West Town Bank & Trust

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Overview / Commentary

www.westtownbank.com

708-652-2000

7820 West 26th Street
North Riverside, IL 60546

West Town Bank & Trust is headquartered in North Riverside and is the 150^th largest bank in the state of Illinois. It is also the 2,412^th largest bank in the nation. It was established in 1922 and as of March of 2017, it had grown to 106 employees at 4 locations. West Town Bank & Trust's money market rates are 3X the national average, and it has a B+ health rating.

This Bank Is Legit.

Posted by: bmwspeed | May 27, 2017

In case anyone is wondering if this deal is real 1.50% interest on a checking account I would like to let you know it is. I personally opened the account and after the first month they credited the interest automatically. Seems many people are skeptical on a small bank with a rate such as this. Bank is FDIC insured as well.

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Health

B+

Data as of Q1 2017

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Health Grade Components

Overall
FDIC Certificate #	28151
Year Established	1922
Employees	106
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.53%
Return on Equity - YTD	15.02%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$268.7MM$229.5MM
Loans	Q1 2017vs Q1 2016	$218.6MM$190.8MM
Deposits	Q1 2017vs Q1 2016	$224.8MM$172.8MM
Equity Capital	Q1 2017vs Q1 2016	$28.1MM$25.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$2.5MM$1.9MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$3.7MM$3.2MM
Real Estate Owned	Q1 2017vs Q1 2016	$270.00K$378.00K

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