The lucky ones were those who got in when there was only a $1 minimum initial deposit requirement and received the $25 sign-up bonus. With the higher minimum, they may be more likely to bring back the sign-up bonus. Perhaps they're planning for the end of HSBC's 6% promotion to attract deposits away from HSBC. Grand Yield Direct has done a good job at maintaining a high yield since it started in July. So this would be a good choice for a savings account if you don't mind this new high minimum opening deposit.
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