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3200 Wilshire Boulevard
Los Angeles, CA 90010

Wilshire Bank is headquartered in Los Angeles and is the 19th largest bank in the state of California. It is also the 209th largest bank in the nation. It was established in 1980 and as of March of 2016, it had grown to 569 employees at 35 locations. Wilshire Bank has an A+ health rating.

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13 Mth Flex CD & DDA (1.20%) - 5/25/2016

Wilshire is offering new CD promotion. Must have/set up DDA account for interest deposits. 13 MONTH FLEX CD & DDA PROMOTION (Consumer & Business Accounts Permitted) 1.20% APY; $30,000 minimum deposit/balance;  $250,000 maximum. Interest paid monthly to DDA; Campaign Period: April 25, 2016 – June 30, 2016 Transaction Restriction: Transactions during the first seven (7) days from account opening and seven (7) days prior to maturity is not allowed. Six (6) withdrawals are permitted without penalty in increments of $1,000 and unrestricted number of deposits in increments of $1,000 up to the amount of $250,000 of total CD balance

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Reviews (4)

This Bank Is Great!

Posted by: Huy Ngo | Dec 11, 2015

The staff is great and humor. Even the app on mobile is bad, the web version is good with all detail you need. Beside, they have a rainbow saving, with high APY and it is a great way to saving money.

Wilshire State Bank

Recently I opened an account with Wilshire State Bank, located at 150-24 Northern Blvd Flushing. The staff was so kind and professional and I got the service to them as VIP and I recommend to use Wilshire State Bank. It's different then other bank.


Has The Bank Failed?

Posted by: MopMan44 | Oct 9, 2010

Went to the Bayside, NY branch of Wilshire State Bank on Sat. 10/9.  They were closed.  Called the Flushing, NY branch.  No one answered.  No signs on door giving any reason why Bayside branch was closed.  I know some branches close for Columbus Day, but that is Monday, and no sign for that either. I am calling California branches later to see if they are open.  Anybody know anything?  Hope they didn't fail/go out of business.

Avoid This Bank-Incompetent

I took out a mortgage with Wilshire Bank recently and had a very negative experience. During our 8 week escrow period, they were very inefficient in collecting the necessary financial records from us, they were still doing so up until the very day of closing, and had not established any kind of contact with the Title company until the 5th week of escrow after I insisted they do so. Bottom line- they were incompetent and brought a lot of risk to our loan process. Avoid this bank!


Health Grade Components

FDIC Certificate #23301
Year Established1980
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD9.51%
Annual Interest Income$46.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$4.72B$4.41B
LoansQ1 2016vs Q1 2015$3.83B$3.47B
DepositsQ1 2016vs Q1 2015$3.88B$3.65B
Equity CapitalQ1 2016vs Q1 2015$594.5MM$564.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$52.7MM$48.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$21.8MM$31.4MM
Real Estate OwnedQ1 2016vs Q1 2015$10.1MM$7.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wilshire Bank Savings Account Rates

1.31%$1k-36 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
1.16%$1k-24 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
1.01%$1k-12 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
0.60%$500-eLink Savings

Wilshire Bank CD Rates

0.80%$1k-365 Day CD
0.60%$1k-180 Day CD
0.25%$1k-90 Day CD
0.20%$1k-30 Day CD

Wilshire Bank has 33 locations. Click to view all Wilshire Bank locations.