West Town Bank & Trust

Overview / Commentary
7820 West 26th Street
North Riverside, IL 60546

West Town Bank & Trust is headquartered in North Riverside and is the 134th largest bank in the state of Illinois. It is also the 2,296th largest bank in the nation. It was established in 1922 and as of June of 2020, it had grown to 59 employees at 2 locations. West Town Bank & Trust has a B health rating.

Reviews (1)

This Bank Is Legit.

Posted by: |

In case anyone is wondering if this deal is real 1.50% interest on a checking account I would like to let you know it is. I personally opened the account and after the first month they credited the interest automatically. Seems many people are skeptical on a small bank with a rate such as this. Bank is FDIC insured as well.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. West Town Bank & Trust has a negative return on equity.

Health Grade Components

FDIC Certificate #28151
Year Established1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.55%
Return on Equity - YTD-12.69%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$312.4MM$269.7MM
LoansQ2 2020vs Q2 2019$257.9MM$221.0MM
DepositsQ2 2020vs Q2 2019$266.1MM$230.8MM
Equity CapitalQ2 2020vs Q2 2019$34.3MM$34.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$4.9MM$3.4MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$7.8MM$3.3MM
Real Estate OwnedQ2 2020vs Q2 2019$282.00K$2.1MM

Sorry, we do not have rate data for West Town Bank & Trust.


West Town Bank & Trust Locations
West Town Savings Bank7820 West 26th StreetNorth Riverside, IL 60546
Winterville North Carolina Branch4051 South Memorial DriveWinterville, NC 28590

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