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Overview / Commentary
213-427-7711
3200 Wilshire Boulevard
Los Angeles, CA 90010

Wilshire Bank is headquartered in Los Angeles and is the 19th largest bank in the state of California. It is also the 205th largest bank in the nation. It was established in 1980 and as of December of 2015, it had grown to 583 employees at 35 locations. Wilshire Bank's savings rates are 4X the national average, and it boasts an A+ health rating.

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Reviews (4)

This Bank Is Great!

Posted by: Huy Ngo | Dec 11, 2015

The staff is great and humor. Even the app on mobile is bad, the web version is good with all detail you need. Beside, they have a rainbow saving, with high APY and it is a great way to saving money.

Wilshire State Bank

Recently I opened an account with Wilshire State Bank, located at 150-24 Northern Blvd Flushing. The staff was so kind and professional and I got the service to them as VIP and I recommend to use Wilshire State Bank. It's different then other bank.

  

Avoid This Bank-Incompetent

I took out a mortgage with Wilshire Bank recently and had a very negative experience. During our 8 week escrow period, they were very inefficient in collecting the necessary financial records from us, they were still doing so up until the very day of closing, and had not established any kind of contact with the Title company until the 5th week of escrow after I insisted they do so. Bottom line- they were incompetent and brought a lot of risk to our loan process. Avoid this bank!

Has The Bank Failed?

Posted by: MopMan44 | Oct 9, 2010

Went to the Bayside, NY branch of Wilshire State Bank on Sat. 10/9.  They were closed.  Called the Flushing, NY branch.  No one answered.  No signs on door giving any reason why Bayside branch was closed.  I know some branches close for Columbus Day, but that is Monday, and no sign for that either. I am calling California branches later to see if they are open.  Anybody know anything?  Hope they didn't fail/go out of business.



Health
A+

Health Grade Components

Overall
FDIC Certificate #23301
Year Established1980
Employees583
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD11.28%
Annual Interest Income$179.0MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$4.71B$4.15B
LoansQ4 2015vs Q4 2014$3.79B$3.27B
DepositsQ4 2015vs Q4 2014$3.87B$3.42B
Equity CapitalQ4 2015vs Q4 2014$576.8MM$544.1MM
Loan Loss AllowanceQ4 2015vs Q4 2014$52.4MM$48.6MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$20.3MM$36.3MM
Real Estate OwnedQ4 2015vs Q4 2014$9.2MM$7.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wilshire Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.28%$1k-36 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
2.02%$1k-36 Month Rainbow Savings w/o Automatic Transfer from a WSB Deposit Account
1.77%$1k-24 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
1.77%$1k-30 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
1.51%$1k-12 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
1.51%$1k-18 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
1.51%$1k-24 Month Rainbow Savings w/o Automatic Transfer from a WSB Deposit Account
1.51%$1k-30 Month Rainbow Savings w/o Automatic Transfer from a WSB Deposit Account
1.26%$1k-12 Month Rainbow Savings w/o Automatic Transfer from a WSB Deposit Account
1.26%$1k-18 Month Rainbow Savings w/o Automatic Transfer from a WSB Deposit Account
0.60%$500-eLink Savings

Wilshire Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1k-365 Day CD
0.60%$1k-180 Day CD
0.25%$1k-90 Day CD
0.20%$1k-30 Day CD
Locations

Wilshire Bank has 34 locations. Click to view all Wilshire Bank locations.