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Overview / Commentary
209 N Beaver St
York, PA 17401

Wilmac Employees' Credit Union is headquartered in York and is the 336th largest credit union in the state of Pennsylvania. It is also the 5,242nd largest credit union in the nation. It was established in 1976 and as of September of 2016, it had grown to 1 employees and 774 members at 1 location. Wilmac Employees' Credit Union has a B health rating.

Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Wilmac Employees' Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #64235
Year Chartered1976
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD2.36%
Annual Interest Income$44.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$2.9MM$2.7MM
LoansQ3 2016vs Q3 2015$1.2MM$1.1MM
DepositsQ3 2016vs Q3 2015$2.4MM$2.2MM
Equity CapitalQ3 2016vs Q3 2015$565.00K$551.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$12.00K$11.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.00K$22.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates

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Locations


Wilmac Employees' Credit Union Locations
Branch Office209 N Beaver StYork, PA 17401