- No minimum balance requirements or monthly maintenance fees
- No direct deposit requirement
- Free use of any bank's ATMs with rebates of other banks' ATM fees
- Free checks for life of account
Compass Bank goes beyond USAA in that they claim unlimited free use of any bank's ATM and unlimited rebates of other banks' ATM fees. USAA Bank offers the first 10 non-USAA ATM withdrawals for free per statement cycle ($1 each after that). For rebating other banks' ATM fees, it rebates up to $15 per account per statement cycle.
Compass Bank has a table to compare its checking account with other common banks. The table for Compass Banks in Texas is here. Out of six services listed, most banks like Bank One, Chase, Wells Fargo, and Bank of America only offer one. Wachovia has 2 of the 6 and Washington Mutual has 3 of the 6. Different banks are compared for other states (Alabama, Arizona, Colorado, Florida, and New Mexico).