrony Bank 36 Month CD |
| 2.01% | 3-year IRA | 36 Month IRA 1.06% - National Average |
| 1.00% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
VITAL Federal Credit Union is headquartered in Spartanburg and is the 30th largest credit union in the state of South Carolina. It is also the 2,374th largest credit union in the nation. It was established in 1964 and as of March of 2017, it had grown to 18 employees and 7,155 members at 2 locations. VITAL Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Spartanburg County, and to employees of select area businesses.
See current membership details
Related Posts
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24536 |
| Year Chartered | 1964 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.62% |
| Return on Equity - YTD | 6.16% |
| Annual Interest Income | $447.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $49.2MM$44.3MM |
| Loans | Q1 2017vs Q1 2016 | $36.4MM$31.4MM |
| Deposits | Q1 2017vs Q1 2016 | $44.0MM$39.5MM |
| Equity Capital | Q1 2017vs Q1 2016 | $4.9MM$4.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $121.00K$109.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $133.00K$138.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$158.00K |
Always verify rates and promotions with the bank or credit union. We are not VITAL Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
VITAL Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $500 | - | Regular Shares | |
| 0.25% | - | - | IRA Share | |
| 0.25% | - | - | Christmas Club | |
| 0.25% | - | - | Roth IRA | |
| 0.25% | - | - | Coverdell IRA |
VITAL Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $25k* | - | Elite Checking | ||
| OTHER TIERS: 0.25% → $150 - $2,500 | 0.35% → $2,500 - $15k | 0.36% → $15k - $25k | |||||
| 0.25% | $150 | - | Checking | ||
VITAL Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | $500 | - | 36 Month CD | |
| 1.25% | $500 | - | 24 Month CD | |
| 1.00% | $500 | - | 12 Month CD |
VITAL Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | $500 | - | 36 Month IRA | |
| 1.25% | $500 | - | 24 Month IRA | |
| 1.00% | $500 | - | 12 Month IRA |
| VITAL Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1000 Asheville Hwy | Spartanburg, SC 29303 |
| Branch Office | 1595 E Main St | Duncan, SC 29334 |