Western Connecticut Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.00%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.20%	1-year CD	2.65% - Barclays 12 Month Online CD
0.03%	Savings	2.00% - Ally Bank Online Savings Account

View all Western Connecticut Federal Credit Union rates »

Overview / Commentary

www.westernctfcu.com

800-426-5057

2 Stony Hill Rd
Bethel, CT 06801

Western Connecticut Federal Credit Union is headquartered in Bethel and is the 46^th largest credit union in the state of Connecticut. It is also the 2,999^th largest credit union in the nation. It was established in 1966 and as of September of 2018, it had grown to 8 employees and 3,741 members at 1 location. Western Connecticut Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Brookfield, Bethel, Bridgewater, New Fairfield, Danbury, Newtown, Redding, New Milford, Ridgefield, and Sherman in Connecticut.
See current membership details

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Health

C

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Western Connecticut Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	17330
Year Chartered	1966
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	12.51%
Annual Interest Income	$806.00K

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$27.6MM$27.4MM
Loans	Q3 2018vs Q3 2017	$19.6MM$19.1MM
Deposits	Q3 2018vs Q3 2017	$25.9MM$25.8MM
Equity Capital	Q3 2018vs Q3 2017	$1.6MM$1.5MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$199.00K$162.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$758.00K$923.00K
Real Estate Owned	Q3 2018vs Q3 2017	$203.00K$103.00K

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Western Connecticut Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$10	-	Minor/Youth Savings
0.25%	$10	-	Holiday Club
0.25%	$10	-	Vacation Club
0.25%	$500	-	IRA Share
0.25%	$10	-	Health Savings Account
0.05%	$500	-	Growth Share Certificate
0.05%	$500	-	Growth Share Certificate - Increase Not Met
0.03%	$100	-	Basic Savings
0.03%	$100	-	Premium Savings

Western Connecticut Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$50k^*	-	Money Market
OTHER TIERS: 0.07% → $2k - $25k \| 0.10% → $25k - $50k

Western Connecticut Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$750	-	Premium Checking

Western Connecticut Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$2.5k	-	60 Month CD
0.60%	$2.5k	-	48 Month CD
0.55%	$2.5k	-	36 Month CD
0.55%	-	-	12 Month Save to Win Special Certificate
0.30%	$2.5k	-	24 Month CD
0.25%	$2.5k	-	18 Month CD
0.20%	$2.5k	-	12 Month CD
0.15%	$2.5k	-	6 Month CD

Western Connecticut Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$2.5k	-	60 Month IRA
0.60%	$2.5k	-	48 Month IRA
0.55%	$2.5k	-	36 Month IRA
0.30%	$2.5k	-	24 Month IRA
0.25%	$2.5k	-	18 Month IRA
0.20%	$2.5k	-	12 Month IRA
0.15%	$2.5k	-	6 Month IRA

Locations

Western Connecticut Federal Credit Union Locations
Branch Office	2 Stony Hill Rd	Bethel, CT 06801

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