VITAL Federal Credit Union is headquartered in Spartanburg and is the 31st largest credit union in the state of South Carolina. It is also the 2,307th largest credit union in the nation. It was established in 1964 and as of September of 2024, it had grown to 15 employees and 6,242 members at 1 location. VITAL Federal Credit Union has a B+ health rating.
Membership in Vital Federal Credit Union is open to those who live, work, worship, or attend school in Spartanburg County, South Carolina.
See current membership details
Overall | |
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NCUA # | 24536 |
Year Chartered | 1964 |
Employees | 15 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.41% |
Return on Equity - YTD | 9.18% |
Annual Interest Income | $2.2MM |
Assets and Liabilities | ||
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Assets | Q3 2024vs Q3 2023 | $58MM$59.6MM |
Loans | Q3 2024vs Q3 2023 | $39.8MM$46.6MM |
Deposits | Q3 2024vs Q3 2023 | $48.7MM$51.1MM |
Equity Capital | Q3 2024vs Q3 2023 | $8.9MM$7.9MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $59K$52K |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $103K$138K |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Sorry, we do not have rate data for VITAL Federal Credit Union.
VITAL Federal Credit Union Locations | ||
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Corporate Office | 1450 John B White SR Blvd | Spartanburg, SC 29306 |