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Overview / Commentary
7820 West 26th Street
North Riverside, IL 60546

West Town Bank & Trust is headquartered in North Riverside and is the 146th largest bank in the state of Illinois. It is also the 2,318th largest bank in the nation. It was established in 1922 and as of December of 2016, it had grown to 107 employees at 4 locations. West Town Bank & Trust has a B+ health rating.

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Reviews (1)

Business Ethics!

I think was taken for a ride when the interest rates started going up. After signing up for 4.25% the representative suggested that I enhance the loan amount and get some cash from the seller. He did not warn that the interest rates that were frozen may not apply if I changed the amount as suggested. Once I changed the amount he worked out fresh loan @ 4.75% saying that 4.25% was valid only for the earlier application.


Health Grade Components

FDIC Certificate #28151
Year Established1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.16%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$280.3MM$214.6MM
LoansQ4 2016vs Q4 2015$226.7MM$175.9MM
DepositsQ4 2016vs Q4 2015$217.1MM$178.4MM
Equity CapitalQ4 2016vs Q4 2015$27.8MM$24.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.3MM$1.8MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.4MM$4.1MM
Real Estate OwnedQ4 2016vs Q4 2015$874.00K$270.00K

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West Town Bank & Trust Locations
West Town Savings Bank7820 West 26th StreetNorth Riverside, IL 60546
Cicero Il Branch4852 West 30th StreetCicero, IL 60804
Winterville North Carolina Branch4051 South Memorial DriveWinterville, NC 28590
Edenton Nc Branch216 S Broad StEdenton, NC 27932