Whitney Bank is headquartered in Gulfport and is the largest bank in the state of Mississippi. It is also the 66th largest bank in the nation. It was established in 1899 and as of March of 2018, it had grown to 3,693 employees at 212 locations. Whitney Bank has an A health rating.
I have been using this bank ever since I was able to get a checking account. It has been a fantastic experience. The checking account I have used offers everything that I could want. I do have a debit card that I can use. I do bank with a national bank also, and whenever I have business at the national bank I go through the drive thru. When I go Whitney I go inside the bank because you get a warm feeling every time you go in. The people are so friendly and helpful. The bank does not offer everything that a large national bank offers, but they do have my business for all of the products that they do offer. I have recommended this bank to many people just due to the overall experience. When you go into this bank you do not have your guard up like you would when you walk into a big national bank.
Last time I checked, banks charge for incoming and outgoing wires lol, have minimum balance requirements etc. Most banks are for-profit so if you have fee issues go to a Credit Union, they will also charge you for wires etc, yet they are non-profit !!! Everything in life cant be free!!! Wake Up People!!!
I mistakenly used my personal whitney bank debit card when paying for a $600 business purchase. It was 4pm on wednesday. I realized it around 6pm on the same day and the next day at 930 am I deposited a $1500 check from my business. Whitney bank decided to hold $1300 of my check hostage for 3 days and not credit my account and charged me $75 for 2 overdrafts from the ordeal. They completely took advantage of the situation and I feel very angry and mistreated. I don't have a history of overdrafts and was very prompt to cover the money from the purchase. This bank is preys on it's customers!
This bank is the absolute worst. I wouldn't recommend it to anyone they are so far behind in technology all the paper work they have to do just for a deposit its like 1975 in there and the constant new faces are ridiculous. Every time they get someone who is worth keeping around they end up losing them and keeping the rude tellers. i wouldn't recommend this bank at all. They do these ridiculous customer service surveys and it is so stupid. Bottom line no matter how many times u call and ask how my experience was its was never going to change I'm so glad I woke up and went to a real bank.
This use to be a good bank until they merged with Whitney Bank. I have been a customer for the past 3 years. I ended up opening 3 other bank acounts with better rates and fees. I am so thankful to get rid of Hancock. They will try to charge you for any little thing that they can especially when they know you plan to leave them. Stay away if possible. It has been a steady decline in treating customers right. I have never been so dis-satisfied with a bank before, and believe me...I've used 8 other national banks and credit unions.
Worst bank I have ever had. They find anyway to charge you. They not only charge you monthly if you don't keep over $250.00 daily in your bank account, but they charge you $20.00 to send, and recieve a wire transfer! I have never had a bamk do that! , I have moved around a lot and have had several different banks, and this one by far is the most money hungry one. Be careful, they will find some way to ring money out of you.
|FDIC Certificate #||12441|
|Return on Assets - YTD||1.1%|
|Return on Equity - YTD||10.14%|
|Annual Interest Income||$241.1MM|
|Assets and Liabilities|
|Assets||Q1 2018vs Q1 2017||$27.22B$25.40B|
|Loans||Q1 2018vs Q1 2017||$18.90B$18.01B|
|Deposits||Q1 2018vs Q1 2017||$22.58B$19.99B|
|Equity Capital||Q1 2018vs Q1 2017||$2.95B$2.83B|
|Loan Loss Allowance||Q1 2018vs Q1 2017||$210.7MM$213.6MM|
|Unbacked Noncurrent Loans||Q1 2018vs Q1 2017||$306.8MM$270.9MM|
|Real Estate Owned||Q1 2018vs Q1 2017||$14.0MM$16.4MM|
Sorry, we do not have rate data for Whitney Bank.