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Western Commerce Bank

Western Commerce Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.wcb.net
575-887-6686
127 South Canyon Street
Carlsbad, NM 88220

Western Commerce Bank is headquartered in CARLSBAD and is the 7th largest bank in the state of New Mexico. It is also the 1,213th largest bank in the nation. It was established in 1961 and as of March of 2025, it had grown to 97 employees at 12 locations. Western Commerce Bank has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18389
Year Established1961
Employees97
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.92%
Return on Equity - YTD30.99%
Annual Interest Income$11.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$830.9MM$789.6MM
LoansQ1 2025vs Q1 2024$449.9MM$434.2MM
DepositsQ1 2025vs Q1 2024$755.9MM$717.6MM
Equity CapitalQ1 2025vs Q1 2024$72.6MM$68.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5MM$5.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.7MM$977K
Real Estate OwnedQ1 2025vs Q1 2024$950K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for Western Commerce Bank.

Locations


Cities: Albuquerque, Carlsbad, Hobbs, Loving, Lovington, Tatum

Albuquerque Branches
Albuquerque Branch1910 Wyoming Blvd NeAlbuquerque, NM 87105

Carlsbad Branches
Western Commerce Bank127 S Canyon StCarlsbad, NM 88220
South Y Branch3010 National Parks HighwayCarlsbad, NM 88220
North Canal Branch501 North Canal StreetCarlsbad, NM 88220

Hobbs Branches
Hobbs Downtown Office209 W. TaylorHobbs, NM 88240
Hobbs Branch2224 North Turner BoulevardHobbs, NM 88240
Grimes Branch3920 N. GrimesHobbs, NM 88240

Loving Branches
Loving Branch313 Cedar StreetLoving, NM 88256

Lovington Branches
Lovington Main Branch18 West Adams StreetLovington, NM 88260

Tatum Branches
Tatum Branch102 South Avenue ATatum, NM 88267

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