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BY Ken Tumin
If you've been chasing the best rates and deals at online banks, you might be getting overwhelmed at all the accounts that you have to manage. A password method can be one difficult thing to manage. Some people often use the same password with all accounts. This is fine for non-money-related accounts (like your email or newspaper), but for your money accounts, this method involves risks.
For maximum security, you want unique passwords with random characters that are changed every three months. This is not easy.
Most banks don't require you to change your passwords after a certain period of time. EmigrantDirect is one of those banks that seem to require you to change it after every 3 months. If you forget, it can be troublesome to resolve.
There are some methods that can help you come up with multiple secure passwords. This article describes a good way, but it still doesn't make it easy to regularly change your passwords.
The best method that I've come across is one that I found on this slashdot thread. In fact, I was so impressed, that I decided to create a program that can be used to implement this method. I created a new blog with instructions on how to run it. In addition, I give a detailed description about this method. The javascript program can be run just by clicking the button on the top right of the page. There's nothing to download, and nothing gets recorded by a server.
Here's the link to this new password helper blog.
I hope you find it useful.
For maximum security, you want unique passwords with random characters that are changed every three months. This is not easy.
Most banks don't require you to change your passwords after a certain period of time. EmigrantDirect is one of those banks that seem to require you to change it after every 3 months. If you forget, it can be troublesome to resolve.
There are some methods that can help you come up with multiple secure passwords. This article describes a good way, but it still doesn't make it easy to regularly change your passwords.
The best method that I've come across is one that I found on this slashdot thread. In fact, I was so impressed, that I decided to create a program that can be used to implement this method. I created a new blog with instructions on how to run it. In addition, I give a detailed description about this method. The javascript program can be run just by clicking the button on the top right of the page. There's nothing to download, and nothing gets recorded by a server.
Here's the link to this new password helper blog.
I hope you find it useful.
A virtual keyboard or something similar could help. Then mouse loggers would become popular ;)
I do like the idea of virtual keyboards like ING's PIN guard. One way to reduce the chance of mouse logging is to do a bunch of bogus clicks around the virtual keyboard between the actual clicks of you pin. It's an easy way to give a little bit more security.