So opening additional E-LOAN savings accounts may make it a little easier to transfer money. But not being able to transfer between accounts is an issue. Their reply suggests that they may fix this in the future. Seems like it should be an easy fix. The only other problem would be having to fund additional accounts with new $5k deposits.
One note regarding customer service, so far I've been pleased with the response time from E-LOAN concerning my questions submitted on their secure messaging system. I sent the first on 6:00pm and received a response the next morning. The response left out the answer to one of my questions concerning transfers between E-LOAN accounts, so I sent another message. That one came back within two hours.
For more information on E-LOAN, please refer to my previous posts: