Featured Savings Rates
Featured Accounts

Winston-Salem Federal Credit Union

Popular Accounts at this Credit Union

0.35%1-year CD12 Month Save To Win CD
0.20%SavingsMembership Share
1.15%4-year CD48 Month CD

Overview / Commentary
711 E Salem Ave
Winston Salem, NC 27101-5365

Winston-Salem Federal Credit Union is headquartered in WINSTON SALEM and is the 29th largest credit union in the state of North Carolina. It is also the 2,065th largest credit union in the nation. It was established in 1957 and as of December of 2017, it had grown to 24 employees and 13,275 members at 2 locations. Winston-Salem Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees or members of Winston-Salem State University, Piedmont Authority for Reginal Transportation, Winston-Salem Forsyth County Schools and other select organizations.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Winston-Salem Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #24814
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD3.86%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$62.6MM$63.1MM
LoansQ4 2017vs Q4 2016$50.9MM$51.4MM
DepositsQ4 2017vs Q4 2016$52.4MM$53.5MM
Equity CapitalQ4 2017vs Q4 2016$8.6MM$8.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$654.00K$679.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.1MM$1.7MM
Real Estate OwnedQ4 2017vs Q4 2016$369.00K$355.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Winston-Salem Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Winston-Salem Federal Credit Union Savings Account Rates

0.60%--IRA Savings
0.25%$25-Christmas Club
0.25%$25-Vacation Club
0.25%$50-Student Club
0.20%$25-Membership Share

Winston-Salem Federal Credit Union Money Market Rates

0.35%*$100k*-Money Market
OTHER TIERS: 0.20% $250 - $50k | 0.25% $50k - $100k

Winston-Salem Federal Credit Union CD Rates

1.70%$500-24 Month CD Special
1.15%$250-48 Month CD
1.00%$250-36 Month CD
0.90%$250-24 Month CD
0.90%$125-17 Month Gen Y CD
0.80%$250-18 Month CD
0.70%$250-12 Month CD
0.50%$250-6 Month CD
0.35%$25-12 Month Save To Win CD

Winston-Salem Federal Credit Union IRA Rates

1.25%$250-48 Month C.U.R.E. Retirement Club Certificate
1.10%$250-36 Month C.U.R.E. Retirement Club Certificate
1.00%$250-24 Month C.U.R.E. Retirement Club Certificate
0.90%$250-18 Month C.U.R.E. Retirement Club Certificate
0.80%$250-12 Month C.U.R.E. Retirement Club Certificate
0.60%$250-6 Month C.U.R.E. Retirement Club Certificate

Winston-Salem Federal Credit Union Locations
Branch Office711 E SALEM AVEWINSTON SALEM, NC 27101-5365
Branch Office3193 Peters Creek Pkwy Ste AWinston Salem, NC 27127