10% CD Special?
The Guardian Credit Union offers a one year 10% CD. Of course there are restrictions and requirements. First, the maximum deposit allowed is $2500 (minimum $500). Also, it requires the opening of the checking account with direct deposit. So you can think of this as a new account bonus. For $2500, the extra 6% interest would be equal to a bonus of about $150. The credit union's field of membership includes many of those in Alabama.
5.12% 5-month CD
Portland Teachers Credit Union has this special 5-month CD paying 5.12% APY. The minimum deposit requirement is $5K and the maximum is $50K. If you deposit $50K, you'll get about $280 more than you would if you had put it into HSBC's 3.75% money market account (assuming no rate changes). The credit union's field of membership includes many of those in Oregon.
5.10% 6-month CD
US Premier Federal Credit Union has a special 6-month 5.10% CD. The maximum deposit is only $5K. So you would gain only about $34 over a HSBC 3.75% money market account. This has an unique age reguirement. It's only offered to those 22 years of age and under. The credit union has its headquarters in Alexandria, Virginia with branches in Washington DC. Its field of membership includes many organizations and federal employees.
You can also get a no-restriction 5.10% CD from this credit union, however, it has a term of 5 years. There's only a $1K minimum deposit requirement.
5.26% 5 year CD
South Carolina Federal Credit Union offers several high rate CDs with terms of 3, 4, and 5 years. For deposits of over $50K, the 3, 4, 5 year rates are 5.01%, 5.11%, and 5.26%. For deposits of over $500, the 3, 4, 5 year rates are 4.75%, 4.85%, and 5.00%. The credit union's field of membership is primarily limited to those in South Carolina.
Other 5 percent CDs are mentioned in my previous posts of Sept 10th, Sept 3rd, Sept 1st, and Aug 24th.