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Overview / Commentary
708-652-2000
7820 West 26th Street
North Riverside, IL 60546

West Town Bank & Trust is headquartered in North Riverside and is the 149th largest bank in the state of Illinois. It is also the 2,344th largest bank in the nation. It was established in 1922 and as of June of 2017, it had grown to 78 employees at 4 locations. West Town Bank & Trust's money market rates are 3X the national average, and it has a B health rating.

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West Town B&T (IL/NC) Offers 1-Year Guaranteed APY On Checking - 4/6/2017

West Town Bank & Trust's (IL/NC) Personal Classic Checking earns 1.50% APY on all balances and APY is guaranteed for one year following account opening.

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Reviews (1)

This Bank Is Legit.

Posted by: bmwspeed | May 27, 2017

In case anyone is wondering if this deal is real 1.50% interest on a checking account I would like to let you know it is. I personally opened the account and after the first month they credited the interest automatically. Seems many people are skeptical on a small bank with a rate such as this. Bank is FDIC insured as well.



Health

Health Grade Components

Overall
FDIC Certificate #28151
Year Established1922
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.46%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$276.5MM$242.3MM
LoansQ2 2017vs Q2 2016$228.4MM$195.3MM
DepositsQ2 2017vs Q2 2016$225.7MM$178.9MM
Equity CapitalQ2 2017vs Q2 2016$28.1MM$25.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.6MM$2.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.0MM$2.7MM
Real Estate OwnedQ2 2017vs Q2 2016$270.00K$993.00K
Rates
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West Town Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-Personal Money Market Promotional Account

West Town Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$100-Personal Classic Checking Account
Locations


West Town Bank & Trust Locations
West Town Savings Bank7820 West 26th StreetNorth Riverside, IL 60546
Cicero Il Branch4852 West 30th StreetCicero, IL 60804
Winterville North Carolina Branch4051 South Memorial DriveWinterville, NC 28590
Edenton Nc Branch216 S Broad StEdenton, NC 27932